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You may own a coffee shop in Ely or an antiques shop in Reno. You might be considering a HELOC in Minden or looking for a reliable vehicle in Las Vegas. Whether it's banking needs for your business or your family, here's what you can expect as a member of GNCU:
You get more.
Being a member of a credit union is kind of like banding together with your friends to be your own bank. (Sounds nice, right?) When you become a member of GNCU, you're an owner as well, which means that you get all the benefits of lower fees, higher savings rates, and attractive loan rates that come from you and your friends (your fellow members) working together. And rather than paying off shareholders, we reinvest profits back into our membership and communities. This helps us keep our focus where it should be—on people over profit. Sounds like a win-win to us.
You have a voice.
At GNCU, members are considered more than a transaction. And rather than relying on algorithms to determine if a member is qualified for a loan, for example, we take a holistic view of our membership, considering factors such as account activity and length of membership. We are a democratic cooperative, so every member has a vote. You help elect the Board of Directors (oh, and they're members too—just like you). That means you have a say in what happens.
You're investing in your community.
GNCU is made up of members who care about the future of their communities. We are invested in making a long-term positive impact by bringing vital services to rural communities and helping small businesses weather hard times. From spearheading food drives and funding underserved businesses to finding housing for homeless youth and sponsoring state-of-the art energy programs in rural America, we live, breathe and work locally to help real people live tangibly better lives. Feels good, right?
You have the tools.
GNCU offers the empowering financial guidance every Nevadan needs to get where they want to go (whether that's a plot of land in Reno or a mountain biking trail in Tahoe.) It's your life. No matter the challenges, we just want to help you live it Greater, together.
Take the next step. It's easy to join.
Membership is open to anyone living or working in any of Nevada's 17 counties, and members of their immediate family. Starting your membership requires a one-time $5 membership fee and opening a Share Savings account with a minimum $5 deposit. You can remain a member for life, as long as your accounts remain in good standing. We offer two convenient options to open your new account(s):
Questions? Check our frequently asked questions (FAQs) and you can choose to submit your question directly to our Member Resource Center if you're unable to find your answer. You can also call them at (775) 882-2060 or (800) 421-6674.