Whether you’re refinancing, establishing a Home Equity Line of Credit or taking out a mortgage for your next (or first) home, Greater Nevada Mortgage (GNM), GNCU’s home lending subsidiary, stands ready to provide you with solutions that fit your goals and lifestyle.

Mortgages
Move to Greater with a Credit Union Mortgage

Discover What Makes Us Greater
As a credit union, all of Greater Nevada is focused on providing value to our members and communities — and not shareholders like at a traditional bank. We’re here to serve your best interests, whether it’s with real estate mortgages, personal banking and loans, business banking and loans or other financial services.
Greater Nevada Credit Union Mortgage Loans
When it comes to home loans, our options are as diverse and wide-ranging as Nevada. From standard mortgage loans to refinancing and home equity lines of credit, we’re confident we have something that’s right for your goals.
Home Loans
From fixed rate to adjustable rate — and even jumbo — home loans, we have many different options at competitive interest rates and flexible terms. Not to mention down payment assistance programs and other special offers to help turn homeownership dreams into reality.
Mortgage Refinancing
Reasons to explore mortgage refinancing could be for lower monthly payments, a better rate, and accessing your home’s equity through a cash out refinance.
Home Equity Line of Credit (HELOC)
A HELOC is a great way to use the available equity from your home as a line of credit, much like how a credit card operates, to pay for things like home improvements, debt consolidation, and more.

Affordable Entry Into Homeownership: Explore a 5/5 Adjustable Rate Mortgage (ARM)
Greater Nevada Mortgage’s 5/5 ARM makes homeownership more affordable for first-time homebuyers and those restarting the mortgage process. With a low fixed interest rate for the first five years, borrowers can enjoy predictable monthly payments and peace of mind. After five years, the interest rate adjusts to market conditions and continues to do so only every five years after that. Get started now with as little as 10% down and a FICO score as low as 640.
Why Go With Greater Nevada Credit Union for Your Mortgage?
Want a personalized mortgage experience? Our team of home loan experts at GNM have the know-how and insights to help you with your next purchase, refinance or HELOC. Think of us as your friendly, local guides for each step of the mortgage process.
We’ll work to find the loan that best suits you, which includes options like:
- Fixed Rate Mortgage
- Adjustable Rate Mortgage
- FHA Mortgage
- VA Mortgage
- USDA Mortgage
- Jumbo Mortgage
- Doctor Mortgage
We can also see what down payment assistance programs could be available (which aren’t limited to only first-time homebuyers).
We live here. We raise our families here, so we’re kind of partial to the place! That’s why our local team is committed to serving you and the needs of the communities across Nevada with every interaction.
According to the National Institute to End Homelessness, nearly 7,000 Nevadans experience homelessness on any given day. Of these, nearly 20% are children and teens. GNM’s Keys to Greater program donates a portion of the revenue from every mortgage or refinance to community organizations that address homelessness.

Get Started With Your Greater Nevada Credit Union Mortgage Today
Ready to see which loan is right for you? Get started through these links.
Other Loans You Might be Interested in
Greater Nevada members enjoy a wide variety of loan types built for every stage and need in life. From car loans to business loans to loans that help you further your education, we’re here when you need us. Explore our array of loan options below:
Auto Loans
First-time car buyer? Experienced car enthusiast? Whatever the case, you’ll drive away happy with our flexible car loans.
Personal Loans
Our competitive rates and flexible terms may be able to help you afford the things you need and consolidate bills — or anything else you need to borrow money for.
Right Now Loans™
Life happens. Your ability to pay for emergencies shouldn’t hold you back. Right Now Loans™ are designed for just that: the here and now.
Recreational Loans
Get on the water or hit the road for a bucket list adventure with a boat, RV, motorcycle or other recreational loan from Greater Nevada.
Student Loans
Fund your dreams and take that next step into the future with affordable student loans from Greater Nevada.
Business Loans
From USDA to SBA, from commercial real estate to business lines of credit, we want to help your Nevada company reach new heights.
Greater Nevada Mortgage | NMLS ID: 279738 | CA ID: 41DBO-61467 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act