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You’ve got big plans for your business. We’ve got the business loans–and the competitive rates–you need to see those plans through. Learn how we support organizations like yours with essential business banking services.
Business Loans
Grow Your Business with Great Rates
Types of Credit Union Business Loans
Credit union business loans typically offer members better rates, fewer fees, and more advantageous terms. Whether you’re looking for long or short-term loans, credit lines, or credit cards, we offer options to fit every business and business strategy.
SBA Loans
Government-backed Small Business Administration (SBA) loans offer flexible repayment terms. Their competitive interest rates and low fees are perfect for small business owners. Learn more about eligibility requirements below.
SBA Loans
USDA Loans
U.S. Department of Agriculture (USDA) loans aren’t just for agriculture-based businesses. They were created with rural businesses in mind (including non-profits) and in order to qualify, you must be located in a rural area with 50,000 or fewer residents. Learn more about USDA loan options below.
USDA Business Loans
Business Lines of Credit
Business lines of credit offer easy and flexible access to cash as you need it to help position your business for success in the long-term. Learn more about your options and loan requirements below.
Business Line of Credit
Business Credit Cards
Easily manage expenses, enjoy contactless payments, and make fast mobile payments with any card you choose–they all come with the same great features courtesy of our credit union (plus competitive rates and cash back perks). Learn more about business credit card options below.
Business Credit Cards
Loans from Credit Unions & Banks: Know the Difference
Applying for a business loan with a credit union is a different experience than applying with a traditional bank. Take advantage of better terms and rates, plus enjoy personalized service from a team that’s helped thousands of businesses like yours get closer to their goals.
Business Loan Applications: Step by Step
Each business loan has its own requirements, repayment terms, and expectations. But while the application may look different depending on the financing option you’re after, you can rest easy knowing our team is standing by to help you navigate the process.
Determine Business Needs
Maybe you already know what your business needs. But do you know how well-equipped you are to repay funds you borrow? Pay close attention to your cash flow and working capital–these will help you understand what loans are safely within your reach.
Compare Loan Types
Many of the most common business loans in Nevada are designed to support rural, non-profit, or otherwise disadvantaged businesses: USDA and SBA loans, for example. Be sure to look at eligibility requirements as you compare your options.
Terms of Agreement
It’s well worth your time to carefully review the terms of agreement–that is, the terms upon which you agree to repay your loan. We’ll walk you through these terms to ensure you’re comfortable with the option you’ve chosen.
Apply for a Loan or Credit
The final step is preparing your application. We’ll ask you to gather basic information about yourself and your business, as well as a few key documents needed to verify your financial information.
How do I qualify for a business loan?
Is it better to get a business loan from a bank or credit union?
How much deposit do I need for a business loan?
This Way to Personal Loans
Not the loans you’re looking for? Head over to our personal loans section to learn more about individual lending options.