Checking Accounts Comparison
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The Easy Way to Decide
Choose the checking option that best fits your lifestyle. From higher earnings to cash back to simple. Plus, it's easy to open an account online and make the switch to Greater Nevada Credit Union checking.
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Checking Comparison
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Aspire Checking
Learn more |
Rock Checking
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Cash Back
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Student Cash Back
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Connect Checking
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| Best for those who want |
Higher Yields |
Monthly Rewards |
Cash Earnings |
Free student checking, with option to earn cash back |
Everyday Value |
| Featured Benefits |
Earn up to 4.00% APY1 |
Up to $120 for online purchases2 |
Earn up to $120 extra per year3 |
No monthly service charges, qualify to earn up to $120 extra per year3 |
Easy to Avoid Service Charges |
| Minimum Balance Requirement |
None |
None |
None |
None |
None |
Includes a Visa
Debit Card |
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| Free Online & Mobile Banking |
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| Free Bill Pay |
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ATM Fee Refunds4
(Plus free access to 30,000 ATMs nationwide) |
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Free Access to
30,000 ATMs Nationwide |
Free Access to
30,000 ATMs Nationwide |
| Monthly Qualifications |
9 debit card purchases, eStatements, & direct deposit |
9 debit card purchases, eStatements, & direct deposit |
9 debit card purchases, eStatements, & direct deposit |
6 debit card purchases & eStatements to qualify for Cash Back |
6 debit card purchases or 10 yrs of membership or 65+ yrs of age |
Monthly Service Charge
(If qualifications are met)
(If qualifications
are not met) |
$0
$15
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$0
$10
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$0
$10 |
No Monthly Service Charge
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$0
$4
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| Apply |
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1Aspire Checking accounts earn 4.00% Annual Percentage Yield on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 - $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. The Dividend Rate and Annual Percentage Yield may change monthly for Checking Accounts. Rates and terms are accurate as of Tuesday, January 1, 2019 and are subject to change. Fees may reduce earnings.
"Qualification Cycle" means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31-August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
2Up to $120 in iTunes® or Amazon.com®, or Google Play™ purchase reimbursements based on up to $10 in reimbursements each qualifying month. A onetime $20 sign-up bonus reimbursement is also available the first month. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. $20 bonus is additional reimbursement within first month account is open if qualifications are met. Other rewards received when monthly qualifications are met include ATM fee rebates and waiver of the $10 monthly service fee.
31% Cash back on all signature and pin based swipes on the first $1,000 in point of sales transactions per month (when qualifications are met) based on up to $10 in cash back each qualifying month. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. Other rewards received when monthly qualifications are met include ATM fee rebates and waiver of the $10 monthly service fee. Student Cash Back Checking is available to students enrolled in school, age 14-24. Students must be available to present a student ID or substitute evidence of enrollment. Up to $10 in cash back monthly based on 1% cash back on all signature and pin based swipes on the first $1,000 in point of sales transactions per month, the monthly qualifications are 6 debit card purchases must post and clear and account statements must be delivered via eStatements. .
4Must meet monthly qualifications to receive ATM fee refunds. Up to $15 in out of network ATM refunds each month.
Federally insured by NCUA