Each year, roughly 45% of Americans make a New Year’s resolution. The third most common resolution is to ‘spend less and save more.’ Saving more is always a great goal though few actually stick to it. Reaching your financial goals is quite an accomplishment, so don’t give up on it. To make your resolution stick this year, follow these steps:

Ahhhh, remember the days when your kids had goofy gapped smiles and just wanted their two front teeth for Christmas? Well, now that they’re teens with a full set of teeth, you may have no idea what to put in their holiday stocking.
 
Here’s a great idea! Why not give them more financial independence and purchasing power?
 

The holidays are a great time of year to host a party, though they can take a lot of work and money. You want to provide a variety of refreshments, a meal that will delight your guests, and space to accommodate everyone. Parties should be fun, so if you’re the host follow these tips to keep your party stress-free and on budget.

“Oh, the weather outside is frightful, but the fire is so delightful…” We’ve all heard and enjoyed the song ‘Let it Snow’ but don’t let the snow and cold keep you indoors this season. Winter weather tempts us to stay inside, eat holiday treats, and make every excuse not to go to the gym, but going outside doesn’t have to be a chore. There are several fun outdoor activities that can help you stay in shape while enjoying winter weather.  

Whether you just started up a small business or took over an existing one, marketing it can be intimidating if it’s not your forte. Print ads, TV commercials and radio spots are traditional methods of advertising, though they are not the easiest to put together, nor are they the most budget friendly.

Take a look at the list below for affordable ideas on how to market your small business.

Black Friday has been a notable day in U.S. history since the 1950s. For a long time you could count on the day for blockbuster deals. However, with today’s increasing retail competition and online discount outlets, Black Friday deals seem to go on the entire holiday season. So how do you get the best deal possible? The Adobe Digital Index (ADI) just published their “Holiday 2015 Predictions”, which may provide some guidance. 

Time and money are precious. Thanks to enhancements in online and mobile banking, we can get back some time and even increase our savings while we’re at it.

Set up Online Banking and Mobile

Can you believe it? In 2013, only 51% of adults used online banking. And according to the Federal Reserve’s 2015 Consumer and Mobile Financial Services report, only 39% of all mobile phone owners with a bank account have used mobile banking in the past 12 months. That’s a lot of people who are probably spending more time and money than they need to.
 

There are a variety of health insurance options to help cover ever increasing medical care costs. One type of insurance that is growing in popularity is the High Deductible Health Plan (HDHP), which offers both a lower premium and the ability to contribute to a tax-exempt Health Savings Account (HSA).

Following are some frequently asked questions and answers about HDHPs and HSAs.

It’s no secret that there have been numerous attacks on major retailers over the past few years. Several websites have also been compromised from scammers who are looking to steal your identity and money. Whether or not you’ve already encountered one of these scenarios, you should take proactive steps to keep your money and identity safe.

Upgrading kitchens, remodeling bathrooms, and adding on rooms aren’t your typical budget-friendly home improvement projects. While you save up for these bigger expenses, why not do some low-cost projects that can make a considerable difference in the mean time.