How to Ask for a Raise

Kristina Kraus
Greater Nevada Credit Union
We all have to work for a living (or at least most of us do). Even though we need a paycheck to survive, asking for a raise is the last thing most people want to do because it can be an uncomfortable thing to do. In fact, many employees would rather look for a new job than ask for a raise.

If you think you may be ready to ask for a raise, take a look at some of the top considerations employers look for when contemplating a pay increase:

How to Avoid Banking Fees

Kristina Kraus
Greater Nevada Credit Union
No one likes to pay banking fees, and there are many ways to reduce, and even avoid them, by doing a few simple things.

Use Account Alerts Instead of Overdraft

Sure overdraft protection can save you from embarrassment and inconvenience, like being declined at the store when you don’t have the funds in your account to cover a purchase, but it comes at a price. Instead, set up account alerts at your financial institution to get notified about your account activity and balances. For example, you can set up alerts to notify you if your account drops below a certain amount, so you can quickly transfer money into it. 

Celebrating Over a Century of Cooperation

Kristina Kraus
Greater Nevada Credit Union
In honor of our country’s recent Independence Day celebration, I thought I’d share some interesting history, specifically that of U.S. credit unions, which have been around for more than 100 years.

Credit Unions’ History

The first financial cooperatives began in England in the early 19th century. From there, the idea of the credit union was born and emerged in Germany a few decades later. These initial credit unions demonstrated democratic governance, a single vote per member, and member-elected directors that were volunteer based. It wasn’t until 1900 that the credit union idea came to North America. It began in Quebec, Canada where the need for affordable loans had risen to aid working-class families.