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Greater financial know-how can lead to Greater opportunities for your family, friends, and (of course) you! Browse through our various financial & lifestyle tips to help you thrive.
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Business
5 Financial Strategies to Grow Your Small Business
Spring is the perfect time to refresh your business strategy. Discover five practical financial tactics to help your small business grow—like managing debt, diversifying income, and streamlining operations. These smart, actionable tips from GNCU are designed to boost financial resilience and keep your business goals on track all year long.
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Credit Unions
How are Credit Unions Different From Banks?
Learn how credit unions and banks compare, and see how high-yield checking, lower fees, and community-focused banking can benefit you.
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Budgeting
Saving for Summer: Plan Your Vacation Budget
Ready for an unforgettable summer vacation? Start saving now with these smart budgeting tips! From travel discounts to side hustles, learn how to reach your vacation goals without breaking the bank.
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Taxes
Make Tax Season Easier: Filing Early & Smart Savings
Get ahead this tax season! Learn why filing early can speed up refunds and reduce stress. Explore tax-advantaged accounts to save more.
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Loans & Credit
8 Tips to Improve Your Credit Score
Build your credit with smart strategies and GNCU resources. Learn how to improve your credit score and achieve your financial goals.
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Budgeting
Small Changes, Big Savings: 10 Habits to Save More in the New Year
Start the new year off right by implementing small, practical money-saving habits that can add up to make a big difference.
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Savings & Checking
FAQs About HSAs: Understanding GNCU’s Health Savings Account
Health Savings Accounts (HSAs) serve as an effective financial strategy to cover medical costs while planning for future savings.
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Budgeting
Financial Goals for 2025: How to Build a Budget You’ll Stick To
Build a budget you’ll stick to in 2025. Get tips on setting financial goals, tracking progress, and overcoming challenges
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Business
Preparing for the Year Ahead: A Financial Checklist for Small Business Owners
As the year winds down, small business owners face a unique opportunity to reflect, plan, and position themselves for success in the year ahead. GNCU understands the challenges entrepreneurs face, and we’re here to help with a comprehensive year-end financial checklist tailored for small business owners.
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Loans & Credit
Explore Top Refinancing Options with Greater Nevada Mortgage
As interest rates shift, refinancing offers homeowners an opportunity to reduce costs, simplify their mortgage structure, and unlock the value of their home equity. GNCU and our mortgage branch, GNM, recently explored three refinancing options to help homeowners meet a variety of financial goals.
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Fraud & Identity Theft
How to Protect Your Wallet from Holiday Fraud and Cyber Scams
The holiday season brings joy and generosity—but also an increase in scams targeting your finances. Learn how to spot red flags, avoid phishing attempts, and stay cyber-safe with GNCU’s expert tips. Protect your wallet and your cheer this season!
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Business
Leveraging GNCU’s Merchant Services for Holiday Sales Success
Choosing the best merchant services for your business is an important decision. GNCU’s Merchant Services offering includes a range of payment processing solutions tailored to meet the needs of growing small businesses.
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Business
Small Business Saturday: Why Supporting Local Businesses Matters
Support small businesses this Small Business Saturday! Learn why shopping local matters and how GNCU helps local businesses grow.
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Fraud & Identity Theft
How to Stay Cyber Safe: Tips for Protecting Your Finances Online
Stay safe online with cybersecurity tips from GNCU. Learn to spot scams, act fast, and safeguard your finances against today’s cyber threats.
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Community
Practicing Gratitude to Improve Financial Wellness
Learn how gratitude can improve your financial habits, reduce stress, and inspire generosity for a healthier approach to money management.
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Budgeting
Gift Cards: A Smarter Way to Stick to Your Budget?
Use gift cards to stick to your budget and maximize spending. Learn how Prizeout adds value with bonus cash on popular brands.
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Business
Protecting Your Business Against Emerging Cybersecurity Threats
Cybersecurity strategies for businesses to protect data, prevent ransomware, and secure IoT devices. Learn how to build a strong business cybersecurity foundation and defend against cyber threats with expert insights and actionable steps from GNCU.
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Budgeting
Tips for Smart Spending This Holiday Season
Holiday shopping tips on saving, budgeting, and financing from GNCU. Explore Right Now Loans and the pros/cons of ‘buy now, pay later.’
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Debt
Haunted by Debt? 10 Tips to Break Free from Financial Fear this Fall
Feeling haunted by debt? Use these 10 smart debt management tips to exorcise financial woes and take control of your finances this fall with GNCU.
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Business
How to Prepare Your Business for the Holidays
Get your business holiday-ready with expert tips on marketing, inventory, staffing, and customer engagement.
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Fraud & Identity Theft
What to Do After a Data Breach: 10 Steps to Protect Yourself and Your Credit
Protect yourself after a data breach by taking action. Learn crucial steps to safeguard your personal and financial info.
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Loans & Credit
Tips to Prepare for a Pending Rate Cut and Corresponding Drop in Loan Interest Rates
When the Federal Reserve (or “the Fed” for short) hints at a rate cut, it might sound like jargon that only economists care about. But here’s what’s important: understanding what a Fed rate cut means for you can put you in control of your financial future, especially when it comes to managing debt or securing a new loan.
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Budgeting
Money Tips for New College Students
Starting college is an exciting time filled with new experiences, opportunities, and challenges. One of the biggest challenges for new college students is managing their finances. It’s easy to get overwhelmed with tuition, books, and living expenses, but with a few smart money tips, you can set yourself up for financial success.
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Business
Which Business Bank Account is Right for You?
Choose the right business bank account for your Nevada business. Learn about checking, savings, and credit options.
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Budgeting
Back-to-School Budgeting: Tips for Smart Spending
Budget effectively for back-to-school shopping with tips from GNCU. Save money and prepare for the school year stress-free.
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Budgeting
Expert Tips for Budget-Savvy Online Shoppers
Save money while shopping online with expert tips from GNCU. Learn how to stay budget-conscious and achieve your financial goals.
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Insurance
Understanding Supplemental Insurance
Learn about supplemental health insurance and how it fills the gaps in your coverage, giving you extra protection and peace of mind.
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Business
Leveraging Credit Union Services for Small Business Growth
Discover how GNCU’s services, from business accounts and loans to financial education, can help your small business grow.
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Budgeting
Revisit Your Spending Plan: A Mid-Year Financial Check-In
Revisit your spending plan to align with your financial goals, adjust for changes, and ensure long-term financial success.
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Budgeting
Tips for Budget-Friendly Vacations
Tips for budget-friendly vacations and affordable destinations near northern Nevada. Enjoy memorable getaways without breaking the bank.
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Business
How Credit Unions Empower Local Businesses
Celebrate Small Business Month by exploring how credit unions support local businesses with personalized service, lower fees, and community-focused solutions.
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Banking
A Guide to Finances for College Graduates
Essential financial tips for college graduates: budgeting, debt management, investing, and building income streams for a secure future.
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Insurance
What’s the Difference? Life Insurance vs. AD&D
Confused about Life Insurance vs. Accidental Death and Dismemberment (AD&D) coverage? Life Insurance protects your family after any death, while AD&D focuses on accidents.
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Fraud & Identity Theft
Stay Safe: Avoiding P2P Scams on Payment Apps
Peer-to-peer payment apps are convenient, but be cautious of P2P scams! Learn how to spot fake sellers, phishing attempts, and other scams.
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Debt
Tips for Buying a New Car or Truck
Discover various tools to help you feel confident when buying your next new or used car.
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Home
Is Homeownership Your American Dream
Getting a job and buying a home used to be the American Dream. However, lately homeownership rates have dropped and renting has increased.
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Retirement
What is an IRA CD?
Explore the benefits of an individual retirement account (IRA) certificate of deposit (CD) or IRA Share account and discover if they align with your financial goals.
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Taxes
Put Your Tax Refund to Good Use
Make your tax refund work for you. Explore how to use that refund in a way that sets you up for financial success.
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Loans & Credit
Good Uses of a HELOC Loan
A HELOC loan offers lower rates and access to large sums to invest in your life but use them wisely to avoid risking your home. Here’s how.
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Debt
Is a Debt Consolidation Loan a Good Idea?
Is a debt consolidation loan right for you? Learn about debt management strategies and find the best way to eliminate your debt.
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Loans & Credit
Navigating the Current Auto Market? What to Know Before You Shop
With limited inventory and above-average wait times for new vehicles, buyers who plan ahead may encounter fewer speed bumps in their car buying journey.
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Business
Strategies for Building Stronger Business Relationships
Learn essential strategies for building better business relationships. Discover useful tools from GNCU to support your small business growth.
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Budgeting
Financial Tips for Couples: Building a Strong Foundation Together
Essential financial tips for couples. From open communication to setting shared goals, learn how to navigate finances as a team.
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Home
Tips To A Better Home Renovation
Avoid the most common pitfalls of home renovations. Read 5 tips to a better home renovation with the help of Greater Nevada Credit Union.
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Business
End-of-Year Checklist for Small Businesses
A small business end-of-year checklist that covers essential tasks and strategies for ensuring your business’s continued growth and success.
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Savings & Checking
The 5 Essential Bank Accounts You Should Have
Unlock financial success with 5 essential bank accounts! Stay organized and build a secure future. Manage your money like a pro! 💼💵✨
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Business
Crucial Steps for Small Businesses to Fortify Against Cybercrime
Cybercrime is increasing but small businesses can be vulnerable to data breaches. Learn these tips to protect your business.
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Banking
Cash Back Checking vs. Free Checking Accounts
Discover the perfect match for your finances! Dive into the Cash Back vs. Free Checking guide. Optimize rewards and minimize fees.
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Debt
What is Debt Consolidation and When is it a Good Idea?
Explore the power of debt consolidation for financial freedom. Learn if it’s right for you and your path to a secure financial future.
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Loans & Credit
When Should I Refinance My Car Loan?
Thinking about refinancing your car loan? Explore the benefits and costs of this financial move with our comprehensive guide.
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Loans & Credit
Top 3 Signs of Predatory Loans
Learn the Top 3 Warning Signs of Predatory Loans to protect your financial future. Spot shady offers and make smart borrowing decisions.
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Budgeting
Piggy Banks to Portfolios: Saving at Every Age
Saving money isn’t just a good habit — it’s a fundamental necessity. From your very first penny to retirement planning, saving plays an essential role in your financial journey.
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Fraud & Identity Theft
Account Alerts to Help You Protect Your Digital Banking Profile
Account Alerts help monitor your banking profile to protect your money and information. Learn about GNCU’s Digital Banking alerts.
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Fraud & Identity Theft
3 Practical Tips to Safeguard You From Identity Theft
Learn about the risks of identity theft, its potential consequences, and practical steps to protect yourself.
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Fraud & Identity Theft
4 Ways Bank Imposters Try to Scam You
Imposters posing as your financial institution are trying to trick you and drain your accounts. Here’s what you need to know to avoid getting scammed.
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Loans & Credit
Get Ready for Student Loan Payments to Resume
Student loan repayment is coming whether we like it or not. Get prepared with these expert strategies to handle student loan debt as payments resume.
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Community
3 Reasons to Join a Credit Union
Don’t sleep on a credit union for your banking needs! Here are three reasons to join a credit union: You get more. You have a voice. You’re investing in your community.
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Fraud & Identity Theft
5 Tips to Avoid Phishing Scams
We are constantly bombarded with attempts to steal our personal data and, ultimately, our money.
Through email phishing scams and text message smishing, cybercriminals are constantly evolving their tactics to scam you.
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Banking
Rewards Checking Account vs. Rewards Credit Card
In the world of personal finance, two heavyweights battle for your attention: rewards checking accounts and rewards credit cards. Both promise rewards and perks, but they serve different purposes. Let’s compare their features, advantages, and potential drawbacks to see which one suits you best.
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Loans & Credit
How to Improve Your Credit Score
Learn how improving your credit score from fair to very good can lead to substantial savings on car loans and mortgages. Get actionable credit improvement tips and access free online courses and expert guidance from Greater Nevada Credit Union for enhanced financial stability.
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Business
10 Tips to Master Your Business Budget
Discover the secrets to taming your business budget, setting realistic goals, and optimizing expenses. Don’t miss out on these strategies for long-term financial growth!
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Budgeting
Tips to Manage Inheritance to Maximize Your Financial Growth
Would you know what to do with an inheritance if you received yours today? Over the next two to three decades, the Baby Boomer generation is expected to pass on $30 trillion of accumulated wealth—a staggering sum that begs the important question: How do you manage inheritance?
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Budgeting
Plan a Family Vacation With Get Away Today
Planning a family vacation doesn’t have to be a budget-buster. Here’s what you need to know about planning a family trip on a budget – and how GNCU partner Get Away Today can help.
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Community
Unmuffled Stories
To celebrate Hot August Nights, we asked Greater Nevada employees about their experiences with their first cars. From clunkers to classics, these vehicles made a lasting impression on their drivers.
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Budgeting
What To Do With Extra Money
Extra money is always nice, but do you know how to make it work for you? Check out these tips from Greater Nevada Credit Union!
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Budgeting
Date Ideas on a Budget
Dating is expensive, but it doesn’t have to be! You can enjoy dating and stay on track with your financial goals. These Northern Nevada fun date ideas will get you started.
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Financial Education
3 Financial Tips for the Class of 2023
Greater Nevada Credit Union wants to prepare the class of 2023 for the future. Here are 3 for financially healthy habits.
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Financial Education
New Law Adds Nevada Financial Education Class to High School Curriculums
A new law adds a Nevada Financial Education class to high school curriculums, so students have the financial tools to help them in adulthood.
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Savings & Checking
How to Create a CD Ladder
CD Ladders help you take advantage of the higher yields of Share Certificates while giving you regular access to cash as you reinvest money.
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Financial Education
Financial Literacy Month
Here are five quick and easy tips to help you up your financial skills for Financial Literacy Month to make the most of your money.
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Loans & Credit
7 Tips for Your Perfect Car Loan
Before you take a test drive, it’s important to learn all your financing options to get the best loan for you.
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Budgeting
Manage Money and Have Fun
If you’re learning to manage money through personal budgeting, include some fun. How to enjoy your life while meeting your financial goals.
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Debt
Paying Down Debt
Paying down debt is a type of savings! See these quick tips for paying off your debt, consolidating your loans and freeing up some money.
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Loans & Credit
Credit Utilization Ratio
How much credit you have access to verse how much you use impacts your credit score a lot. Learn about Credit Utilization Ration.
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Online Banking Tools & Tips
Online banking tools make managing your finances and achieving your goals easier. Here are five ways to make the most of these online tools.
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Budgeting
Tuning your Financial Diet for 2023
Three tips to help you create a financial diet to help you pay off debt, create a balanced budget and create and emergency fund.
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Debt
Questions to Ask About Debt
If you’re thinking about taking out a loan or using a credit card, here are 12 questions about debt to ask before signing on the dotted line. Read more in this blog.
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Banking
Top 10 Tips to Save More Money This Holiday Season
With the holidays fast approaching, we’re all looking for ways to save more money for gifts, traveling, entertainment, and more. So, if you’re wondering how to save more money each month, we’ve got 10 manageable, realistic changes you can make to see your savings grow.
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Banking
Shop Local, Bank Local
When you bank with a local credit union like Greater Nevada Credit Union, your money stays in your community—just like when you shop locally. Learn more here!
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Loans & Credit
Why You Don’t Need a Perfect Credit Score
You know you need a high credit score to make your financial life easier. But if you’ve been striving for a perfect score — typically 850 — you need to know that it’s not worth it. Here’s why there’s really no need to hit that perfect three digit number.
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Loans & Credit
Buy Now, Pay Later Loans: Should You Use Them?
Buy Now, Pay Later Loans are becoming more popular, and it’s essential to understand how they can impact your credit score and whether they are the right choice for you.
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Loans & Credit
What is a Personal Line of Credit, and How Can It Help You?
A personal line of credit with Greater Nevada gives you immediate access to money when you need it, with terms that fit your financial needs.
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Budgeting
How To Make The Most Of Extra Money That Comes Your Way
From creating an emergency fund to paying off debt, here is a game plan to use extra money to make a meaningful impact on your life.
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Community
An Inside Look at Greater Nevada’s Early Response to COVID-19
We’re a people business. That’s why we jumped into action to help our community when the COVID-19 pandemic struck in March, 2020. In part one of our two-part interview with Greater Nevada President & CEO Wally Murray, read about the thoughts and actions that went in to keeping our communities alive and thriving through the financial hardships.
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Budgeting
Its Never Too Early To Start Saving
Learn about just some of the benefits of establishing healthy savings habits at a young age.
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Debt
Budgeting to Fit Your Lifestyle
Setting a budget is key if you want to reach financial success. Explore Greater Nevada Credit Union’s steps to creating a budget that fits your lifestyle.
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Budgeting
Money Matters for Newlyweds
One of the most common problems in marriage is finances. Explore various ways to discuss financial matters before you walk down the aisle.
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Parents
4 Tips to Teach Your Kids About Money Before College
Have an honest money conversation before your kid goes off to college. Read Greater Nevada Credit Union’s tips on how to teach your kids about money.
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Debt
What to Know Before Buying an RV, Motorhome, Trailer
If you’re looking for a new or used RV, motorhome, or trailer, Greater Nevada Credit Union has tips to help make the process easier. Explore more tips.
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Loans & Credit
How to Pay for College
Hooray! You’ve been accepted to college. Now the question is, “how do I pay for it?” With several different options, including pay as you go, scholarships, grants and student loans, finding the best way to finance your education can seem overwhelming. Here are some tips to make navigating the financial side of your college education that much easier.
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Loans & Credit
Choosing the Right Credit Card
The credit cards consumers choose can have a considerable impact on their overall financial health, so it’s important to choose wisely.
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Wellness
Improving Financial Wellness
Stress over financial struggles can make it harder to make good financial decisions. Escape the cycle! Start new healthy spending habits.
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Banking
What is Person-to-Person Payment?
Person-to-person, or a ‘P2P’ payment, is a term you may have heard in conversation or mentioned in passing. This new form of payment is a way to send or request money from your friends and family, or pay bills via an app faster and easier.
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Saving Money on Pet Ownership
Pets can make great companions, as long as you make sure you’re financially ready to make that companionship work.
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Retirement
How to Start a Retirement Plan
Are you living with uncertainty about having enough to enjoy retirement? If you don’t know how or where to start, here are some ideas.
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Children & Teens
Entrepreneurial Education for Our Youth
Basic money management skills are crucial to daily success but financial education isn’t commonly offered in schools. Here are some ways that you can teach children financial education.
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Banking
Protecting your Assets and your Family
CONSIDER THIS: According to a Caring.com survey, only 42 percent of adults in this country have estate planning documents such as a will or living trust. Are you part of the 42 percent?
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Banking
What Is A Share Certificate
For those looking for earnings on their savings, one of the options that credit unions offer is share certificates.
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Financial Education
How to Recover from a Foreclosure
Most of us remember when “foreclosure” wasn’t a household word. But there is life after foreclosure. Find out how to get back on your feet.
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