Frequently Asked Questions
Yes, we began rolling out Greater Nevada Visa debit cards with EMV technology in 2016. In addition to your debit card being protected with the newly added EMV chip technology it is also
protected from fraud by our zero liability policy.
Yes, Greater Nevada’s MasterCard® credit cards
all offer EMV smart chip technology for added security.
An EMV (Europay, Mastercard®
) card can do everything a traditional card can do but with added security. A computer chip securely stores the card data that currently resides on the magnetic stripe. This makes it nearly impossible for a criminal to create a counterfeit EMV chip card. The computer chip enables more secure processing by producing a one-time use code for each transaction.
Because EMV chip cards use cryptograms that are unique to each transaction, stolen chip card data cannot be used to create counterfeit cards. The added layer of security provided by EMV chips makes debit and credit card data much less valuable, decreasing incentive for fraudsters to steal data. With EMV chip cards, cardholders are still protected from fraudulent purchases with Visa's Zero Liability* Policy.
Instead of swiping, you'll insert the card into the terminal, chip first, face up. The card must remain in the terminal during the entire transaction. Either sign the receipt or enter your PIN to complete the transaction. When the purchase is complete, remember to take your card with you.
Watch this short video tutorial to see how easy it is to use your Visa chip card.
Yes, you can still swipe your chip-enabled card using the magnetic stripe on the back of the card at merchants who haven’t yet updated their terminals.
Yes, you can use your EMV card for payment over-the-phone or online just like you always have.
There are approximately 2.4 billion EMV chip cards in circulation and 36.9 million terminals active worldwide, ensuring you can use your account conveniently wherever you travel.
*Our Zero Liability Policy covers U.S. – issued cards only and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify Greater Nevada immediately of any unauthorized use.