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Auto Loans

Product Rate As Low As APR1 As Low As Terms
New & Used Auto Loans 3.74% 3.82% Up to 60 Months*
Used Auto Loans 3.74% 3.82% Up to 60 Months*
New & Used Auto Loans 3.39% 3.52% Up to 36 Months*

Longer loan terms are available. Please contact our lending team for more information.

Recreational Loans

Product Rate As Low As APR1 As Low As
New RV/Personal Power Craft 5.79% 5.83%
Used RV/Personal Power Craft 5.79% 5.83%

Personal Loans

Product Term Rate As Low As APR1 As Low As
Personal Line of Credit** Open End 11.40% 11.40%
Personal Loan Up to 60 Months* 9.95% 10.36%

Student Loans

Rates effective September 24, 2018

Rate As Low As APR1 As Low As Term
6.25% 6.59% 60 months
6.50% 6.61% 120 months
6.75% 6.78% 180 months

Loan rates effective as of September 10, 2018.

Lands Loans

Product Rate As Low As APR1 As Low As Terms
Land Loan 5.00% 5.02% 180 months

1APR = Annual Percentage Rate. Rates, Terms and Conditions are subject to credit approval and collateral pledged.

*Representative examples:

New auto loan: A loan amount of $24,950 with a loan term of 60-months at 3.74% interest rate = 59 payments of $460.81 per month with a final payment of $460.76 includes a $50 document fee; 3.82%APR and $18.30 per $1,000 borrowed.
Personal loan: A loan amount of $5,000 with a with a loan term of 60-months at a 9.95% interest rate = 59 payments of $107.57 with a final payment of $107.22 includes a $50 document fee; 10.36% APR and $22.78 per $1,000 borrowed.
New and Used RV loan: A loan amount of $25,000 with a loan term of 144-month at a 5.89% interest rate = 143 payments of $243.63 per month with a final payment of $243.46 includes a $50 document fee; 5.93% APR and $70.01 per $1,000 borrowed.
Student Loan: A loan amount of $5,000.00 with a loan term of 60-month at a 6.25% interest rate= 59 payments of $91.30 with a final payment of $90.66 includes a $50 document fee; 6.59% APR and $13.91 per $1,000 borrowed.
Land Loan: A loan amount of $50,000.00 with a loan term of 180-month at a 5% interest rate = 179 payments of $396.25 with a final payment of $393.78; 5.02% APR and $118.45 per $1,000 borrowed.

**Annual Fee. A fee of $35.00 is due annually in order to continue this Line of Credit. We will add this amount to your Loan Account Balance annually.

 

Mortgages

Visit www.greaternevadamortgage.com to learn about our various mortgage loans and competitive rates. 

Aspire Checking

Rates Effective January 1, 2019
Tier Rate APY2
$0.01 - $50,000 3.93% 4.00%
$50,000 + 0.05% 0.05%
Non-Qualifying 0.05% 0.05%

Qualifying for the high-yield and ATM fee refunds is easy. Simply do the following each monthly qualification cycle:
Have at least 9 debit card purchases post and clear, have at least one Direct Deposit post and clear, and receive online eStatements.

If you don't meet the requirements during one monthly qualification cycle, no rewards will be earned and the service charge will apply. But don't worry! You can get back to earning the rewards the very next monthly qualification cycle.

Rate tiers are as follows: 4.00% APY applies to balances of $0.01 - $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change at any time after the account is opened. Fees may reduce earnings. 

Health Savings Account

Rates Effective August 31, 2018

Tier Rate APY2
All Amounts 0.10% 0.10%

Savings Accounts
Rates Effective August 31, 2018

Account Minimum Balance Rate APY2
Share Savings None 0.10% 0.10%
Christmas Club None 0.10% 0.10%
Minor Shares None 0.10% 0.10%

Money Market

Rates Effective September 10, 2018

Tier Rate APY2
$0.01 - $2,499.99 0.05% 0.05%
$2,500 - $9,999.99 0.10% 0.10%
$10,000 - 24,999.99 0.15% 0.15%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 + 0.20% 0.20%

2APY = Annual Percentage Yield. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. Rates subject to change. If you have any questions or need current rate information on your accounts, please call (775) 882-2060.

Share Certificate of Deposit Accounts

Also available to commercial members. Rates effective December 10, 2018

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3 Minimum Balance $50,000 Rate Minimum Balance $50,000 APY3
3 Months 0.75% 0.75% 0.85% 0.85%
6 Months 1.00% 1.00% 1.09% 1.10%
12 Months 1.24% 1.25% 1.34% 1.35%
18 Months 1.34% 1.35% 1.44% 1.45%
24 Months 1.49% 1.50% 1.59% 1.60%
30 Months 1.59% 1.60% 1.69% 1.70%
36 Months 1.74% 1.75% 1.83% 1.85%
48 Months 1.98% 2.00% 2.08% 2.10%
60 Months 2.23% 2.25% 2.33% 2.35%

IRA Shares

Rates Effective August 31, 2018

Tier Rate APY3
0.10% 0.10%

IRA Certificates

Rates Effective December 10, 2018

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3 Minimum Balance $50,000 Rate Minimum Balance $50,000 APY3
12 Months 1.24% 1.25% 1.34% 1.35%
18 Months 1.34% 1.35% 1.44% 1.45%
24 Months 1.49% 1.50% 1.59% 1.60%
30 Months 1.59% 1.60% 1.69% 1.70%
36 Months 1.74% 1.75% 1.83% 1.85%
48 Months 1.98% 2.00% 2.08% 2.10%
60 Months 2.23% 2.25% 2.33% 2.35%

IRA Certificates - Special Distribution

Rates Effective August 14, 2018

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3 Minimum Balance $50,000 Rate Minimum Balance $50,000 APY3
12 Months 0.25% 0.25% 0.35% 0.35%
18 Months 0.40% 0.40% 0.50% 0.50%
24 Months 0.55% 0.55% 0.65% 0.65%
30 Months 0.70% 0.70% 0.80% 0.80%
36 Months 0.90% 0.90% 1.00% 1.00%
48 Months 1.14% 1.15% 1.24% 1.25%
60 Months 1.39% 1.40% 1.49% 1.50%

3APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. If interest is deposited into a different account, Non-Compounding Certificate of Deposit earn .25% less than APYs disclosed for compounding products. Fees could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates published subject to change. If you have any questions or need current rate information on your accounts, please call (775) 882-2060.