Qualifying for high-yield dividends, up to $15 in ATM fee rebates, and having the $15 monthly service charge waived is easy. Simply do the following during each monthly qualification cycle:
- Have at least 15 debit card purchases post and clear
- Have one Direct Deposit post and clear
- Receive online eStatements
If you don't meet the requirements during one monthly qualification cycle, no rewards will be earned and the service charge will apply. But don't worry! You can get back to earning the rewards the very next monthly qualification cycle.
*APY is Annual Percentage Yield.
** Rate tiers are as follows: 3.00% APY applies to balances of $0.01 - $15,000.00 and 0.05% APY applies to balances over $15,000.00 if qualifications are met during the monthly qualification cycle. Up to $450 annually if account balance does not drop below $15,000. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change at any time after the account is opened. Fees may reduce earnings. "Qualification Cycle" means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31-August 30 for August statement).
Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.
Membership requirements apply. Available to personal accounts only.
Federally insured by NCUA