Skip to main content Skip to sitemap

Fraud Alert:

Members have reported receiving suspicious and unsolicited phone calls and texts from people claiming to be GNCU employees. Please note, we will NEVER send you an unsolicited request to verify your account information, PIN, password, or info about your GNCU debit card. To report suspicious unsolicited communications for a scam attempt, and if you have given out personal information, please contact our Alert Fraud Team by clicking here to submit it through our online form.

Mobile Menu

Individual Retirement Accounts (IRAs)

It's never too early to plan for retirement. Individual Retirement Accounts (IRAs) can provide tax advantages and higher earnings. At Greater Nevada, we offer you both traditional and Roth IRAs. It's easy to get started!

Special rates are available for Share Certificates and IRA Share Certificates! Click here to view the rates.

Questions?

Traditional IRA
Roth IRA
Shares or Certificates

Start saving for your financial future now with a traditional IRA.

Dividends may be tax-deferred*
Contributions may be deducted from income tax returns*
$6,000 contribution limit per year
Additional "catch-up" contributions of $1,000 per year are allowed for ages 50+
Withdrawals can begin at age 59½
Mandatory withdrawals at age 72
Early withdrawals subject to penalty**
Funds are federally insured to $250,000
Visit the Online Retirement Center to learn more and get started.
See more financial planning options.

Find out more information in the following eBrochures:

Check out our current rates.

*Consult your tax advisor.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.

Earnings and principal are 100% tax free upon withdrawal*
Contributions are not tax deductible
$6,000 contribution limit per year
Additional "catch-up" contributions of $1,000 per year are allowed for ages 50+
No mandatory distribution age
Principal contributions can be withdrawn without penalty*
Early withdrawals on interest subject to penalty**
Funds are federally insured to $250,000
Visit the Online Retirement Center to learn more and get started.
See more financial planning options.

Find out more information in the following eBrochures:

Check out our current rates.

*Consult your tax advisor for details. Subject to some minimal conditions.

**Certain exceptions apply, such as healthcare, purchasing first home, etc.

Greater Nevada offers you a variety of ways to invest in your IRA. Whether you have a traditional or a Roth IRA, you have a choice to save via an IRA share account or IRA certificate.

An IRA share account requires no minimum balance or term, and pays a variable rate. This is often chosen for a first-time IRA, or for holding your IRA while you decide where to reinvest it.

IRA certificates require a minimum balance and term, but typically pay a higher fixed rate over IRA share accounts.

Check out our current rates.

Questions?