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Special Offers

Greater Nevada Credit Union members have access to special offers year-round! From discounts to events at Greater Nevada Field, vacation package specials, and savings on filing your annual tax return, there are so many ways to save and get member-only exclusives.

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Looking to Boost Your Savings? GNCU Offers Risk-Free Rewards with Incredible Rates on High-Yield Checking and CDs

Everyday account, meet extraordinary rate! Earn 4.00% APY1 on qualifying balances up to $50,000 with Aspire Checking. 

If you’re searching for a checking account that pays more, look no further than our high-yield Aspire Checking account.

  • A Rate to Celebrate: Earn 4.00% APY on qualifying balances up to $50,000. How much interest earned does that mean for you? Use our handy high-yield account calculator to see!
  • ATM Fee Refunds: Up to $15 in out-of-network ATM fee refunds each month.1
  • Other Account Perks: No minimum balance is required, and all checking accounts come with free Digital Banking with features like the latest in security with multi-factor authentication access, account alerts via email/text/push notifications, sending money to family and friends through Zelle®, remote check deposit, bill payment services through Bill Pay, and much more.
  • Simple to Open: Open your account online now or stop by your local branch (appointments and walk-ins are welcome).

Aspire Checking Account Rates

Tier
Rate
APY1
Tier
$0.01 – $50,000.00
Rate
3.928%
APY1
4.00%
Tier
$50,000.01 +
Rate
0.050%
APY1
0.05%
Tier
Non-Qualifying
Rate
0.050%
APY1
0.05%

1APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

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You worked hard for your money. Let our CDs work hard for you with limited-time rates up to 5.00% APY2.

Take advantage of these special Share Certificate (CD) and IRA Share Certificate rates now. With only a $500 minimum deposit, you can watch your savings reach new heights.

  • No Maximum Deposit: Earn a great rate on all your funds.
  • Steady Growth: Lock in one of our high interest rates for the whole term, plus they can be used as collateral for a new loan with us.
  • Dependable Earnings: Start a CD ladder to combine these great rates with consistent cash flow for your portfolio.
  • Simple to Open: Open your account online now or stop by your local branch (appointments and walk-ins are welcome).

Share Certificate (CD) Rates

Term
Minimum Balance $500 Rate
Minimum Balance $500 APY2
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY2
1.50%
Term
6 Months
Minimum Balance $500 Rate
1.982%
Minimum Balance $500 APY2
2.00%
Term
12 Months
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY2
4.75%
Term
17 Months (Limited-time special)
Minimum Balance $500 Rate
4.745%
Minimum Balance $500 APY2
4.85%
Term
17 Months (Limited-time special with an active Aspire Checking account)
Minimum Balance $500 Rate
4.889%
Minimum Balance $500 APY2
5.00%
Term
18 Months
Minimum Balance $500 Rate
4.169%
Minimum Balance $500 APY2
4.25%
Term
21 Months (Limited-time special)
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY2
4.75%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY2
3.10%
Term
28 Months (Limited-time special)
Minimum Balance $500 Rate
3.928%
Minimum Balance $500 APY2
4.00%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY2
3.10%
Term
36 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY2
3.10%
Term
48 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY2
2.50%
Term
60 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY2
2.50%

2APY (Annual Percentage Yield) effective January 12, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.

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IRA Share Certificate Rates

Term
Minimum Balance $500 Rate
Minimum Balance $500 APY3
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY3
1.50%
Term
6 Months
Minimum Balance $500 Rate
1.982%
Minimum Balance $500 APY3
2.00%
Term
12 Months
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY3
4.75%
Term
17 Months (Limited-time special)
Minimum Balance $500 Rate
4.745%
Minimum Balance $500 APY3
4.85%
Term
17 Months (Limited-time special with an active Aspire Checking account)
Minimum Balance $500 Rate
4.889%
Minimum Balance $500 APY3
5.00%
Term
18 Months
Minimum Balance $500 Rate
4.169%
Minimum Balance $500 APY3
4.25%
Term
21 Months (Limited-time special)
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY3
4.75%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
28 Months (Limited-time special)
Minimum Balance $500 Rate
3.928%
Minimum Balance $500 APY3
4.00%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
36 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
48 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY3
2.50%
Term
60 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY3
2.50%

3APY (Annual Percentage Yield) effective January 12, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.

Book a Branch Appointment

IRA Share Certificate – Special Distribution Rates

Term
Minimum Balance $500 Rate
Minimum Balance $500 APY4
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY4
1.50%
Term
6 Months
Minimum Balance $500 Rate
1.982%
Minimum Balance $500 APY4
2.00%
Term
12 Months
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY4
4.75%
Term
17 Months (Limited-time special)
Minimum Balance $500 Rate
4.745%
Minimum Balance $500 APY4
4.85%
Term
17 Months (Limited-time special with an active Aspire Checking account)
Minimum Balance $500 Rate
4.889%
Minimum Balance $500 APY4
5.00%
Term
18 Months
Minimum Balance $500 Rate
4.169%
Minimum Balance $500 APY4
4.25%
Term
21 Months (Limited-time special)
Minimum Balance $500 Rate
4.650%
Minimum Balance $500 APY4
4.75%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY4
3.10%
Term
28 Months (Limited-time special)
Minimum Balance $500 Rate
3.928%
Minimum Balance $500 APY4
4.00%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY4
3.10%
Term
36 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY4
3.10%
Term
48 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY4
2.50%
Term
60 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY4
2.50%

4APY (Annual Percentage Yield) effective January 12, 2024, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.

Book a Branch Appointment

Community Heroes logo

Community Heroes – Special Offers for Those Who Work in Education, Healthcare, Law Enforcement, First Response, and the Military

Whether you’re on the front lines, or providing crucial support in the background, great work deserves great gratitude. We can’t put into words how grateful we are, so we’re continuing to put our gratitude into action. To show how grateful we are for your contributions to our community, we want to help you worry less about your finances.

Through our Community Heroes program, you can take advantage of a new checking account bonus, deferred auto loan payments, credit towards an auto warranty or GAP coverage, credit towards closing costs for a home loan, and a donation on your behalf to a charitable organization that supports your industry.

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It Pays to Bank With Your Family and Friends With Referral Bonuses

Current members can turn new member referrals into cash rewards, and your friends and family also receive a cash bonus too. Talk about a win/win!

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Exclusive Member Offers at Greater Nevada Field

As the title sponsor of Greater Nevada Field, home of the Reno Aces, our partnership gives GNCU members exclusive access to ticket discounts, member-only events, and more.

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Research and Shop for Your Next Vehicle with AutoSMART

Whether you’re looking for a new or used vehicle, you can easily shop online and experience a smarter, and stress-free car buying experience with AutoSMART at Greater Nevada Credit Union. Discover an online car buying destination designed to make researching, shopping for, and financing your next vehicle easy and satisfying.

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Special Vacation Savings Through Get Away Today

Click the button below to explore savings available for travel destinations that include Hawaii, Mexico, Disneyland® Resort, Walt Disney World Resort, Universal Studios Hollywood, Universal Orlando Resort, SeaWorld San Diego, SeaWorld Orlando, LEGOLAND® California Resort, and more.