We could all stand to save a little more money, even if it’s just a dollar or two a day. One of the easiest ways to cut back on expenses is to start with evaluating our various monthly bills. 

Remember the first time your dad made you file your own taxes? Or when your mom made you go alone to a doctor’s appointment? There are many milestones we overcome as we journey into adulthood, but not all have to be scary or intimidating. When it comes to learning about finances and banking, Greater Nevada has your back.

CONSIDER THIS:  The country’s combined student loan debt load is more than $1.35 trillion. A 2016 college graduate is projected to have $37,000 in student loan debt, according to the Huffington Post. Student loan debt is increasing because government grants and support for postsecondary education have failed to keep pace with increases in college costs. This has shifted much of the burden of paying for college from federal and state governments to families. 

Traveling across the country is a dream for many, and a growing number of people are pursuing that dream through the tiny house movement. With shows on HGTV and other channels about tiny home lifestyles, the question came up: What are the pros and cons of living in a house that is 500 square feet or smaller?

Have you ever passed a title loan center wondering how it all worked and if it was a good idea?  Suppose you own your vehicle free and clear and could use some extra money.  Maybe you have a credit card bill at 22.9% with no end in sight.  You could use your vehicle as collateral (based on the value of your vehicle) to pay that bill by obtaining a car title loan. 

Being that I’m the only person in my group of friends that works in banking, I frequently get asked financial advice and recommendations to help with any given situation. I have one friend who is a 21-year-old college student who is relatively new to the work force. He has no credit to his name and had asked me why having credit was so important in the first place.

When choosing a financial institution, a lot of the decision making is centered on convenience. Is it conveniently located near my home or office? Can I access my accounts if I travel? Are there plenty of ATMs nearby? Often times, big banks come to mind first, but what most people don’t realize is that banking with a credit union has just as much value or even more than a bank.  

Sure life is busy, especially when it revolves around family, work, volunteering and other commitments. However, it’s important to occasionally take time out to take care of yourself. Doing that is easier and more affordable than you might think, and following are just a few ideas to help you get into the habit.

As Greater Nevada’s Community Outreach Supervisor, I have the opportunity to connect with a variety of organizations that share Greater Nevada’s passion for helping more people live greater.  There are many worthy causes worth supporting, and many different ways to support them. In my experience, those who get (and give) the most from their community service understand what they are passionate about, how they can help, and what they can commit to.
 

According to a recent survey, finances are the leading cause of stress in a relationship. And since every relationship is unique, it’s important to discuss sharing finances sooner rather than later. Following are some different ways couples, including newlyweds, merge their money that may spark ideas for you and your significant other.