Payday Loans

What to Know about Payday Loans

Greater Nevada Credit Union

Millions of people take out pay day loans (also known as cash advance and check loans) every year in the United States. Most of these loans are relatively small (i.e. $500) but charge high interest rates and fees. For example, a typical two-week payday loan with a $15 per $100 fee would have an annual percentage rate (APR) of almost 400%. Borrowers usually promise to repay the loan with their next paycheck, though sometimes the payments are made over a longer period of time.

1/30/18
Getting out of debt supporting image

Getting Help with Debt

Greater Nevada Credit Union

Are you having trouble paying your bills, getting notices from creditors or worrying about losing your home or vehicle? Many people face some type of financial challenge at some point, whether it’s related to a health crisis, job loss or other factors. However, help is out there, though you need to proceed with caution. Let’s take a look at some of these options.

1/22/2018
Supporting Image - 2018 Budgetting

Resetting Your Budget after the Holidays

Greater Nevada Credit Union

Now that your holiday spending is winding down, does it feel like you’ve overspent once again? If so, this is a perfect time to get back on track and even prepare for a more affordable season next year. Let’s get started!

1/9/2018