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Payment Saver

Payment Saver Auto Loan Program

The Payment Saver program combines the flexibility and ownership of conventional financing with the low cost of leasing. Plus, on average GNCU members paid $145 less per month1 with a Payment Saver Loan than they would have with a traditional auto loan.

  • Most current and up to five-year old used cars, vans and light trucks qualify
  • Future year, current year, and up to five year used vehicles can be financed for 24-72 months
  • Easy application process*
  • Competitive rates and flexible terms
  • No security deposit
  • No upfront first or last payment
  • Option to sell, trade, finance or return vehicle at program's end
  • No early payoff penalty
  • Up to 100% financing with no money down
  • Mileage options of 12, 15, and 18 thousand miles* per year available
  • Extended warranty, GAP, Credit, Life & Disability, and Auto Insurance available 
    Click here for the Payment Saver calculator where you can build your car and compare a conventionally financed vehicle payment with the low Payment Saver payment. 

Also available:
Credit Rebuilder Program

First Time Buyer Program
GNCU Auto Loans

*All loans subject to credit approval by Greater Nevada Credit Union.
**Mileage options apply only if you return vehicle at program end. Other fees and conditions may apply.
1Based on Payment Saver Auto Loans funded by Greater Nevada Credit Union in January 2018.