Recreational Loans

The great outdoors are calling–let Greater Nevada Credit Union help you answer it. From motorhomes and boats to motorcycles and ATVs/UTVs, a recreational loan is your ticket to adventure. We can also help you refinance your existing recreational loan if you’re looking to secure a lower rate and/or monthly payment, or looking to receive additional funds through a cash out refinance under special circumstances.

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What’s a Recreational Loan?

Recreational loans are exactly what they sound like: loans you can use to purchase recreational vehicles and trailers. These kinds of loans are similar to an auto loan, in which the vehicle is secured for the loan (also known as a secured loan). Many different types of recreational vehicles fall under this option.

But what counts as a recreational vehicle? Glad you asked–almost anything you’d use to explore the great outdoors, travel across the country, or go camping, including (though restrictions may apply)…

Motorhomes
Fifth Wheels
Travel Trailers
Campers
Utility Trailers
Horse Trailers
Boats
Jet Skis
Motorcycles
Snowmobiles
ATVs & UTVs

Competitive Rates & Terms

Members of Greater Nevada enjoy access to competitive loan rates and flexible terms.

Loan Rates

Buy New or Used

With a recreational loan from Greater Nevada, you can purchase the new or used vehicle of your choice.

All-Inclusive Financing

Keep your purchase simple. Tax, license, and extended warranties may be rolled into your recreational loan financing.

Additional Protection Products Available

Rest a littler easier at night when you elect to include Guaranteed Asset Protection (GAP) and Payment/Debt Protection coverage (limitations may apply).

Get Pre-Approved

Get pre-approved and bring more buying (and bargaining) power to the conversation as you shop for your next recreational vehicle. Start by running some test scenarios using our free loan calculator.

Simple Loan Calculator

Loan Refinancing

Let’s explore refinancing your existing recreational loan from elsewhere, including if a cash-out refinance could be a possibility for you.

Recreational Loan Options

A recreational vehicle loan covers quite a few different types of vehicles. This flexible financing option can help you purchase boats, RVs, motorcycles, and more.

RV Loans

Skip the hotel and stay in the comfort of your very own RV, motorhome, or camper.

RV Loans

Boat Loans

Be the captain of your ship–and your finances–with a recreational loan from Greater Nevada.

Boat Loans

Motorcycle Loans

Embark on the Great American Road Trip (or just go for a ride around town) with a bike funded by a Greater Nevada recreational loan.

Motorcycle Loans

Apply for a Recreational Loan

Dive or drive into recreational loans by applying online or over the phone through our lending hotline.

Apply Online Call Now/Appointments

What types of vehicles can a recreational loan be used for?

Recreational loans cover lots of different types of vehicles and trailers. Here are some of the most common:

Motorhomes
Fifth Wheels
Travel Trailers
Campers
Utility Trailers
Horse Trailers
Boats
Jet Skis
Motorcycles
Snowmobiles
ATVs & UTVs

How can I calculate my monthly payment?

Your monthly payment will depend on your recreational loan’s interest rate, as well as the total amount financed. You can use our handy loan calculator to run a few test scenarios to get an estimate of how much your possible monthly payment will be based on a particular interest rate and cost.

What is debt protection and what does it cover?

Debt protection from Greater Nevada is there for you when major life events or emergencies stop you from making your normally scheduled payments. Add up to $75,000 in debt protection for a reasonable monthly fee and rest easy knowing you and your family are covered should something unforeseen happen.

What is required to qualify for a recreational loan from Greater Nevada?

Qualifying for a recreational loan is a lot like qualifying for any other loan available through Greater Nevada. We’ll look at a few key pieces of information–credit history, income statements, and any other existing debt, for example–to determine eligibility, rates, and terms. Interested to see where you stand with your credit report? Members can take advantage of our free My Credit Health feature within Digital Banking offering a powerful one-stop-shop to access your credit score, credit monitoring, credit score simulator, financial tips, and more. All of this without impacting your credit score, and all online.