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Matt R. O'Fact double pointing fingersLooking to Boost Your Savings? GNCU Offers Risk-Free Rewards with Incredible Rates on High-Yield Checking and CDs

Everyday account, meet extraordinary rate! Earn 4.00% APY2 on qualifying balances up to $50,000 with Aspire Checking. 

If you're in search of a checking account that pays more, then look no further than our high-yield Aspire Checking account.

  • A Rate to Celebrate: Earn 4.00% APY2 on qualifying balances up to $50,000.
  • ATM Fee Refunds: Up to $15 in out-of-network ATM fee refunds each month.2
  • Other Account Perks: No minimum balance required, and all checking accounts come with free digital banking with features like the latest in security with multi-factor authentication access, account alerts via email/text/push notifications, send money to family and friends through Zelle®, remote check deposit, bill payment services through Bill Pay, and much more.
  • Simple to Open: Open your account online now, or stop by your local branch (plus you can book an appointment from 2 hours to 14 days in advance, and walk-ins are still accepted if you're unable to find a preferred time).
 

Aspire Checking Rates

Tier Rate APY2
$0.01 - $50,000.00 3.928% 4.00%
$50,000.01 + 0.050% 0.05%
Non-Qualifying 0.050% 0.05%

2APY (Annual Percentage Yield) effective January  1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 - $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. "Qualification Cycle" means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 - August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

 

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You worked hard for your money. Let our CDs work hard for you with rates up to 4.25% APY3.

Take advantage of these special Share Certificate (CD) and IRA Share Certificate rates now. With a $1,000 minimum deposit, you can watch your savings reach new heights.

  • No Maximum Deposit: Earn a great rate on all your funds.
  • Steady Growth: Lock in one of our high interest rates for the whole term, plus they can be used as collateral for a new loan with us too. 
  • Simple to Open: Stop by your local branch (plus you can book an appointment from 2 hours to 14 days in advance, and walk-ins are still accepted if you're unable to find a preferred time).
 

Share Certificates (CDs) Rates

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3
3 Months 3.445% 3.50%
6 Months 3.445% 3.50%
12 Months 4.169% 4.25%
18 Months 4.169% 4.25%
24 Months 4.169% 4.25%
30 Months 2.227% 2.25%
36 Months 2.227% 2.25%
48 Months 2.227% 2.25%
56 Months 3.687% 3.75%
60 Months 2.227% 2.25%

 

IRA Share Certificates Rates

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3
3 Months 3.445% 3.50%
6 Months 3.445% 3.50%
12 Months 4.169% 4.25%
18 Months 4.169% 4.25%
24 Months 4.169% 4.25%
30 Months 2.227% 2.25%
36 Months 2.227% 2.25%
48 Months 2.227% 2.25%
56 Months 3.687% 3.75%
60 Months 2.227% 2.25%

 

IRA Share Certificates - Special Distribution Rates

Terms Minimum Balance $1,000 Rate Minimum Balance $1,000 APY3
3 Months 3.445% 3.50%
6 Months 3.445% 3.50%
12 Months 4.169% 4.25%
18 Months 4.169% 4.25%
24 Months 4.169% 4.25%
30 Months 2.227% 2.25%
36 Months 2.227% 2.25%
48 Months 2.227% 2.25%
56 Months 3.687% 3.75%
60 Months 2.227% 2.25%

3APY (Annual Percentage Yield) effective December 22, 2022, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account.

 

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Nevada Wolf Pack Basketball - Photo Credit: Nevada Wolf PackDiscounted Tickets for You to Back the Pack at Three Nevada Wolf Pack Men's Basketball Games 

Get your Nevada Wolf Pack gear ready because all GNCU members have access to specially discounted tickets to the following three home games at Lawlor Events Center for the Pack's 2022-23 season! Members can take advantage of ticket discounts when buying tickets online here.

February 3, 2023: Nevada Wolf Pack vs. Air Force Academy Falcons - Tickets starting at $15

February 10, 2023: Nevada Wolf Pack vs. Fresno State Bulldogs - Tickets starting at $20

February 21, 2023: Nevada Wolf Pack vs. San Jose State Spartans - Tickets starting at $5

You'll also be treated to the performance of the famed Nevada Marching Band, which Greater Nevada proudly sponsors to help fund the Band’s needs for instruments, scholarships, travel and other expenses (including new uniforms!).

Don't wait too long, discounted tickets are subject to selling out. Let's go Pack!
 

Buy Tickets Now

 


 

Community Heroes - Special Offers for Those Who Work in Education, Healthcare, Law Enforcement, Military, and First Responders

Community Heroes - You Help Us All Live Greater - Education | First Responders | Law Enforcement | Healthcare | MiliatryWhether you're on the front lines, or providing crucial support in the background, great work deserves great gratitude.

Your actions matter—the big ones and the small daily moments when you help someone else live greater. In the face of chaos, you have cared for our loved ones, protected our communities, and kept doors to knowledge open. We stand with you. We can’t put into words how grateful we are, so we’re continuing to put our gratitude into action. To show how grateful we are for your contributions to our community, we want to help you worry less about your finances.

Through our Community Heroes program, you can take advantage of account bonuseswaived feesdeferred loan paymentsa credit toward an auto warranty, and a donation on your behalf to a charitable organization that supports your industry.
 

Learn More


 

GNCU Refer Family and Friends GraphicCurrent Members Can Turn New Member Referrals into Rewards with Cash

Refer a friend or family member to Greater Nevada Credit Union and you can both receive a $25 bonus when they open a new Share Savings account and checking account.

It’s easy. Click the button below to register to receive your unique referral code that your family and friends can use to open their new accounts online or by visiting a GNCU branch.
 

Refer Family & Friends

 

The following conditions apply to the Refer Family and Friends Program: Membership/ownership with Greater Nevada Credit Union (GNCU) is open to anyone living or working in any of Nevada's 17 counties, and members of their immediate family. $25 deposited into the referred new member's checking account after the new checking account has been open 60 days, and all accounts remain in good standing. $25 deposited into referring member's Share Savings account after the new referred member’s checking account has been open for 60 days, and all accounts remain in good standing. Bonuses will be deposited within 30 days after the initial 60-day period has passed and all qualifications have been met. Membership eligibility, $5 application fee, and minimum $5 Share Savings account balance required for new membership. GNCU employees not eligible. All accounts subject to approval. Not to be combined with other offers. Program offers are subject to change or cancellation without notice except as required by law. All rights reserved.

 


 

Tax Solutions and Savings for Members

Save on TurboTax® and H&R Block® This Tax Season

We love having you as one of our valued members, which is why we’re bringing you special discounts on tax prep services that will help you ace tax season.

TurboTax – Hand off your taxes, get some help from experts or file on your own – with TurboTax, you can count on getting your maximum refund, guaranteed. Enjoy up to $15 off – the discount will automatically be applied when you sign up or log in to your TurboTax account. Get started with TurboTax today!

H&R Block – Get expert tax help from H&R Block professionals who can prepare your taxes in person, with or without the office visit. New clients save $25 in-office tax prep services and returning clients of H&R Block get the Tax Identity Shield® add-on for FREE ($35 value). Get your H&R Block coupon now and save!

Visit https://taxservices.lovemycreditunion.org for offer details and disclaimers.

 


 

Exclusive Member Offers at Greater Nevada FieldGreater Nevada Field

As the title sponsor of Greater Nevada Field, home to the Reno Aces, our partnership gives Greater Nevada members exclusive access to ticket discounts, events, and more.
 

Greater Nevada Field Offers

 

 


 

Special Vacation Savings Through Get Away Today

You can book 2023 Disneyland vacation packages through Get Away Today!Get Away Today - 2023 Now Available This means you can start planning spring break, summer vacation, Halloween time or even holiday trip!

By booking early, you are locking in availability, and you have your first choice of dates. Plus, you can use their layaway plan and pay just $175 down with final payment due eight days prior to travel.

Get Away Today can help you book the whole trip, from choosing a destination to a hotel, online or with a live agent. Just another perk of being a Greater Nevada member. PLUS, every time you book through Get Away Today, they will donate a portion back to a charitable organization through their Vacations = Donations program.
 

Getaway Today Offers

 

 

 

 


 

Research and Shop for Your Next Vehicle with AutoSMART Auto Premier

Whether you're looking for a new or used vehicle, you can easily shop online and experience a smarter, and stress-free car buying experience with AutoSMART at Greater Nevada Credit Union. Discover an online car buying destination designed to make researching, shopping for, and financing your next vehicle easy and satisfying.
 

Visit AutoSMART