It’s Never Too Early to Start Saving, Even in Your 20s

Brittany Flores, Member Service Representative
Greater Nevada Credit Union
You’re in your twenties, young and full of energy, ready to take on the world. And probably by now, you’ve even started making a little money for yourself.  And that’s great! But if you’re anything like me, you’re probably thinking, “So... What should I do with it?”
 
Don’t worry. There are tons of people new to the “adult game.” To give you a hand, we’ve listed out a few options so you can decide what best fits your savings lifestyle.
2/26/16

0% Auto Loan Might Not Be the Best Deal

NerdWallet

In seeking the best deal on your next car, you might've stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds, you may not save as much as you expect with this type of incentive.

Since auto loans can come through either a dealer or a lender, such as a bank or credit union, it's important to note that a 0% interest loan generally, if not always, is obtained through a dealer. Automakers offer them to attract buyers to certain car models, especially ones that aren't selling well. Here are a few things to consider about 0% financing and why it might not be in your best interest to use it.

2/19/16

Five Valentine’s Gifts that Won’t Break the Bank

Kristina Kraus
Greater Nevada Credit Union
Valentine’s Day is celebrated by millions of people every year, inspiring nearly 6 million couples to get engaged and 58 million pounds of chocolate to be consumed.

Although some people feel that the holiday has become too commercial, it’s still a good excuse to do something special for your significant other. However, that doesn’t need to include spending on pricey gifts. Take a look at Valentine gift ideas that are both thoughtful and easy on the budget.
2/8/16

Tax Season is Scam Season: Know What to Watch For

Kristina Kraus
Greater Nevada Credit Union
Tax season is here, which means it’s also open season for identity thieves and IRS impersonators. As you prepare to file your taxes, know what scams to be on the lookout for and what you can do to protect yourself.
1/29/16

Keep Super Bowl Sunday Fun, Safe and Affordable

Kristina Kraus
Greater Nevada Credit Union
Last year 114.4 million tuned into the big game, making the Super Bowl the most watched event in American history (as well as getting more people to bet than any other event in American sports). If you’re throwing a Super Bowl party this year, following are some tips to make your event one to remember, without going broke.
1/22/16

Paper vs Electronic: Managing Your Bills and Statements

Kristina Kraus
Greater Nevada Credit Union
Getting the mail, sorting it, and separating out the bills is such a chore. Recently I did something that has made that process much more manageable. By switching to electronically delivered notifications and statements, I’ve significantly reduced the amount of time I spend on tracking those items. Plus, I don’t worry about my personal information getting lost or stolen in the regular mail, especially when it comes to my banking documents. 
 
1/15/16

Making Your Resolution Stick: Reaching Your Financial Goals

Kristina Kraus
Greater Nevada Credit Union
Each year, roughly 45% of Americans make a New Year’s resolution. The third most common resolution is to ‘spend less and save more.’ Saving more is always a great goal though few actually stick to it. Reaching your financial goals is quite an accomplishment, so don’t give up on it. To make your resolution stick this year, follow these steps:
1/6/16

Give a Gift That Keeps on Giving

Brittany Flores, Member Service Representative
Greater Nevada Credit Union
Ahhhh, remember the days when your kids had goofy gapped smiles and just wanted their two front teeth for Christmas? Well, now that they’re teens with a full set of teeth, you may have no idea what to put in their holiday stocking.
 
Here’s a great idea! Why not give them more financial independence and purchasing power?
 
12/18/15

Hosting a Stress-Free Holiday Party on a Budget

Kristina Kraus
Greater Nevada Credit Union
The holidays are a great time of year to host a party, though they can take a lot of work and money. You want to provide a variety of refreshments, a meal that will delight your guests, and space to accommodate everyone. Parties should be fun, so if you’re the host follow these tips to keep your party stress-free and on budget.
12/11/15

5 Winter Activities to Stay in Shape and Have Fun

Kristina Kraus
Greater Nevada Credit Union
“Oh, the weather outside is frightful, but the fire is so delightful…” We’ve all heard and enjoyed the song ‘Let it Snow’ but don’t let the snow and cold keep you indoors this season. Winter weather tempts us to stay inside, eat holiday treats, and make every excuse not to go to the gym, but going outside doesn’t have to be a chore. There are several fun outdoor activities that can help you stay in shape while enjoying winter weather.  
12/04/15
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