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Personal Banking
A Financial Partner That Helps You Live Greater
Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.
30-year fixed rate mortgages as low as 6.409% APR1
Auto loans as low as 4.50% APR2 + 90 days with no payments3
High-yield Aspire Checking with 5.00% APY on qualifying balances up to $25,0004
More You Should Know About
The convenience and benefits you expect. Two options to earn cash from your everyday purchases!
I Can Save accounts offer a generous yield while growing your balance up to $2,500 so you can be ready for life’s unexpected events.
As the official partner of the Reno Aces, you get access to specially discounted tickets and exclusive opportunities for the 2025 baseball season.
GNCU’s annual Greater School Supplies Drive is back! June 16 through July 31, you can drop off new school supplies or gently used children’s books at any GNCU branch.
Whether you’re on the front lines or providing crucial support in the background, great work deserves great gratitude.
Receive special bonus value when buying digital gift cards from hundreds of well-known brands. It’s a win-win!
Personal Banking With Peace of Mind
Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.
Financial Wellness for Our Communities
When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals across NV.
We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.
1Greater Nevada Mortgage (GNM) is a subsidiary of Greater Nevada Credit Union (GNCU). Annual Percentage Rate (APR) is based on a loan amount of $450,000 at 80% Loan-to-Value with a credit score of 700 for conforming loans. Rates and fees are subject to change without notice. This is not an offer of credit or commitment to lend. All loans are subject to buyer, credit, and property qualifications. Membership with GNCU is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family. GNM NMLS ID: 279738; CA ID: 41DBO-61467; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Equal Housing Lender.
2APR (Annual Percentage Rate) effective June 5, 2025. Rates and conditions are subject to change without notice and vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old at a 36-month loan term and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 4.50% APR for 36 months equals a payment of $594.94 per month.
390-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by September 30, 2025. Payment Saver Auto Loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
4APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
5APY (Annual Percentage Yield) effective January 1, 2025, and subject to change without notice. I Can Save accounts earn 6.00% APY on qualifying balances up to $2,500. Rate tiers are as follows: 6.00% APY applies to balances of $0.01 – $2,500.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies when the balance is $2,500.01 and greater, or to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Monthly qualifications are at least one deposit must post and clear, and the total of all deposits must be less than $200. Limit of one I Can Save account per member. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will not be allowed for a period of two years from the date of account closure.