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Greater Nevada Credit Union members have access to special offers year-round! From discounts to events at Greater Nevada Field, vacation package specials, and savings on filing your annual tax return, there are so many ways to save and get member-only exclusives.
Special Offers
Looking to Boost Your Savings? GNCU Offers Risk-Free Rewards with Incredible Rates on High-Yield Checking and CDs
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Special Member Ticket Discount to Dragon Lights Reno
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Exclusive Member Offers at Greater Nevada Field
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Community Heroes – Special Offers for Those Who Work in Education, Healthcare, Law Enforcement, First Response, and the Military
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Current Members Can Turn New Member Referrals into Rewards with Cash
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Special Vacation Savings Through Get Away Today
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Research and Shop for Your Next Vehicle with AutoSMART
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Looking to Boost Your Savings? GNCU Offers Risk-Free Rewards with Incredible Rates on High-Yield Checking and CDs
Everyday account, meet extraordinary rate! Earn 4.00% APY†7 on qualifying balances up to $50,000 with Aspire Checking.
If you’re in search of a checking account that pays more, then look no further than our high-yield Aspire Checking account.
- A Rate to Celebrate: Earn 4.00% APY on qualifying balances up to $50,000.
- ATM Fee Refunds: Up to $15 in out-of-network ATM fee refunds each month.†7
- Other Account Perks: No minimum balance required, and all checking accounts come with free digital banking with features like the latest in security with multi-factor authentication access, account alerts via email/text/push notifications, send money to family and friends through Zelle®, remote check deposit, bill payment services through Bill Pay, and much more.
- Simple to Open: Open your account online now, or stop by your local branch (plus you can book an appointment from 2 hours to 14 days in advance, and walk-ins are still accepted if you’re unable to find a preferred time).
Aspire Checking Account Rates
Tier
Rate
APY†7
Tier
$0.01 – $50,000.00
Rate
3.928%
APY†7
4.00%
Tier
$50,000.01 +
Rate
0.050%
APY†7
0.05%
Tier
Non-Qualifying
Rate
0.050%
APY†7
0.05%
†7APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
You worked hard for your money. Let our CDs work hard for you with limited-time rates up to 5.00% APY†8.
Take advantage of these special Share Certificate (CD) and IRA Share Certificate rates now. With a $1,000 minimum deposit, you can watch your savings reach new heights.
- No Maximum Deposit: Earn a great rate on all your funds.
- Steady Growth: Lock in one of our high interest rates for the whole term, plus they can be used as collateral for a new loan with us too.
- Simple to Open: Open your account online now, or stop by your local branch (plus you can book an appointment from 2 hours to 14 days in advance, and walk-ins are still accepted if you’re unable to find a preferred time).
Share Certificate (CD) Rates
Term
Minimum Balance $1,000 Rate
Minimum Balance $1,000 APY†8
Term
3 Months
Minimum Balance $1,000 Rate
1.490%
Minimum Balance $1,000 APY†8
1.50%
Term
6 Months
Minimum Balance $1,000 Rate
1.982%
Minimum Balance $1,000 APY†8
2.00%
Term
9 Months – Limited-Time Special!
Minimum Balance $1,000 Rate
4.650%
Minimum Balance $1,000 APY†8
4.75%
Term
12 Months
Minimum Balance $1,000 Rate
4.169%
Minimum Balance $1,000 APY†8
4.25%
Term
14 Months – Limited-Time Special!
Minimum Balance $1,000 Rate
4.889%
Minimum Balance $1,000 APY†8
5.00%
Term
18 Months
Minimum Balance $1,000 Rate
4.169%
Minimum Balance $1,000 APY†8
4.25%
Term
24 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†8
2.50%
Term
30 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†8
2.50%
Term
36 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†8
2.50%
Term
48 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†8
2.50%
Term
60 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†8
2.50%
†8APY (Annual Percentage Yield) effective May 9, 2023, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $1,000.
IRA Share Certificate Rates
Term
Minimum Balance $1,000 Rate
Minimum Balance $1,000 APY†9
Term
3 Months
Minimum Balance $1,000 Rate
1.490%
Minimum Balance $1,000 APY†9
1.50%
Term
6 Months
Minimum Balance $1,000 Rate
1.982%
Minimum Balance $1,000 APY†9
2.00%
Term
9 Months – Limited-Time Special!
Minimum Balance $1,000 Rate
4.650%
Minimum Balance $1,000 APY†9
4.75%
Term
12 Months
Minimum Balance $1,000 Rate
4.169%
Minimum Balance $1,000 APY†9
4.25%
Term
14 Months – Limited-Time Special!
Minimum Balance $1,000 Rate
4.889%
Minimum Balance $1,000 APY†9
5.00%
Term
18 Months
Minimum Balance $1,000 Rate
4.169%
Minimum Balance $1,000 APY†9
4.25%
Term
24 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†9
2.50%
Term
30 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†9
2.50%
Term
36 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†9
2.50%
Term
48 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†9
2.50%
Term
60 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†9
2.50%
†9APY (Annual Percentage Yield) effective May 9, 2023, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $1,000.
IRA Share Certificate – Special Distribution Rates
Term
Minimum Balance $1,000 Rate
Minimum Balance $1,000 APY†10
Term
3 Months
Minimum Balance $1,000 Rate
1.490%
Minimum Balance $1,000 APY†10
1.50%
Term
6 Months
Minimum Balance $1,000 Rate
1.982%
Minimum Balance $1,000 APY†10
2.00%
Term
9 Months – Limited-Time Special!
Minimum Balance $1,000 Rate
4.650%
Minimum Balance $1,000 APY†10
4.75%
Term
12 Months
Minimum Balance $1,000 Rate
4.169%
Minimum Balance $1,000 APY†10
4.25%
Term
14 Months – Limited-Time Special!
Minimum Balance $1,000 Rate
4.889%
Minimum Balance $1,000 APY†10
5.00%
Term
18 Months
Minimum Balance $1,000 Rate
4.169%
Minimum Balance $1,000 APY†10
4.25%
Term
24 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†10
2.50%
Term
30 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†10
2.50%
Term
36 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†10
2.50%
Term
48 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†10
2.50%
Term
60 Months
Minimum Balance $1,000 Rate
2.472%
Minimum Balance $1,000 APY†10
2.50%
†10APY (Annual Percentage Yield) effective May 9, 2023, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $1,000.
Special Member Ticket Discount to Dragon Lights Reno
Dragon Lights Reno features world-class lanterns that illuminate Rancho San Rafael Regional Park while celebrating Chinese culture. The lantern festival runs from June 30 – Aug. 13.
As the title sponsor of this unique experience, GNCU members get a $3 discount on each ticket. To purchase tickets, visit the Dragon Lights Reno website and use the code GNCU23 at checkout.
Exclusive Member Offers at Greater Nevada Field
As the title sponsor of Greater Nevada Field, home to the Reno Aces, our partnership gives Greater Nevada members exclusive access to ticket discounts, events, and more.
Community Heroes – Special Offers for Those Who Work in Education, Healthcare, Law Enforcement, First Response, and the Military
Whether you’re on the front lines, or providing crucial support in the background, great work deserves great gratitude.
Your actions matter—the big ones and the small daily moments when you help someone else live greater. In the face of chaos, you have cared for our loved ones, protected our communities, and kept doors to knowledge open. We stand with you. We can’t put into words how grateful we are, so we’re continuing to put our gratitude into action. To show how grateful we are for your contributions to our community, we want to help you worry less about your finances.
Through our Community Heroes program, you can take advantage of account bonuses, waived fees, deferred loan payments, a credit toward an auto warranty, and a donation on your behalf to a charitable organization that supports your industry.
It Pays to Bank with Your Friends!
Current members can turn new member referrals into cash rewards, and your friends and family also receive a cash bonus too. Talk about a win/win!
Special Vacation Savings Through Get Away Today
Click the button below to explore savings available for travel destinations that include Hawaii, Mexico, Disneyland® Resort, Walt Disney World Resort, Universal Studios Hollywood, Universal Orlando Resort, SeaWorld San Diego, SeaWorld Orlando, LEGOLAND® California Resort, and more.
Research and Shop for Your Next Vehicle with AutoSMART
Whether you’re looking for a new or used vehicle, you can easily shop online and experience a smarter, and stress-free car buying experience with AutoSMART at Greater Nevada Credit Union. Discover an online car buying destination designed to make researching, shopping for, and financing your next vehicle easy and satisfying.