Personal Banking

A Financial Partner That Helps You Live Greater

Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.

Join Us Find a Branch
personal banking
sign-alt icon

Auto Loan rates as low as 5.65% APR1

money icon

High-Yield Aspire Checking with 4.00% APY on qualifying balances up to $50,0002

percentage icon

IRA Share Certificate (CD) rates as high as 5.25% APY3

More You Should Know About

Accounts that pay you
Stash Extra Cash With Rewards Checking

The convenience and benefits you expect. Two options to earn unexpected cash!

Rewards Checking
Example screenshot of brands available in Prizeout
Make Your Money Go Further With Prizeout

We all love free money, and Prizeout allows you to get special bonus value when you buy digital gift cards from your favorite brands. It’s a win-win!

Earn Extra With Prizeout
Aerial photo of Greater Nevada Field
Special Member Perks at Greater Nevada Field

As the official financial partner of the Reno Aces, you get access to special deals and exclusive member-only opportunities at the Field for the 2024 baseball season.

Member Perks at the Field
Family unpacking boxes together
Unlock Homeownership Dreams With Greater Nevada Mortgage

Greater Nevada Mortgage’s 5/5 Adjustable Rate Mortgage (ARM) helps provide affordability, especially for those just starting out or restarting the mortgage process.

Start Your Journey Home
Youth Savings through Dollars and Sense
Helping Young Savers Learn Through Dollars and Sense

Learn how we will cover their initial deposit for a new Youth Savings account, and they have a chance to earn a bonus deposit, too!

Dollars and Sense
Serving Nevada Since 1949

Personal Banking With Peace of Mind

Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.

A family happily swinging their child with moving boxes in the background

Financial Wellness for Our Communities

When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals.

Real Members, Real Impact

We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.

Live Greater Stories

Grandma's Fudge in Virginia City, NV

1APR (Annual Percentage Rate) effective April 29, 2024. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old, and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 5.65% APR for 60 months equals a payment of $383.41 per month.

2APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

3APY (Annual Percentage Yield) effective April 5, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.