Fraud Alert:
Members have reported receiving suspicious and unsolicited phone calls and texts from people claiming to be GNCU employees. Please note, we will NEVER send you an unsolicited request to verify your account information, PIN, password, or info about your GNCU debit card. To report suspicious unsolicited communications for a scam attempt, and if you have given out personal information, please contact our Alert Fraud Team by clicking here to submit it through our online form.
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  • Excellent earnings compared to standard savings rates
  • Terms from 3 months to 5 years
  • Higher rates for longer terms and larger balances
  • $1,000 minimum to open
  • Penalty for early withdrawal
  • Can be used as collateral for a Greater Nevada loan
  • Each member’s total deposits, including CDs, are federally insured to $250,000

We will notify you a month in advance of the certificate maturing so you can decide whether to renew the certificate, cash in, transfer funds to another account, or invest otherwise.


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Share Certificates (CDs) Rates

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3
3 Months 3.445% 3.50%
6 Months 3.445% 3.50%
12 Months 4.169% 4.25%
18 Months 4.169% 4.25%
24 Months 4.169% 4.25%
30 Months 2.227% 2.25%
36 Months 2.227% 2.25%
48 Months 2.227% 2.25%
56 Months 3.687% 3.75%
60 Months 2.227% 2.25%

3APY (Annual Percentage Yield) effective December 22, 2022, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account.