Rock Checking Account

Earn Rewards on Your Favorite Entertainment

Music to your ears, with a Rock Checking rewards checking account from Greater Nevada Credit Union, you can earn up to $10 in credits each month from purchases through iTunes®, Amazon® and Google Play™. Plus, monthly out-of-network ATM fee refunds and you can earn a $20 sign-on bonus credit in your first month.1

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Rock These Rewards Every Day

Music lover? Voracious reader? Mobile gamer? Whatever your jam, our Rock Checking rewards account pays you back for indulging in your favorite hobbies. GNCU offers several options for checking accounts built for the many different lifestyles of our members.

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Up to $120 in Rewards Each Year ($140 for the First Year)

Meet the monthly qualifications, and you can earn up to $10 in credits each month from purchases made with your GNCU Visa debit card through iTunes®, Amazon®, or Google Play™, plus a $20 sign-on bonus credit for the first month.

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ATM Fee Refunds Each Month

Meet the monthly qualifications, and you can earn up to $15 in out-of-network ATM fee refunds.

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No Minimum Balance

No need to maintain a minimum balance in any of our checking accounts (but we recommend keeping a healthy amount in yours anyway).

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Safe & Secure Digital Banking

We understand that you don’t always want to make a trip to a branch. That’s why we made banking online and through our mobile app easy to use so you can bank anytime, anywhere you’d like.

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Nationwide ATM Access

We partner with other credit unions and ATM providers to extend your access to offer fee-free transactions at over 30,000 ATMs across the U.S. through the CO-OP Shared ATM network.

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Always on Patrol

Rest easy knowing we actively monitor all member accounts for fraud with help from Falcon Fraud and other cutting edge tools. Your GNCU Visa debit card also includes coverage by Visa’s Zero Liability Policy2, and you can enjoy complete control over your card through our GNCU Cards app.

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Qualify for Rewards and Waive the Monthly Service Charge

Qualifying for rewards and having the monthly service charge waived is easy. Simply do the following during each monthly qualification cycle:

  • Have at least nine debit card purchases post and clear;
  • Have at least one direct deposit post and clear; and
  • Be enrolled to receive online eStatements.

If you don’t meet the requirements during one monthly qualification cycle, no rewards will be earned and the service charge will apply. But don’t worry! You can get back to earning the rewards the very next monthly qualification cycle.

Frequently Asked Questions (FAQs) About Rewards Checking Accounts

What is a rewards checking account?

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A rewards checking account is one that’s designed to offer incentives for purchases you make, either with specific retailers or for everyday purchases. As you spend at your favorite stores, you accumulate rewards that are delivered to you on a regular, ongoing basis.

How does rewards checking work?

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By shopping as you normally do, you will earn rewards on your purchases. With a Rock Checking account, you’ll earn up to $10 per month in credits (along with a $20 sign-on bonus credit for the first month) when you make purchases with your GNCU Visa debit card from the following designated retailers: iTunes®, Amazon® or Google Play™. Better yet, there is no minimum balance required and includes up to $15 in out-of-network ATM fee refunds each month.

Who is eligible for a rewards checking account?

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The only requirement to become eligible for our Rock Checking account is to be a member of Greater Nevada Credit Union–which is open to anyone who either works or lives in Nevada, or you have an immediate family member who does.

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Reap the Benefits Today

Need some more tunes/books/movies in your life? Open a Rock Checking rewards account online or at your local branch–or use our handy comparison chart to find another checking account that offers the advantages you need.

1 Up to $120 in iTunes® or Amazon.com®, or Google Play™ purchase reimbursements per year based on up to $10 in reimbursements each qualifying month if qualifications are met. A one-time $20 sign up bonus reimbursement is included after the first full monthly qualification cycle if qualifications are met. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $10 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.

2 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact GNCU for more detail.