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Membership for your business with Greater Nevada Credit Union has its perks, especially for small business owners. Reap favorable returns through our Commercial Share Savings account, Money Marketing account, or Share Certificates (CDs) here.
Business Savings Accounts
Save, Grow, & Plan for Success
Choose the Right Savings Account for Your Business
Save every which way when you become a member of our credit union. We offer a few different options for commercial needs. The one that’s right for your business depends on your goals, so feel free to contact us for more detailed information about the options below.
Questions? Our Small Business Banking team is here to help!
Select an option to jump to that section:
Commercial Share Savings Account >>
Commercial Share Savings Account
- No monthly service charge with any additional Greater Nevada Credit Union product.
- Competitive dividend earnings, paid monthly.
- $5 minimum deposit to open an account.
- Up to 6 third-party withdrawals or transfers per month. If you will be conducting activity in excess of this limitation, we recommend you consider one of our business checking accounts that are designed for more consistent transaction activity.
- Direct deposit and payroll deduction available.
Tier
Rate
APY1
Tier
All Amounts
Rate
0.050%
APY1
0.05%
Money Market Account
- $2,500 minimum daily balance needed to avoid $10 minimum balance fee.
- Unlimited in-person withdrawals.
- Up to 6 third-party withdrawals or transfers per month. If you will be conducting activity in excess of this limitation, we recommend you consider one of our business checking accounts that are designed for more consistent transaction activity.
- Direct deposit and payroll deduction available.
Tier
Rate
APY2
Tier
$0.01 – $49,999.99
Rate
0.499%
APY2
0.50%
Tier
$50,000.00 +
Rate
0.995%
APY2
1.00%
Share Certificates (CDs)
- $500 minimum to open.
- Terms ranging from 3 months to 5 years.
- We’ll notify you a month in advance of the certificate maturing so you can decide whether to renew the certificate, cash in, transfer funds to another account, or invest otherwise.
Term
Minimum Balance $500 Rate
Minimum Balance $500 APY3
Term
3 Months
Minimum Balance $500 Rate
1.490%
Minimum Balance $500 APY3
1.50%
Term
6 Months
Minimum Balance $500 Rate
1.982%
Minimum Balance $500 APY3
2.00%
Term
12 Months
Minimum Balance $500 Rate
2.472%
Minimum Balance $500 APY3
2.50%
Term
18 Months
Minimum Balance $500 Rate
2.716%
Minimum Balance $500 APY3
2.75%
Term
24 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
30 Months
Minimum Balance $500 Rate
3.057%
Minimum Balance $500 APY3
3.10%
Term
36 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY3
3.00%
Term
48 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY3
3.00%
Term
60 Months
Minimum Balance $500 Rate
2.960%
Minimum Balance $500 APY3
3.00%
Get a High-Interest Rate Business Savings Account from Greater Nevada Credit Union
There’s lots to love about opening a business savings account with us.
Higher Returns
GNCU’s high-interest rate business savings accounts often outperform traditional financial institutions. Each statement cycle, you’ll see tangible benefits.
Risk-Free Growth
Savings accounts from GNCU offer competitive returns while minimizing your risk. Because we understand you want to protect your money. GNCU savings accounts are also federally insured by the NCUA (National Credit Union Administration) for that extra peace of mind.
Digital Banking
Easy, secure online banking through our desktop experience and mobile app lets you check balances, make deposits and move money from anywhere in the world.
24/7 Support
The GNCU team is ready to help with any of your questions, offering support whenever and wherever you need it most.
Are business savings accounts taxed?
How much should you keep in a business savings account?
Is it better for a business to use a bank or credit union?
More Credit Union Business Services
Greater Nevada Credit Union is your business banking headquarters. From improved checking and savings accounts to flexible merchant services, we offer the tools you need to strategically manage and grow your business.
Open an Account
Open a checking or saving account for your business and start earning returns on your money
Schedule an Appointment
Talk one-on-one with a member of our team at any of our Nevada branch locations.
Contact Small Business Banking
Get the answers to your questions about business banking products and services.
Let’s Make This Personal
Not a business? Not to worry–head over to our personal banking page for more information about individual savings accounts.
1APY (Annual Percentage Yield) effective January 1, 2025, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.
2APY (Annual Percentage Yield) effective December 1, 2023, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.
3APY (Annual Percentage Yield) effective April 8, 2025, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.