Individual Retirement Accounts (IRAs)

Start saving for your financial future now with a traditional IRA. 

• Dividends may be tax-deferred*
• Contributions may be deducted from income tax returns*
• $6,000 contribution limit per year
• Additional "catch-up" contributions of $1,000 per year are allowed for ages 50+
• Withdrawals can begin at age 59½
• Mandatory withdrawals at age 72
• Early withdrawals subject to penalty**
• Funds are federally insured to $250,000
• Visit the Online Retirement Center to learn more and get started.
• See more financial planning options.

Find out more information in the following eBrochures:

• Traditional IRA's
• Traditional & Roth IRA's
• Transfers, Rollovers, and Conversions
• IRA and Retirement Plan Distributions
• Inherited IRA's

Check out our current rates.

*Consult your tax advisor.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.

• Earnings and principal are 100% tax free upon withdrawal*
• Contributions are not tax deductible
• $6,000 contribution limit per year
• Additional "catch-up" contributions of $1,000 per year are allowed for ages 50+
• No mandatory distribution age
• Principal contributions can be withdrawn without penalty*
• Early withdrawals on interest subject to penalty**
• Funds are federally insured to $250,000
• Visit the Online Retirement Center to learn more and get started.
• See more financial planning options.

Find out more information in the following eBrochures:

• Roth IRA's
• Traditional & Roth IRA's
• Transfers, Rollovers, and Conversions
• IRA and Retirement Plan Distributions
• Inherited IRA's

Check out our current rates.

*Consult your tax advisor for details. Subject to some minimal conditions.

**Certain exceptions apply, such as healthcare, purchasing first home, etc.

Greater Nevada offers you a variety of ways to invest in your IRA. Whether you have a traditional or a Roth IRA, you have a choice to save via an IRA share account or IRA certificate.

An IRA share account requires no minimum balance or term, and pays a variable rate. This is often chosen for a first-time IRA, or for holding your IRA while you decide where to reinvest it.

IRA certificates require a minimum balance and term, but typically pay a higher fixed rate over IRA share accounts.

Check out our current rates.