A New Digital Banking Experience is Here:
Members, it's go time! Please note that you will need to delete the old 'GNCU eBranch' mobile app and download the new 'Greater Nevada Mobile' app available for Apple and Android devices (tablets too!).

View full info on your new system, including helpful tips and frequently asked questions (FAQs), by visiting our Upgrade Center.
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A PLOC from GNCU is the perfect option for members looking for flexible funding for a variety of different uses. These could include debt consolidation, overdraft protection, and personal needs like a destination vacation or unexpected life event.

PLOCs differ from traditional loans. With a traditional loan, once it has been repaid, the loan is closed and you would need to reapply to receive money again in the future. With a personal line of credit, however, your available balance is renewed upon every payment received, similar to a credit card account. On top of that, you only pay interest on the amount you’ve used! Benefits of a PLOC include:
 
  • Simple application process and local decision making.
  • Easy access to funds by check, debit card, online banking, or phone banking.
  • Use funds as needed, and only pay interest on what is used.
  • Can be set up as overdraft protection.
  • Debt Protection available to pay loan if you are unable to make payments.

Check out our current rates. To apply for a PLOC, simply do one of the following:
 


If a fixed-amount loan is more suitable to your needs, please visit our Personal Loans page here.

Do you own a home and looking for a flexible funding that could utilize your home’s equity? Learn more about a Home Equity Line of Credit (HELOC) from GNCU