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Greater Nevada Credit Union members have access to special offers year-round! From discounts to events at Greater Nevada Field to vacation package specials, there are many ways to save and get member-only exclusives.
Special Offers
Limited-Time Offer: 90 Days With No Payments on New and Used Auto Loans
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Looking to Boost Your Savings? GNCU Offers Risk-Free Rewards with Incredible Rates on High-Yield Checking and CDs
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Community Heroes – Special Offers for Those Who Work in Education, Healthcare, Law Enforcement, First Response, and the Military
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It Pays to Bank With Your Family and Friends With Referral Bonuses
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Exclusive Member Offers at Greater Nevada Field
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Special Vacation Savings Through Get Away Today
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Limited-Time Offer: 90 Days With No Payments on New and Used Auto Loans1
Whether you’re looking for a new (or new to you) car, truck, or van, you can enjoy a low rate and take advantage of no payments for the first three months when you apply by April 28.
Ready to get started?
- Get pre-approved by applying online or booking a phone appointment with a loan expert to explore all options.
- Enjoy a stress-free shopping experience using AutoSMART, GNCU’s online car-buying tool that lets you research vehicles, search local dealer inventories, and get pre-approved for a new auto loan.
190-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by April 28, 2024. Payment Saver Auto Loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
Looking to Boost Your Savings? GNCU Offers Risk-Free Rewards with Incredible Rates on High-Yield Checking and CDs
Everyday account, meet extraordinary rate! Earn 4.00% APY2 on qualifying balances up to $50,000 with Aspire Checking.
If you’re searching for a checking account that pays more, look no further than our high-yield Aspire Checking account.
- A Rate to Celebrate: Earn 4.00% APY on qualifying balances up to $50,000. How much interest earned does that mean for you? Use our handy high-yield account calculator to see!
- ATM Fee Refunds: Up to $15 in out-of-network ATM fee refunds each month.2
- Other Account Perks: No minimum balance is required, and all checking accounts come with free Digital Banking with features like the latest in security with multi-factor authentication access, account alerts via email/text/push notifications, sending money to family and friends through Zelle®, remote check deposit, bill payment services through Bill Pay, and much more.
- Simple to Open: Open your account online now or stop by your local branch (appointments and walk-ins are welcome).
Aspire Checking Account Rates
Tier
Rate
APY2
Tier
$0.01 – $50,000.00
Rate
3.928%
APY2
4.00%
Tier
$50,000.01 +
Rate
0.050%
APY2
0.05%
Tier
Non-Qualifying
Rate
0.050%
APY2
0.05%
2APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
You worked hard for your money. Let our CDs work hard for you with great rates up to 4.75% APY3.
Take advantage of these special Share Certificate (CD) and IRA Share Certificate rates now. With only a $500 minimum deposit, you can watch your savings reach new heights.
- No Maximum Deposit: Earn a great rate on all your funds.
- Steady Growth: Lock in one of our high interest rates for the whole term, plus they can be used as collateral for a new loan with us.
- Dependable Earnings: Start a CD ladder to combine these great rates with consistent cash flow for your portfolio.
- Simple to Open: Open your account online now or stop by your local branch (appointments and walk-ins are welcome).
Share Certificate (CD) Rates
Term
Minimum Balance $500 Rate
Minimum Balance $500 APY3
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY3
1.50%
Term
6 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY3
3.00%
Term
12 Months
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY3
4.75%
Term
18 Months
Minimum Balance $500 Rate
4.169%
Minimum Balance $500 APY3
4.25%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
36 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
48 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY3
2.50%
Term
60 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY3
2.50%
3APY (Annual Percentage Yield) effective April 5, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.
IRA Share Certificate (CD) Rates
Term
Minimum Balance $500 Rate
Minimum Balance $500 APY4
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY4
1.50%
Term
6 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY4
3.00%
Term
12 Months
Minimum Balance $500 Rate
5.128%
Minimum Balance $500 APY4
5.25%
Term
18 Months
Minimum Balance $500 Rate
4.169%
Minimum Balance $500 APY4
4.25%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY4
3.10%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY4
3.10%
Term
36 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY4
3.10%
Term
48 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY4
2.50%
Term
60 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY4
2.50%
4APY (Annual Percentage Yield) effective April 5, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.
IRA Share Certificate (CD) Special Distribution Rates
Term
Minimum Balance $500 Rate
Minimum Balance $500 APY5
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY5
1.50%
Term
6 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY5
3.00%
Term
12 Months
Minimum Balance $500 Rate
5.128%
Minimum Balance $500 APY5
5.25%
Term
18 Months
Minimum Balance $500 Rate
4.169%
Minimum Balance $500 APY5
4.25%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY5
3.10%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY5
3.10%
Term
36 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY5
3.10%
Term
48 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY5
2.50%
Term
60 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY5
2.50%
5APY (Annual Percentage Yield) effective April 5, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.
Community Heroes – Special Offers for Those Who Work in Education, Healthcare, Law Enforcement, First Response, and the Military
Whether you’re on the front lines, or providing crucial support in the background, great work deserves great gratitude. We can’t put into words how grateful we are, so we’re continuing to put our gratitude into action. To show how grateful we are for your contributions to our community, we want to help you worry less about your finances.
Through our Community Heroes program, you can take advantage of a new checking account bonus, deferred auto loan payments, credit towards an auto warranty or GAP coverage, credit towards closing costs for a home loan, and a donation on your behalf to a charitable organization that supports your industry.
It Pays to Bank With Your Family and Friends With Referral Bonuses
Current members can turn new member referrals into cash rewards, and your friends and family also receive a cash bonus too. Talk about a win/win!
Exclusive Member Offers at Greater Nevada Field
As the title sponsor of Greater Nevada Field, home of the Reno Aces, our partnership gives GNCU members exclusive access to ticket discounts, member-only events, and more.
Special Vacation Savings Through Get Away Today
Click the button below to explore savings available for travel destinations that include Hawaii, Mexico, Disneyland® Resort, Walt Disney World Resort, Universal Studios Hollywood, Universal Orlando Resort, SeaWorld San Diego, SeaWorld Orlando, LEGOLAND® California Resort, and more.