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Personal Banking
A Financial Partner That Helps You Live Greater
Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.
Auto Loan rates as low as 5.65% APR1
High-Yield Aspire Checking with 4.00% APY on qualifying balances up to $50,0002
IRA Share Certificate (CD) rates as high as 5.25% APY3
More You Should Know About
Use your GNCU Visa debit card for purchases over $50 and get automatically entered into a chance to score a weekly $100 prize!
The convenience and benefits you expect. Two options to earn unexpected cash!
Greater Nevada’s 5/5 Adjustable Rate Mortgage is now as low as 5.715% APR!4 Greater Nevada Mortgage is here to help you meet your homeownership goals.
Are you interested in helping chart the course for Nevada’s largest credit union? We’re seeking members for three GNCU Board of Directors positions beginning March 2025.
As the official financial partner of the Reno Aces, you get access to special deals and exclusive member-only opportunities at the Field for the 2024 baseball season.
Spend less to Back the Pack at three exciting home games this season!
We all love free money, and Prizeout allows you to get special bonus value when you buy digital gift cards from your favorite brands. It’s a win-win!
Personal Banking With Peace of Mind
Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.
Financial Wellness for Our Communities
When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals.
We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.
1APR (Annual Percentage Rate) effective April 29, 2024. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old, and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 5.65% APR for 60 months equals a payment of $383.41 per month.
2APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
3APY (Annual Percentage Yield) effective June 17, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.
4Greater Nevada Mortgage (GNM) is a subsidiary of Greater Nevada Credit Union (GNCU). Annual Percentage Rate (APR) is based on a loan amount of $350,000 at 80% Loan-to-Value with a credit score of 700 for conforming loans. Adjustable Rate Mortgages assume no increase in the financial index, and your interest rate and payment may increase according to the market index after the fixed period. Rates and fees are subject to change without notice. This is not an offer of credit or commitment to lend. All loans are subject to buyer, credit, and property qualifications. Membership with GNCU is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family. GNM NMLS ID: 279738; CA ID: 41DBO-61467; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Equal Housing Lender.