Check Rates

Auto Loans

Product	Rate As Low As	APR¹ As Low As	Terms
New & Used Auto Loans	2.89%	2.98%	Up to 60 Months*
Used Auto Loans	2.99%	3.08%	Up to 60 Months*
New & Used Auto Loans	2.39%	2.52%	Up to 36 Months*

Recreational Loans

Product	Rate As Low As	APR¹ As Low As
New RV/Personal Power Craft	4.75%	4.79%
Used RV/Personal Power Craft	4.75%	4.79%

Personal Loans

Product	Term	Rate As Low As	APR¹ As Low As
Personal Line of Credit**	Open End	11.40%	11.40%
Personal Loan	Up to 60 Months*	9.95%	10.38%

¹APR = Annual Percentage Rate. Rates, Terms and Conditions are subject to credit approval and collateral pledged.

*Representative examples:

36 month term new auto loan: For a $25,000 loan with a 36-month term at 2.52% APR funded with a first due date set at 45 days from the origination date, the payment would be $759.65 for 59 months, with a final payment of $759.56.
60 month term new auto loan: For a $25,000 loan with a 60-month term at 2.98% APR funded with a first due date set at 45 days from the origination date, the payment would be $487.46 for 59 months, with a final payment of $487.36.
60 month term used auto loan: For a $25,000 loan with a 60-month term at 3.08% APR funded with a first due date set at 45 days from the origination date, the payment would be $488.66 for 59 months, with a final payment of $488.17.
144 month recreational loan: For a $25,000 loan with a 144-month term at 4.79% APR funded with a first due date set at 45 days from the origination date, the payment would be $229.05 for 143 months, with a final payment of $228.71.
60 month term personal loan: For a $5,000 loan with a 60-month term at 10.36% APR funded with a first due date set at 45 days from the origination date, the payment would be $107.57 for 59 months, with a final payment of $107.22.

**Annual Fee. A fee of $35.00 is due annually in order to continue this Line of Credit. We will add this amount to your Loan Account Balance annually.

Mortgages

Visit www.greaternevadamortgage.com to learn about our various mortgage loans and competitive rates.

Aspire Checking

Tier	APY²
$0.01 - $15,000	3.00%
$15,000 +	0.05%
Non-Qualifying	0.05%

Qualifying for the high-yield and ATM fee refunds is easy. Simply do the following each monthly qualification cycle:
Have at least 15 debit card purchases post and clear, have at least one Direct Deposit post and clear, and receive online eStatements.

If you don't meet the requirements during one monthly qualification cycle, no rewards will be earned and the service charge will apply. But don't worry! You can get back to earning the rewards the very next monthly qualification cycle.

Rate tiers are as follows: 3.00% APY applies to balances of $0.01 - $15,000.00 and 0.05% APY applies to balances over $15,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change at any time after the account is opened. Fees may reduce earnings.

Health Savings Account

Rates Effective August 6, 2015

Tier	Rate	APY²
All Amounts	0.049%	0.05%

Savings Accounts

Account	Minimum Balance	Rate	APY²
Share Savings	None	0.049%	0.05%
Christmas Club	None	0.049%	0.05%
Minor Shares	None	0.049%	0.05%

Money Market

Rates Effective August 6, 2015

Tier	Rate	APY²
$0.01 - $2,499.99	0.049%	0.05%
$2,500 - $9,999.99	0.049%	0.05%
$10,000 - 24,999.99	0.149%	0.15%
$25,000 - $49,999.99	0.199%	0.20%
$50,000 +	0.199%	0.20%

2APY = Annual Percentage Yield. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. Rates subject to change. If you have any questions or need current rate information on your accounts, please call (775) 882-2060.

Share Certificate of Deposit Accounts

Rates Effective May 20, 2015

Terms	Minimum Balance $1,000 Rate	Minimum Balance $1,0000 APY³	Minimum Balance $10,000 Rate	Minimum Balance $10,0000 APY³	Minimum Balance $50,000 Rate	Minimum Balance $50,0000 APY³
3 Months	0.099%	0.10%	0.199%	0.20%	0.199%	0.20%
6 Months	0.199%	0.20%	0.299%	0.30%	0.299%	0.30%
12 Months	0.299%	0.30%	0.399%	0.40%	0.399%	0.40%
18 Months	0.399%	0.40%	0.499%	0.50%	0.499%	0.50%
24 Months	0.549%	0.55%	0.648%	0.65%	0.648%	0.65%
30 Months	0.598%	0.60%	0.698%	0.70%	0.698%	0.70%
36 Months	0.747%	0.75%	0.847%	0.85%	0.847%	0.85%
48 Months	0.946%	0.95%	1.045%	1.05%	1.045%	1.05%
60 Months	1.144%	1.15%	1.243%	1.25%	1.243%	1.25%

IRA Shares

Rates Effective August 6, 2015

Tier	Rate	APY³
	0.049%	0.05%

IRA Certificates

Rates Effective May 20, 2015

Terms	Minimum Balance $1,000 Rate	Minimum Balance $1,000 APY³	Minimum Balance $10,000 Rate	Minimum Balance $10,000 APY³	Minimum Balance $50,000 Rate	Minimum Balance $50,000 APY³
12 Months	0.299%	0.30%	0.399%	0.40%	0.399%	0.40%
18 Months	0.399%	0.40%	0.499%	0.50%	0.499%	0.50%
24 Months	0.549%	0.55%	0.648%	0.65%	0.648%	0.65%
30 Months	0.598%	0.60%	0.698%	0.70%	0.698%	0.70%
36 Months	0.747%	0.75%	0.847%	0.85%	0.847%	0.85%
48 Months	0.946%	0.95%	1.045%	1.05%	1.045%	1.05%
60 Months	1.144%	1.15%	1.243%	1.25%	1.243%	1.25%

IRA Certificates - Special Distribution

Rates Effective May 20, 2015

Terms	Minimum Balance $1,000 Rate	Minimum Balance $1,000 APY³	Minimum Balance $10,000 Rate	Minimum Balance $10,000 APY³	Minimum Balance $50,000 Rate	Minimum Balance $50,000 APY³
12 Months	0.049%	0.05%	0.149%	0.15%	0.149%	0.15%
18 Months	0.149%	0.15%	0.249%	0.25%	0.249%	0.25%
24 Months	0.299%	0.30%	0.399%	0.40%	0.399%	0.40%
30 Months	0.349%	0.35%	0.449%	0.45%	0.449%	0.45%
36 Months	0.499%	0.50%	0.598%	0.60%	0.598%	0.60%
48 Months	0.698%	0.70%	0.797%	0.80%	0.797%	0.80%
60 Months	0.896%	0.90%	0.995%	1.00%	0.995%	1.00%

³APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. If interest is deposited into a different account, Non-Compounding Certificate of Deposit earn .25% less than APYs disclosed for compounding products. Fees could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates published subject to change. If you have any questions or need current rate information on your accounts, please call (775) 882-2060.