Membership for your business with Greater Nevada Credit Union has its perks, especially for small business owners. Reap favorable returns through our Business Money Market account, Share Certificates (CDs), or Commercial Share Savings account here.
Business Savings Accounts
Save, Grow, & Plan for Success
Choose the Right Savings Account for Your Business
Save every which way when you become a member of our credit union. We offer a few different options for commercial needs. The one that’s right for your business depends on your goals, so feel free to contact us for more detailed information about the options below.
Questions? Our Small Business Banking team is here to help!
Select an option to jump to that section:
NEW Business Money Market Account >>
Commercial Share Savings Account >>
NEW Business Money Market Account
- A rewarding high-yield account to store cash reserves and collect monthly dividends, while staying easily accessible for when you need them.
- Up to six third-party withdrawals or transfers per month. A GNCU Visa debit card is not included with this account. Excessive withdrawal fees are temporarily waived.
- Make payments and move funds directly from this account via checks.
- Direct deposit and payroll deduction are available.
- $2,500 minimum opening deposit required.
- Maintain a minimum daily balance of $2,500 to waive the monthly fee.
Tier
Rate
APY1
Tier
$0.01 – $50,000.00
Rate
0.499%
APY1
0.50%
Tier
$50,000.01 – $250,000.00
Rate
1.243%
APY1
1.25%
Tier
$250,000.01 – $500,000.00
Rate
1.834%
APY1
1.85%
Tier
$500,000.01 +
Rate
2.472%
APY1
2.50%
Share Certificates (CDs)
- Watch your company’s savings grow with higher earnings and several different terms between 3 months to 5 years to choose from.
- Start a CD ladder to enjoy consistently high returns through different terms.
- We’ll notify you a month in advance of the certificate maturing so you can decide whether to renew the certificate, cash in, transfer funds to another account, or invest otherwise.
- $500 minimum opening deposit required.
Term
Rate
APY2
Term
3 Months
Rate
2.960%
APY2
3.00%
Term
6 Months
Rate
3.057%
APY2
3.10%
Term
12 Months
Rate
3.203%
APY2
3.25%
Term
18 Months
Rate
3.251%
APY2
3.30%
Term
24 Months
Rate
3.300%
APY2
3.35%
Term
30 Months
Rate
3.057%
APY2
3.10%
Term
36 Months
Rate
3.348%
APY2
3.40%
Term
48 Months
Rate
3.397%
APY2
3.45%
Term
60 Months
Rate
3.445%
APY2
3.50%
Commercial Share Savings Account
- A Commercial Share Savings account is how you become a member-owner of our cooperative and gain access to a better business banking experience.
- Up to six third-party withdrawals or transfers per month. A GNCU Visa debit card is not included with this account. Excludes ATM or in-branch withdrawals. Excessive withdrawal fees are temporarily waived.
- Make payments and move funds directly from this account via checks.
- Direct deposit and payroll deduction are available.
- $5 minimum opening deposit required.
Tier
Rate
APY3
Tier
All Amounts
Rate
0.050%
APY3
0.05%
Get a High-Interest Rate Business Savings Account from Greater Nevada Credit Union
There’s lots to love about opening a business savings account with us.
Higher Returns
GNCU’s high-interest rate business savings accounts often outperform traditional financial institutions. Each statement cycle, you’ll see tangible benefits.
Risk-Free Growth
Savings accounts from GNCU offer competitive returns while minimizing your risk. Because we understand you want to protect your money. GNCU savings accounts are also federally insured by the NCUA (National Credit Union Administration) for that extra peace of mind.
Digital Banking
Easy, secure online banking through our desktop experience and mobile app lets you check balances, make deposits and move money from anywhere in the world.
24/7 Support
The GNCU team is ready to help with any of your questions, offering support whenever and wherever you need it most.
Are business savings accounts taxed?
How much should you keep in a business savings account?
Is it better for a business to use a bank or credit union?
More Credit Union Business Services
Greater Nevada Credit Union is your business banking headquarters. From improved checking and savings accounts to flexible merchant services, we offer the tools you need to strategically manage and grow your business.
Open an Account
Open a checking or saving account for your business and start earning returns on your money
Schedule an Appointment
Talk one-on-one with a member of our team at any of our Nevada branch locations.
Contact Small Business Banking
Get the answers to your questions about business banking products and services.
Let’s Make This Personal
Not a business? Not to worry–head over to our personal banking page for more information about individual savings accounts.
1 APY (Annual Percentage Yield) effective March 1, 2026, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. The minimum opening deposit is $2,500.00.
2 APY (Annual Percentage Yield) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. The minimum opening deposit is $500.00.
3 APY (Annual Percentage Yield) effective January 1, 2025, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. The minimum opening deposit is $5.00.