Are You an Emotional Spender?

Kristina Kraus
Greater Nevada Credit Union
Many of us can say that at one point or another we have been guilty of emotional spending. For me, it’s after I’ve had a rough day and don’t want to cook so I decide to treat myself by going out to eat. Once in a while is okay, but it can become a bad habit for some and get out of control.
 
We all have different reasons for emotional spending but some of us don’t even realize how much we do it. So how can you tell if you are an emotional spender? Ask yourself these basic questions and decide if maybe you need to give your credit card a break.
2/27/15

The Best Financial Institution for Today’s Millennials

Kristina Kraus
Greater Nevada Credit Union
Millennials are classified as anyone born from 1980 through the mid-2000s and are currently the largest generation in the US population. They are independent, have a substantial amount of buying power, and they have grown up with the world (the internet) at their fingertips. Currently, most millennials are about 25 years old which means they have several big financial decisions headed their way — buying their first home, marriage, and getting a new car all while establishing their careers.

Millennials are at that point where they need a reliable financial institution. According to a recent poll by Fast Company of 10,000 millennials however, they can’t stand banks. So where else does one turn? Being a millennial myself and recently needing financial services, I had to make the decision on whom to bank with and after doing my homework I chose a credit union. But what makes credit unions a perfect fit for millennials? 
2/20/15

How to Plan a Valentine’s Date You Can Afford

Kristina Kraus
Greater Nevada Credit Union
Roses, chocolates, jewelry and dinner all come to mind when planning a Valentine’s date. However they can also lead to money burning a hole in your pocket.  This year, the average American is predicted to spend $142.31 on Valentine’s Day, which is a bit much if you ask me.

You shouldn’t feel pressured to over spend. So how does one plan the perfect Valentine’s without breaking the bank?
2/12/15