Loans & Credit

Jump-start Your Dreams with Greater Nevada Credit Union

Greater Nevada offers loans with competitive rates and flexible terms for almost every budget. Explore our Nevada loans today.

Why Greater Nevada Credit Union Loans Are Right For You

Competitive Rates

Greater Nevada offers an array of competitive rates and corresponding monthly payments to suit your needs.

Flexible Loans

Most Greater Nevada loans offer different options to help best fit your situation, because customizable loans can help more people Live Greater.

No Hidden Fees

With some of the lowest rates in the state, you can also borrow with the confidence that everything will be clearly explained throughout the process.

It’s Easy to Apply

You can choose to submit your application online, or you can handle it over the phone with an expert loan consultant.

Compare Greater Nevada Credit Union Loan & Credit Options

Let’s talk about your dreams. Planning to finally buy that RV and travel across the country? Or perhaps go all in on that electric vehicle you’ve wanted for years? Whether you’re searching for a credit card, line of credit for your home or a loan to cover an emergency, Greater Nevada has a variety of options — including flexible loan amounts, loan terms and competitive interest rates — to fit your needs.

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Auto Loans

Reliable auto loans so you can get behind the wheel in your new (or new to you) car or truck. We even have resources to help you choose your new ride.

Auto Loans
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Right Now Loans®

Life is full of surprises. Unfortunately, some are more expensive than others. With a Right Now Loan®, eligible members can get up to $1,000 in a matter of minutes with no credit check.

Right Now Loans®
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Personal Loans

Unexpected (or expected) expenses crop up? Life happens, but it doesn’t have to throw you off course. See about Greater Nevada’s personal loans and debt consolidation options.

Personal Loans
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Personal Lines of Credit (PLOC)

Thinking you may need access to funds down the road? A Greater Nevada personal line of credit lets you tap into money only as you need it.

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Credit Cards

With contactless payments and different reward options available, Greater Nevada’s credit cards are designed for the way you live.

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Recreational Loans

Boats, RVs, travel trailers, motorcycles, ATV/UTVs: whatever your plans, we’re here to help find the right recreational loan you can afford.

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RV Loans

When it’s time to explore the wonders of America, there’s nothing better than an RV for doing so. Explore a Greater Nevada recreational vehicle (RV) loan with payments that can fit your budget.

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Motorcycle Loans

Get your motor runnin’, then cruise the cities, highways and backroads across the nation with a Greater Nevada motorcycle loan.

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Boat Loans

Tahoe, Pyramid and Lake Mead are calling. Dream big and get out on the water with a Greater Nevada recreational boat loan today.

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Ready to turn home dreams into a home reality? Explore Greater Nevada’s competitive rates and terms for home mortgages.

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Home Equity Lines of Credit (HELOC)

A Home Equity Line of Credit (HELOC) from Greater Nevada leverages the equity in your home and provides you with a line of credit to tap into when you need it.

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RenoFi Home Renovation Loans

Level up your ability to borrow with home equity financing that’s based on your home’s future value.

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Student Loans

Meet your academic goals or consolidate your existing student loans with Greater Nevada.

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Vacant Land & Lot Loans

Greater Nevada offers land loans with flexible repayment terms for lots up to 10 acres in Nevada.

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Deposit Secured Loans

Leverage your savings deposits or share certificates as collateral for a loan, while still earning dividends.

A Streamlined Loan Application Process

At Greater Nevada, we believe the loan application process should be a pleasant one. Note that each loan type will have its own terms, funding process and requirements along with pulling your credit report.


1. Determine Loan Needs

The type of loan you’re seeking — be it auto, home or personal — will determine the amount you need to borrow.


2. Compare Loan Types

Explore Greater Nevada’s flexible and affordable loans to fit what you need.


Gather Documents Needed

Required paperwork will vary by loan type, but generally we need to verify your credit history along with your income and residency.


4. Apply for a Loan

Pick the way that work best for you: apply for an online loan through your computer or other device, or over a phone call with a loan consultant will be in touch to work with you on options available.

Other Uses for a GNCU Loan

A loan from Greater Nevada can broaden the horizons of your financial future. Explore the possibilities of how you can consolidate debt or repair bad credit with our help.

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Loans for Bad Credit

Mistakes happen and we all slip sometimes. Greater Nevada offers loans to help you rebuild your credit and get back on the road to pursuing your dreams.

Loans for Bad Credit
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Debt Consolidation Loan

Don’t float bills by using high interest credit cards. Quickly lower your monthly payments and bring all your bills together into a single payment with Greater Nevada’s debt consolidation loans.

Debt Consolidation Loan

Loan & Credit Frequently Asked Questions (FAQs)

With so many loans offered, it’s important to connect you with the one that works best for your budget and with terms you’re comfortable with. Here are some of the most common questions we get about Greater Nevada loans and credit.

What is the easiest loan to get approved for?

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The answer to this depends on the purpose and loan type you’re looking for. While a loan for a home purchase will require many financial factors to come together, a smaller loan like our Right Now Loan™ can potentially be easier to obtain.

Is it hard to get a loan from a credit union?

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This also depends on the purpose of your loan. For Greater Nevada members and potential members looking for smaller loan amounts, there is a wide variety of loan products available, with varying terms and rates. Still, having a higher credit score is generally the best way to obtain the loan you’re seeking, and working with an expert loan consultant is the best way to sift through all the available options.

Is it better to get a loan through a credit union?

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First and foremost, choosing a credit union like ours means you’ll be working with a not-for-profit institution where our measurement of success isn’t maximizing revenue—it’s maximizing the value we bring to our members’ lives. We pride ourselves in being very involved at the community level. Being a member of our credit union helps build a stronger financial foundation for our area, right down to the individual level (and that means you). We offer a wide variety of loans at competitive rates to help our members meet their needs, and offer flexible rates with no hidden fees.

What credit score do you need to get a personal loan at a credit union?

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There is no magic number for a personal loan, because other factors like if a co-borrower will be involved could influence the decision. We recommend applying and working with a loan consultant to see what could be available.

How much can you borrow from a credit union?

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The minimum and maximum amount you can borrow from a credit union like Greater Nevada varies by loan type, duration and other factors related to your current financial standing.

Real Members, Real Impact

We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.

Live Greater Stories

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Apply for a Greater Nevada Credit Union Loan

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