Business Accounts Rates

Tools to Help Grow Your Business

Make another great move for your business with a Greater Nevada Credit Union account. Checking or savings, we offer competitive business rates on our accounts to help your organization grow!

Limited-Time Offer: Your company can earn an easy $200 bonus by opening a new business checking account! No code is needed, plus you’ll also unlock additional offers for Remote Deposit Capture and Online ACH Service.1

business loan rates

Business Checking & Savings Accounts Rates

At Greater Nevada, we’re proud to provide competitive rates on financial services with members like you. Our business bank accounts are no exception–see our current rates below.

Questions? Our Commercial Services Team is here to help!

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Business Checking Accounts Rates >>

Commercial Share Savings Account Rates >>

Money Market Account Rates >>

Share Certificate (CD) Rates >>

Business Checking Accounts Rates

As a local business serving the Silver State, your organization and ours have a lot in common. That’s why we offer several different business checking accounts to best fit your company now and into the future.

store icon
Micro Business Checking2
Open Account Online Book a Branch Appointment

Credits

$0.20 (for every debit card purchase over $25)

Monthly Service Fee

$8 (waived with a minimum daily balance of $1,000)

Per Item Charge (electronic deposit, check deposited, check paid, or ACH debit or credit)

$0.35 (first 100 free)

Cash Processed Fee (per $100 processed)

$0.25 (first $5,000 free)

manufacturing icon
Simple Business Checking2
Open Account Online Book a Branch Appointment

Credits

$0.20 (for every debit card purchase over $25)

Monthly Service Fee

$15 (waived with a minimum daily balance of $5,000)

Per Item Charge (electronic deposit, check deposited, check paid, or ACH debit or credit)

$0.35 (first 500 free)

Cash Processed Fee (per $100 processed)

$0.25 (first $20,000 free)

property icon
Analyzed Business Checking2
Open Account Online Book a Branch Appointment

Credits

0.07% Annual Percentage Yield

Monthly Service Fee

$20

Per Item Charge (electronic deposit, check deposited, check paid, or ACH debit or credit)

$0.15

Cash Processed Fee (per $100 processed)

$0.25

Business checking account rates and fees effective January 1, 2023. View our Commercial/Business Accounts Fee Schedule to see all fees.

Commercial Share Savings Account Rates

Did you know that as a member of Greater Nevada, your deposits are federally insured by the National Credit Union Administration (NCUA) for $250,000? Open a business savings account with confidence!

Tier
Rate
APY3
Tier
All Amounts
Rate
0.100%
APY3
0.10%

Money Market Account Rates

Use this business savings account to grow your funds and get rewarded with a great rate. Plus, enjoy the same check writing privileges you’d get with a checking account.

Tier
Rate
APY4
Tier
$0.01 – $49,999.99
Rate
0.499%
APY4
0.50%
Tier
$50,000.00 +
Rate
0.995%
APY4
1.00%

Share Certificate (CD) Rates

Put extra funds to work with this high interest business savings account. Choose from a variety of terms and watch your money grow.

Terms
Minimum Balance $500 Rate
Minimum Balance $500 APY5
Terms
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY5
1.50%
Terms
6 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY5
2.50%
Terms
12 Months
Minimum Balance $500 Rate
3.832%
Minimum Balance $500 APY5
3.90%
Terms
18 Months
Minimum Balance $500 Rate
3.542%
Minimum Balance $500 APY5
3.60%
Terms
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY5
3.10%
Terms
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY5
3.10%
Terms
36 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY5
3.00%
Terms
48 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY5
3.00%
Terms
60 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY5
3.00%
business savings rates

Start Here, Grow Anywhere

Do more with your business’s finances from the palm of your hand (or desktop, laptop, or other smart device). With the latest in digital banking technologies, it’s easy to access essential financial services online–including those for your business.

1To qualify for the $200 bonus deposit, all accounts must be in good standing after 60 days of account opening. Bonus will be credited to your business checking account within 30 days after the initial 60-day period has passed and all qualifications have been met. Offer is only available to commercial members opening their first business checking account. Additional terms and conditions do apply for the special offers for Remote Deposit Capture, Online ACH Service, and Positive Pay solutions. Please contact GNCU Commercial Services to learn more. Offer ends on December 31, 2024, may only be combined with the Refer a Business program special offer, and is subject to change or cancellation without notice except as required by law.

2Business checking account rates and fees effective January 1, 2023. GNCU business checking accounts are available to members who are officers or owners and authorized signers of legal business entities. Credits can be earned to a maximum value of offsetting service charges. Excess credits will not be paid or rolled over. View our Business Accounts Fee Schedule to see all fees.

3APY (Annual Percentage Yield) effective October 3, 2022, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.

4APY (Annual Percentage Yield) effective December 1, 2023, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.

5APY (Annual Percentage Yield) effective November 13, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.