Check Rates

Auto Loans

Product	Rate As Low As	APR1 As Low As	Terms
New & Used Auto Loans	3.89%	3.97%	Up to 60 Months*
Used Auto Loans	3.99%	4.07%	Up to 60 Months*
New & Used Auto Loans	3.39%	3.52%	Up to 36 Months*

Longer loan terms are available. Please contact our lending team for more information.

Recreational Loans

Product	Rate As Low As	APR1 As Low As
New RV/Personal Power Craft	5.79%	5.83%
Used RV/Personal Power Craft	5.79%	5.83%

Personal Loans

Product	Term	Rate As Low As	APR1 As Low As
Personal Line of Credit**	Open End	11.40%	11.40%
Personal Loan	Up to 60 Months*	9.95%	10.36%

Student Loans

Rates effective September 24, 2018

Rate As Low As	APR1 As Low As	Term
6.25%	6.59%	60 months
6.50%	6.61%	120 months
6.75%	6.78%	180 months

^{Loan rates effective as of September 10, 2018.}

Lands Loans

Product	Rate As Low As	APR1 As Low As	Terms
Land Loan	5.00%	5.02%	180 months

¹APR = Annual Percentage Rate. Rates, Terms and Conditions are subject to credit approval and collateral pledged.

*Representative examples:

60 month term new auto loan: $25,000 at 60 months at 3.89% = 59 payments of $460.81 per month with a final payment of $460.76 includes a $50 document fee; 3.97%APR and $44.14 per $1,000 borrowed.
60 month term personal loan: For a $5,000 loan with a 60-month term at 10.36% APR funded with a first due date set at 45 days from the origination date, the payment would be $107.57 for 59 months, with a final payment of $107.22.
New and Used RV loan: 144 month term new recreational vehicle loan: $25,000 at 144 months at 5.89% = 143 payments of $243.63 per month with a final payment of $243.46 includes a $50 document fee; 5.93% APR and $70.01 per $1,000 borrowed.
Student Loan example: $5,000.00 for 60 months at 6.25% = $91.30 per month with a final payment of $90.66; APR of: 6.59%, and $7.95 per $1,000 borrowed.
Land Loan example: A loan amount of $50,000.00 with a loan term of 180 at 5% interest rate = 179 payments of $396.25, with a final payment of $393.78; 5.02% APR and $118.45 per $1,000 borrowed.

**Annual Fee. A fee of $35.00 is due annually in order to continue this Line of Credit. We will add this amount to your Loan Account Balance annually.
 

Mortgages

Visit www.greaternevadamortgage.com to learn about our various mortgage loans and competitive rates. 

Aspire Checking

Rates Effective January 1, 2019

Tier	APY2
$0.01 - $50,000	4.00%
$50,000 +	0.05%
Non-Qualifying	0.05%

Qualifying for the high-yield and ATM fee refunds is easy. Simply do the following each monthly qualification cycle:
Have at least 9 debit card purchases post and clear, have at least one Direct Deposit post and clear, and receive online eStatements.

If you don't meet the requirements during one monthly qualification cycle, no rewards will be earned and the service charge will apply. But don't worry! You can get back to earning the rewards the very next monthly qualification cycle.

Rate tiers are as follows: 4.00% APY applies to balances of $0.01 - $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change at any time after the account is opened. Fees may reduce earnings. 

Health Savings Account

Rates Effective August 31, 2018

Tier	Rate	APY2
All Amounts	0.10%	0.10%

Savings Accounts
Rates Effective August 31, 2018

Account	Minimum Balance	Rate	APY2
Share Savings	None	0.10%	0.10%
Christmas Club	None	0.10%	0.10%
Minor Shares	None	0.10%	0.10%

Money Market

Rates Effective September 10, 2018

Tier	Rate	APY2
$0.01 - $2,499.99	0.05%	0.05%
$2,500 - $9,999.99	0.10%	0.10%
$10,000 - 24,999.99	0.15%	0.15%
$25,000 - $49,999.99	0.20%	0.20%
$50,000 +	0.20%	0.20%

2APY = Annual Percentage Yield. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. Rates subject to change. If you have any questions or need current rate information on your accounts, please call (775) 882-2060.

Share Certificate of Deposit Accounts

Also available to commercial members. Rates effective December 10, 2018

Terms	Minimum Balance $1,000 Rate	Minimum Balance $1,000 APY3	Minimum Balance $50,000 Rate	Minimum Balance $50,000 APY3
3 Months	0.747%	0.75%	0.847%	0.85%
6 Months	0.995%	1.00%	1.094%	1.10%
12 Months	1.243%	1.25%	1.342%	1.35%
18 Months	1.342%	1.35%	1.440%	1.45%
24 Months	1.490%	1.50%	1.588%	1.60%
30 Months	1.588%	1.60%	1.687%	1.70%
36 Months	1.736%	1.75%	1.834%	1.85%
48 Months	1.982%	2.00%	2.080%	2.10%
60 Months	2.227%	2.25%	2.325%	2.35%

IRA Shares

Rates Effective August 31, 2018

Tier	Rate	APY3
	0.10%	0.10%

IRA Certificates

Rates Effective December 10, 2018

Terms	Minimum Balance $1,000 Rate	Minimum Balance $1,000 APY3	Minimum Balance $50,000 Rate	Minimum Balance $50,000 APY3
12 Months	1.243%	1.25%	1.342%	1.35%
18 Months	1.342%	1.35%	1.440%	1.45%
24 Months	1.490%	1.50%	1.588%	1.60%
30 Months	1.588%	1.60%	1.687%	1.70%
36 Months	1.736%	1.75%	1.834%	1.85%
48 Months	1.982%	2.00%	2.080%	2.10%
60 Months	2.227%	2.25%	2.325%	2.35%

IRA Certificates - Special Distribution

Rates Effective August 14, 2018

Terms	Minimum Balance $1,000 Rate	Minimum Balance $1,000 APY3	Minimum Balance $50,000 Rate	Minimum Balance $50,000 APY3
12 Months	0.250%	0.25%	0.350%	0.35%
18 Months	0.399%	0.40%	0.499%	0.50%
24 Months	0.549%	0.55%	0.648%	0.65%
30 Months	0.698%	0.70%	0.797%	0.80%
36 Months	0.896%	0.90%	0.995%	1.00%
48 Months	1.144%	1.15%	1.243%	1.25%
60 Months	1.391%	1.40%	1.490%	1.50%

³APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. If interest is deposited into a different account, Non-Compounding Certificate of Deposit earn .25% less than APYs disclosed for compounding products. Fees could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Rates published subject to change. If you have any questions or need current rate information on your accounts, please call (775) 882-2060.