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Payment Saver Auto Loan Program

  • Average monthly savings of $1881!
  • Most current and up to five-year old used cars, vans and light trucks qualify
  • Future year, current year, and up to five year used vehicles can be financed for 24-722 months
  • Easy application process
  • Competitive rates and flexible terms
  • No security deposit
  • No upfront first or last payment
  • Option to sell, trade, finance or return vehicle at program's end
  • No early payoff penalty
  • Up to 100% financing with no money down
  • Mileage options of 12, 15, and 18 thousand miles3 per year available
  • Extended warranty, GAP, Credit, Life & Disability, and Auto Insurance available 

Click here for the Payment Saver calculator where you can build your car and compare a conventionally financed vehicle payment with the low Payment Saver payment. 

To apply for a loan over the phone or ask questions, call (855) 548-4787.

Also available:
Credit Rebuilder Program

First Time Buyer Program
GNCU Auto Loans


1Average monthly savings of $188.00 compared to a traditional GNCU auto loan based on all GNCU Payment Saver auto loans from January 1, 2019 - May 31, 2019.
2For required disclosures, click here.
3Mileage options apply only if you return vehicle at program end. Other fees and conditions may apply.