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Spend. Earn. Repeat. Greater Nevada Rewards Checking
The convenience and benefits you expect. Two options to earn unexpected cash!
Aspire Checking
- Do you find more joy in saving than spending?
- Ready to watch your balance grow, month by month?
- Is your minimum balance more than $1,200?
Check out our high-yield Aspire Checking account and earn an incredible 5.00% APY on qualifying balances up to $25,000, plus out-of-network ATM fee refunds and more.1
Free Cash Back Checking
- Do you want to turn everyday purchases into cash rewards?
- Ready to bank on your own terms with the latest in online and mobile banking?
- Ready to forget about minimum balance worries?
Check out our free Cash Back Checking account and earn up to $60 a year, plus out-of-network ATM fee refunds and more.2
We also have a free Student Cash Back Checking account for teens and young adults, ages 14 – 24, that offers the ability to earn up to $60 a year in cash back, too!3
Discover More Benefits of Our Rewards Checking Accounts
No Minimum Balance
No need to maintain a minimum balance in any of our checking accounts (but we recommend keeping a healthy amount in yours anyway).
Every Card Purchase Counts
Unlike elsewhere, both PIN (debit) and signature (credit) purchases with your debit card qualify towards the monthly qualifications.
Safe & Secure Digital Banking
We understand that you don’t always want to make a trip to a branch. That’s why we made banking online and through our mobile app easy to use so you can bank anytime, anywhere you’d like.
Nationwide ATM Access
We partner with other credit unions and ATM providers to extend your access to offer fee-free transactions at over 30,000 ATMs across the U.S. through the CO-OP Shared ATM network.
Mobile Wallet Friendly
Make debit card purchases with your favorite mobile wallet including Apple Pay™, Samsung Pay™, Google Pay™, Garmin Pay™, and Visa Click to Pay.
Always on Patrol
Rest easy knowing we actively monitor all member accounts for fraud with help from Falcon Fraud and other cutting-edge tools. Your GNCU Visa debit card also includes coverage by Visa’s Zero Liability Policy4, and you can enjoy complete control over your card through our GNCU Cards app.
Ready to Reward Yourself?
Whether it’s earned interest or monthly cash back, it’s hard to go wrong with a Rewards Checking account with us!
1 APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9.00 in out-of-network ATM fee rebates and waiver of the $15.00 monthly service fee. Proof of ATM fees of $5.00 or more may be required to process fee rebate. For rebates of individual ATM fees of $5.00 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
2 Up to $5.00 in cash back monthly based on 2.00% cash back on all signature and PIN-based debit card purchases on the first $250.00 in point of sales transactions per month when qualifications are met. Other rewards received when monthly qualifications are met include up to $9.00 in out-of-network ATM fee rebates. Proof of ATM fees of $5.00 or more may be required to process the fee rebate. For rebates of individual ATM fees of $5.00 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
3 Student Cash Back Checking is available to students enrolled in school, aged 14 – 24 years old. Students must be available to present a student ID or substitute evidence of enrollment. Up to $5.00 in cash back monthly based on 2.00% cash back on all signature and PIN-based debit card purchases on the first $250.00 in point of sales transactions per month when qualifications are met. Monthly qualifications are 6 debit card purchases must post and clear, and account statements must be delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
4 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact GNCU for more detail.