Looking for a lower rate and payment? Looking to pull additional cash out from the equity in your car? When you refinance your car loan with Greater Nevada Credit Union, you can explore any and all options to suit your needs. Contact us or apply online to explore competitive rates and flexible terms on car loans and more!
Refinance a Car Loan
Save Money and Live Greater
Perks of Refinancing Your Car Loan
Refinancing your car loan can make your life easier in so many ways–especially when it comes to financial wellness. Here are just a few of the benefits of refinancing with Greater Nevada.
When you refinance your auto loan into a new loan with a lower interest rate, you’ll enjoy lower monthly payments (and most importantly, possibly save money over the total life of the loan).
Greater Nevada is a not-for-profit, and you’ll work with a local loan expert whose goal is solely based on responsible lending practices to find the right option to meet your personalized needs.
If you have equity in your car (and depending on its value) you can take out more than you owe on your existing car loan to get additional cash back to spend on whatever you’d like.
Bringing members the best possible annual percentage rates (APR) and flexible loan terms is one of our main missions as a credit union.
Get even more peace of mind with protection products and services from Greater Nevada: Guaranteed Asset Protection (GAP), Major Mechanical Protection (MMP), and Payment/Debt Protection coverages are available.
Explore insurance products for all types of vehicles, drivers, and protection needs through Greater Nevada Insurance, a subsidiary of our credit union.1
Members Get More
Another perk of refinancing with Greater Nevada: eligible members may qualify to skip a payment during the busiest times of the year. Imagine what you’d do with that extra cash around the holidays, or in the event of an emergency.
How Much Could You Save?
Considering refinancing, but not sure whether it’s the right move for your finances? It’s easy to find out with our handy loan refinance interest savings calculator. Simply input your loan information to learn how much you could save when you refinance.
Refinancing Application Process
Everything is Greater when you choose our credit union–even refinancing your auto loan. We make the process short, sweet, and simple so you can get on the road sooner.
1. Determine Loan Needs
What are you hoping to get out of refinancing? A lower interest rate? A lower monthly payment? To pull cash out from your high-valued vehicle? Having this goal in mind will help determine how you should proceed
2. Gather Documents Needed
Every lender requires a few basic documents for auto loan applications: personal ID, proof of insurance, proof of income, credit score, and more. Check the section above or contact us for more details.
3. Apply for a Refinance Loan
It’s time to assemble your application. With the requirements we mentioned before satisfied, and your documents gathered, you can apply to refinance online or over the phone through our lending hotline at (855) LIV-GR8R.
Apply to Refinance
Ready. Set. Refinance. Apply online or over the phone and our expert lending team will work directly with you.
Compare Auto Loans
What drives you? At Greater Nevada, we offer different types of car loans for all kinds of drivers: first-timers, veterans, and those looking for a change of pace (or in this case, speed).
Traditional Auto Loan
Buying a car is simple and straightforward with this standard car loan, offering competitive rates and flexible terms.
Payment Saver Auto Loan
Drive it like you own it, pay it like you lease it. Enjoy the freedom of lower monthly payments up to 40% less than conventional loans with this flexible and convenient loan option.
First-Time Car Buyer Loan
New to car financing? Start building your credit history with an auto loan designed to help you get started on the right foot.
Credit Rebuilder Auto Loan
If you’re getting back on your feet financially, learn more about our car loan to get behind the wheel and rebuild your credit at the same time.
1 Available insurance products are not deposits of Greater Nevada Credit Union and are not protected by any type of deposit insurance, are not obligations of or guaranteed by Greater Nevada Credit Union or its affiliates, and may be subject to risk. Insurance products are not insured or guaranteed by the National Credit Union Administration (NCUA) or any other agency of the United States. Any insurance required as a condition of the extension of credit by Greater Nevada Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer’s choice.