Personal eBranch Members:
Members attempting to reset their password for Personal eBranch may experience a delay in receiving the email notification to proceed with the reset. We apologize for any inconvenience this may cause as we work to resolve this issue.
Important SBA Paycheck Protection Program (PPP) Update:
Applications for PPP 2.0 loans are now being accepted for first-time and second-draw applicants. We have prepared several tools to prepare you and your business to successfully apply for this COVID-19 pandemic relief funding. Please click "Learn More" to view these resources and apply online now.
2021 Annual Meeting Registration Now Open:
Greater Nevada members, our Annual Meeting is quickly approaching! This year's meeting will be held virtually via Zoom to respect the health and safety of our members and employees, which means you can easily join from wherever you are. Registration to attend the meeting on March 9 at 7:00 PM is now open for members. Click "Learn More" to register to attend.
Mobile Menu
A PLOC from GNCU is the perfect option for members looking for flexible funding for a variety of different uses. These could include debt consolidation, overdraft protection, and personal needs like a destination vacation or unexpected life event.

PLOCs differ from traditional loans. With a traditional loan, once it has been repaid, the loan is closed and you would need to reapply to receive money again in the future. With a personal line of credit, however, your available balance is renewed upon every payment received, similar to a credit card account. On top of that, you only pay interest on the amount you’ve used! Benefits of a PLOC include:
 
  • Simple application process and local decision making.
  • Easy access to funds by check, debit card, online banking, or phone banking.
  • Use funds as needed, and only pay interest on what is used.
  • Can be set up as overdraft protection.
  • Debt Protection available to pay loan if you are unable to make payments.

Check out our current rates. To apply for a PLOC, simply do one of the following:
 
If a fixed-amount loan is more suitable to your needs, please visit our Personal Loans page here.

Do you own a home and looking for a flexible funding that could utilize your home’s equity? Learn more about a Home Equity Line of Credit (HELOC) from GNCU