Important Note About U.S. Government Stimulus Funds:
All direct deposit funds, including Federal stimulus checks, are deposited once a day in the overnight hours. If deposited, the funds will appear in your account the next business day. Click here to visit IRS.gov to find the most up to date information about your Economic Impact Payment on the IRS website. Please click "Learn More" to learn how you can view your GNCU accounts online through eBranch Online Banking, and how to enable alerts for deposits.
Important SBA Paycheck Protection Program (PPP) Update:
Applications for PPP 2.0 loans are now being accepted for first-time and second-draw applicants. We have prepared several tools to prepare you and your business to successfully apply for this COVID-19 pandemic relief funding. Please click "Learn More" to view these resources and apply online now.
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Payment Saver Auto Loan Program

  • Average monthly savings of $1881!
  • Most current and up to five-year old used cars, vans and light trucks qualify
  • Future year, current year, and up to five year used vehicles can be financed for 24-722 months
  • Easy application process
  • Competitive rates and flexible terms
  • No security deposit
  • No upfront first or last payment
  • Option to sell, trade, finance or return vehicle at program's end
  • No early payoff penalty
  • Up to 100% financing with no money down
  • Mileage options of 12, 15, and 18 thousand miles3 per year available
  • Extended warranty, GAP, Credit, Life & Disability, and Auto Insurance available 

Click here for the Payment Saver calculator where you can build your car and compare a conventionally financed vehicle payment with the low Payment Saver payment. 

To apply for a loan over the phone or ask questions, call (855) 548-4787.

Also available:
Credit Rebuilder Program

First Time Buyer Program
GNCU Auto Loans


1Average monthly savings of $188.00 compared to a traditional GNCU auto loan based on all GNCU Payment Saver auto loans from January 1, 2019 - May 31, 2019.
2For required disclosures, click here.
3Mileage options apply only if you return vehicle at program end. Other fees and conditions may apply.