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General

Frequently Asked Questions

How do I contact Greater Nevada Credit Union?

Our Member Resource Center and After Hours Call Support is available 24/7 at (775) 882-2060 or (800) 421-6674. You may also contact us by email.

What is Greater Nevada Credit Union’s Routing and Transit Number?

Greater Nevada Credit Union’s routing number is 321280143. You can also refer to our Switch to Us page for more information on setting up and moving accounts to Greater Nevada.

How is a credit union different from a bank?

Banks are for-profit companies that exist to generate profit for their stockholders, who elect a paid Board of Directors to oversee the bank for them. Earnings are returned to stockholders, not the bank customers. 

Credit Unions are not-for-profit financial cooperatives owned by their members, who elect a volunteer board of directors to oversee their credit union for them. Earnings are returned to members through benefits such as better rates, lower fees, and exclusive services. Learn more about how GNCU differs from a bank.

Who can become a member of Greater Nevada Credit Union?

You can become a member of Greater Nevada Credit Union and enjoy the credit union difference if you live or work in any Nevada county or if you are related to a current member by blood, adoption or marriage, and live in the same household.

Is there a minimum deposit required to become a member?

Joining Greater Nevada requires a one-time $5 membership fee and opening a Share Savings account with a minimum $5 deposit.

On September 1, 2015 Greater Nevada’s Board of Directors approved the reduction in the par value of a GNCU share from $25 to $5. The par value is the minimum savings account balance required to join the credit union and maintain membership. Every primary member is an owner of the credit union and is required to keep the equivalent value of one share in a share savings account. It’s that share that allows members to enjoy the many benefits GNCU provides, as well as vote for their Board of Directors. This reduced minimum balance requirement did not change the financial value of the credit union, or the value of your membership, though it did help make membership even more affordable for individuals and businesses. 

You can remain a member for life, as long as your accounts are in good standing — even if you move or change employers. You can also open your account online now.

How long does it take to process my membership application?

Provided we have all necessary documents, processing normally takes just one business day upon receiving your application.

As an employer, how can I offer credit union benefits to my employees?

Please call 775-882-2060 or visit your local branch to speak with Greater Nevada branch manager about business banking, including credit union membership benefits for your employees.

How do I send/receive a wire?

You will need to visit any Greater Nevada branch to conduct a wire transfer. Please refer to the following for general instructions on sending and receiving a wire.

What is your mailing address?

Mail: P.O. Box 2128
Carson City, NV 89702

What are your branch hours?

You can view our branch locations and hours by clicking here.

What holidays are you closed for?

Greater Nevada Credit Union observes the following holiday schedule:
 
New Year's Day
Martin Luther King Jr. Day
President's Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Nevada Day
Veteran's Day
Thanksgiving Day, plus the day after
Christmas Day

Where can I find frequently used forms and applications?

Please click here for forms, and click here for our online loan application.

What is the CO-OP Shared Branch?

The CO-OP Shared Branch network allows you to access your accounts at participating non-Greater Nevada Credit Union branch locations nationwide. You can make deposits, withdraw cash, make loan payments, transfer funds between accounts and more.

Can I order or redeem foreign currency at Greater Nevada Credit Union?

Foreign currency is not accepted, ordered, nor can it be processed at a GNCU branch.