A New Digital Banking Experience is Here:
Members, it's go time! Please note that you will need to delete the old 'GNCU eBranch' mobile app and download the new 'Greater Nevada Mobile' app available for Apple and Android devices (tablets too!).

View full info on your new system, including helpful tips and frequently asked questions (FAQs), by visiting our Upgrade Center.
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Pick the Checking Account that Works for You

Compare the benefits of each account, and conveniently apply to open your account online today!

Aspire Checking             Rock Checking            Cash Back Checking            Free Student Checking            Connect Checking

Checking Comparison

  Aspire Checking
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Rock Checking
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Cash Back Checking
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Student Cash Back Checking
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Connect Checking
Best for those who want Higher Yields Monthly Rewards Cash Earnings Free student checking, with option to earn cash back Everyday Value
Featured Benefits Earn up to 1.75% APY1 Earn up to $120 per year for online purchases + one-time $20 sign up bonus2 Earn up to $120 in cash rewards per year3 No monthly service charges, qualify to earn up to $120 extra per year4 Easy to avoid service charges
Minimum Balance Requirement None None None None None
Includes a Visa
Debit Card (Plus permanent replacement cards as-needed from most GNCU branches)
checking comparison checking comparison checking comparison checking comparison checking comparison
Free Online & Mobile Banking checking comparison checking comparison checking comparison checking comparison checking comparison
Free Bill Pay checking comparison checking comparison checking comparison checking comparison checking comparison
ATM Fee Refunds5
(Plus free access to 30,000 ATMs nationwide)
checking comparison checking comparison checking comparison Free Access to
30,000 ATMs Nationwide
Free Access to
30,000 ATMs Nationwide
Monthly Qualifications 9 debit card purchases, eStatements, & direct deposit 9 debit card purchases, eStatements, & direct deposit  9 debit card purchases, eStatements, & direct deposit 6 debit card purchases & eStatements to qualify for Cash Back 6 debit card purchases, or 10 yrs of membership, or 65+ years of age
Monthly Service Charge
(If qualifications are met)
(If qualifications
are not met)

$0

$15
 

$0

$10
 

$0

$10
 

No Monthly Service Charge
 

$0

$5
 
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1APY = Annual Percentage Yield. Aspire Checking accounts earn 1.75% APY on qualifying balances up to $25,000. Rate tiers are as follows: 1.75% APY applies to balances of $0.01 - $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. The Dividend Rate and Annual Percentage Yield may change monthly for Checking Accounts. Rates and terms are accurate as of Wednesday, April 1, 2020 and are subject to change. Fees may reduce earnings. Membership requirements apply. Available to personal accounts only.

"Qualification Cycle" means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31-August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.

2Up to $120 in iTunes® or Amazon.com®, or Google Play™ purchase reimbursements per year based on up to $10 in reimbursements each qualifying month if qualifications are met. A one-time $20 sign up bonus reimbursement is included after the first full monthly qualification cycle if qualifications are met. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $10 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. Membership requirements apply. Available to personal accounts only.

3Up to $10 in cash back monthly based on 1% cash back on all signature and pin based swipes on the first $1,000 in point of sales transactions per month when qualifications are met. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $10 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. Membership requirements apply. Available to personal accounts only.

4Student Cash Back Checking is available to students enrolled in school, ages 14 - 24 years old. Students must be available to present a student ID or substitute evidence of enrollment. Up to $10 in cash back monthly based on 1% cash back on all signature and pin based swipes on the first $1,000 in point of sales transactions per month when qualifications are met. Monthly qualifications are 6 debit card purchases must post and clear and account statements must be delivered via eStatements. Membership requirements apply. Available to personal accounts only.

5Must meet monthly qualifications to receive ATM fee refunds. Up to $15 in out of network ATM refunds each month. Proof of ATM fees greater than $5 may be required to process fee rebate. For rebates of individual ATM fees greater than $5, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674.