Personal Banking

A Financial Partner That Helps You Live Greater

Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.

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Auto Loan rates as low as 5.65% APR1

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High-Yield Aspire Checking with 4.00% APY on qualifying balances up to $50,0002

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IRA Share Certificate (CD) rates as high as 5.25% APY3

More You Should Know About

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Save Big This Summer With Our Limited-Time CD

Lock in a high rate with our new 5.00% APY3, 5-month Share Certificate (CD). This shorter-term deposit allows you to build your savings without freezing your funds for long.

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Stash Extra Cash With Rewards Checking

The convenience and benefits you expect. Two options to earn unexpected cash!

Rewards Checking
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Family Field Day Returns Aug. 11

GNCU members can enter to win an unforgettable Aceball experience at Greater Nevada Field with game tickets, special access to pregame baseball activities for kids, and more!

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Helping Homebuyers and Homeowners Live Greater

Greater Nevada Mortgage has made homeownership dreams come true for people of all backgrounds and income levels. They’re here to help with your home purchase, mortgage refinance, or home equity needs.

Start Your Journey Home
Greater School Supplies Drive
Donate Supplies and Books at Your Local GNCU Branch by Aug. 2

Join us in supporting our local students, teachers, and schools to ensure they have everything they need for a successful school year!

Greater School Supplies Drive
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Make Your Money Go Further With Prizeout

We all love free money, and Prizeout allows you to get special bonus value when you buy digital gift cards from your favorite brands. It’s a win-win!

Earn Extra With Prizeout
Serving Nevada Since 1949

Personal Banking With Peace of Mind

Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.

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Financial Wellness for Our Communities

When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals.

Real Members, Real Impact

We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.

Live Greater Stories

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1APR (Annual Percentage Rate) effective April 29, 2024. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old, and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 5.65% APR for 60 months equals a payment of $383.41 per month.

2APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

3APY (Annual Percentage Yield) effective June 17, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.