Commercial Checking

You're a local business. We're a local business. We share your entrepreneurial spirit and have the tools to help you succeed. Our Commercial Checking options are designed to save time and money, whether you're starting small or growing fast.

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Summary
Micro-Business Checking
Simple Business Checking
Analyzed Business Checking

Three different checking options* to fit your business needs
Business Visa debit card to safely use worldwide anywhere VISA is accepted, plus detailed monthly expenditure reports
Free Visa debit card manager app to set alerts, turn your card on/off, a Location Match feature for easier purchases when traveling and more. Download the GNCU Cards app today
Overdraft Protection Option
Health Savings Accounts (HSAs) to stay on top of rising health care costs
Local branches open six days per week
Free online and telephone banking. Click here to learn about the benefits of our business online banking.
Free bill pay with qualifying account** and electronic statements
Remote Deposit Capture, online Wire origination and Online Ach (upon approval) origination
Free access to more than 30,000 surcharge free ATMs nationwide
Online check ordering plus CheckArmor check fraud recovery
Money Market Accounts and Share Certificates (CDs) are also available for GNCU business members.

Micro Business Checking: Economical for smaller businesses

Your first 30 items each month are free!**
The low $4 monthly service charge will be waived when you maintain a minimum daily checking account balance of at least $750

**Each additional item over 30 that is made during a monthly billing cycle will be charged $0.35 (35 cents).

Simple Business Checking: Ideal for growing businesses

Your first 150 items each month are free!***
You'll earn $0.20 for each debit card purchase you make over $25***
The $15 monthly service charge will be waived when you maintain a minimum daily balance of $5,000***

***Each additional transaction over 150 that is made during a monthly billing cycle will be charged $0.35 (35 cents). A credit of $0.20 toward reducing any applicable monthly service charge will be made to your account for each debit card purchase you make that is $25 or higher. Credit earned in excess of monthly service charge will not be paid as dividends. The monthly service charge will be applied if the daily balance in your account falls below $5,000 during a monthly billing cycle.

Analyzed Business Checking

This is the perfect account for businesses with large balances and high transaction activity to maximize their funds and improve efficiencies. You'll receive fully analyzed account statements plus the same great debit card incentive. Stop by your nearest branch or give us a call if Analyzed Business Checking is the right choice for you.

Checking Comparison

	Micro-Business Checking	Simple Business Checking	Analyzed Business Checking
Best for	Economical for Smaller Businesses	Ideal for Growing Businesses	Best for Businesses with Large Balances and High Transaction Activity
Number of Items Free Per Month	30 — See Fee Schedule	150 (not including electronic items) — See Fee Schedule	See Fee Schedule
Minimum Balance Requirement	$750 daily	$5,000 average	N/A
Includes a Visa Debit Card
Free Online Banking
Free Bill Pay
Monthly Service Fee (If qualifications aren't met)	$4	$15	$18

*Greater Nevada business checking accounts are available to members who are officers or owners, and authorized signers of legal business entities within Greater Nevada's field of membership.
** Free online Bill Pay is available for Simple Business Checking and Analyzed Business Checking accounts.

Federally insured by NCUA