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Fraud Alert:

Members have reported receiving suspicious and unsolicited phone calls and texts from people claiming to be GNCU employees. Please note, we will NEVER send you an unsolicited request to verify your account information, PIN, password, or info about your GNCU debit card. To report suspicious unsolicited communications for a scam attempt, and if you have given out personal information, please contact our Alert Fraud Team by clicking here to submit it through our online form.

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Commercial Checking

You're a local business. We're a local business. We share your entrepreneurial spirit and have the tools to help you succeed. Our Commercial Checking options are designed to save time and money, whether you're starting small or growing fast.

Open Account Online Book Branch Appt.

Summary
Micro Business Checking
Simple Business Checking
Analyzed Business Checking

Three different checking options to fit your business needs.
All accounts receive a free GNCU Business Visa debit card to safely use at millions of merchants worldwide anywhere Visa is accepted, plus detailed monthly expenditure reports.
Free Digital Banking with features like the latest in security with multi-factor authentication access, account alerts via email/text/push notifications, link account to QuickBooks, bill payment services through Bill Pay, and much more.
Free GNCU Cards app to enjoy complete control over your GNCU Business Visa debit card with features like receiving email/text/push notification alerts for certain transaction types or amounts, turn your card on/off if you accidentally misplace or lose it, Travel Notices to alert of traveling plans, and much more.
15 local branches throughout Nevada, plus phone support through the Member Resource Center.
Access to more than 30,000 fee-free ATMs nationwide.
Online check ordering plus CheckArmor check fraud recovery.
Remote deposit capture, online wire origination, and online ACH (upon approval) origination.
Overdraft protection option is available.
Health Savings Accounts (HSAs) are also available to stay on top of rising health care costs for employees.
Money Market accounts and Share Certificates (CDs) are also available for GNCU business members.

Micro Business Checking: Economical for smaller businesses

Your first 100 items each month are free!**
You'll earn a $0.20 credit for each debit card purchase you make over $25.**
The low $8 monthly service charge will be waived when you maintain a minimum daily checking account balance of at least $1,000.

**Each additional item (electronic deposit, check deposited, check paid, or ACH debit or credit) over 100 that is made during a monthly billing cycle will be charged $0.35. A credit of $0.20 toward reducing any applicable monthly service charge will be made to your account for each debit card purchase you make that is $25 or higher. Credits can be earned to a maximum value of offsetting service charges. Excess credits will not be paid or rolled over.

Simple Business Checking: Ideal for growing businesses

Your first 500 items each month are free!***
You'll earn $0.20 for each debit card purchase you make over $25.***
The $15 monthly service charge will be waived when you maintain a minimum daily balance of $5,000.

***Each additional item (electronic deposit, check deposited, check paid, or ACH debit or credit) over 500 that is made during a monthly billing cycle will be charged $0.35. A credit of $0.20 toward reducing any applicable monthly service charge will be made to your account for each debit card purchase you make that is $25 or higher. Credits can be earned to a maximum value of offsetting service charges. Excess credits will not be paid or rolled over.

Analyzed Business Checking: Ideal for large businesses

This is the perfect account for businesses with large balances and high transaction activity to maximize their funds and improve efficiencies with fully analyzed account statements and more. Stop by your nearest branch or give us a call if Analyzed Business Checking account is the right choice for your business.

Checking Comparison

	Micro Business Checking	Simple Business Checking	Analyzed Business Checking
Best for	Economical for Smaller Businesses	Ideal for Growing Businesses	Best for Businesses with Large Balances and High Transaction Activity
Number of Items Free Per Month (electronic deposit, check deposited, check paid, or ACH debit or credit)	100 - See Commercial Account Fee Schedule	500 - See Commercial Account Fee Schedule	See Commercial Account Fee Schedule
Minimum Balance Requirement	$1,000 daily	$5,000 daily	N/A
Free GNCU Business Visa Debit Card
Free Digital Banking
Free Bill Pay
Monthly Service Fee (if minimum daily balance qualification is not met for Micro and Simple accounts)	$8	$15	$20

Greater Nevada business checking accounts are available to members who are officers or owners, and authorized signers of legal business entities within Greater Nevada's field of membership.