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Start saving for your financial future now with a traditional IRA*. 

  • Dividends may be tax-deferred**
  • Contributions may be deducted from income tax returns**
  • Must be under age 70½ to open
  • $5,500 contribution limit per year
  • Additional "catch-up" contributions of $1,000 per year are allowed for ages 50+
  • Withdrawals can begin at age 59½
  • Mandatory withdrawals at age 70½
  • Early withdrawals subject to penalty***
  • Funds are federally insured to $250,000
  • Visit the Online Retirement Center to learn more and get started.
  • See more financial planning options.

Check out our current rates.

*Members over the age of 70 1/2 are not eligible to open a traditional IRA.
**Consult your tax advisor.

***Certain exceptions apply, such as healthcare, purchasing first home, etc.

To open a Roth IRA your income must be less than $95,000 annually ($150,000 for married couples). While you can't deduct contributions with a Roth IRA, your earnings are completely tax free upon withdrawal. Another advantage is your principal contributions (but not the interest) may be withdrawn without penalty.

  • Earnings and principal are 100% tax free upon withdrawal*
  • Contributions are not tax deductible
  • $5,500 contribution limit per year
  • Additional "catch-up" contributions of $1,000 per year are allowed for ages 50+
  • No mandatory distribution age
  • Principal contributions can be withdrawn without penalty*
  • Early withdrawals on interest subject to penalty**
  • Funds are federally insured to $250,000
  • Visit the Online Retirement Center to learn more and get started.
  • See more financial planning options.

Check out our current rates.

*Consult your tax advisor for details. Subject to some minimal conditions.

**Certain exceptions apply, such as healthcare, purchasing first home, etc.

Greater Nevada offers you a variety of ways to invest in your IRA. Whether you have a traditional or a Roth IRA, you have a choice to save via an IRA share account or IRA certificate.

An IRA share account requires no minimum balance or term, and pays a variable rate. This is often chosen for a first-time IRA, or for holding your IRA while you decide where to reinvest it.

IRA certificates require a minimum balance and term, but typically pay a higher fixed rate over IRA share accounts. Click here to view our limited time special rates.

Check out our other current rates.