high-yield account calculator

High-Yield Account Calculator

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Aspire Checking Account Rates

Tier
Rate
APY1
Tier
$0.01 – $50,000.00
Rate
3.928%
APY1
4.00%
Tier
$50,000.01 +
Rate
0.050%
APY1
0.05%
Tier
Non-Qualifying
Rate
0.050%
APY1
0.05%

1APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.

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I Can Save Account Rates

Tier
Rate
APY2
Tier
$0.01 – $2,500.00
Rate
5.841%
APY2
6.00%
Tier
$2,500.01 +
Rate
0.100%
APY2
0.10%
Tier
Non-Qualifying
Rate
0.100%
APY2
0.10%

2APY (Annual Percentage Yield) effective October 16, 2023, and subject to change without notice. To jumpstart your savings, you’ll earn a generous rate of 6.00% APY until your savings balance reaches $2,500.00. After that, you earn the current GNCU Regular Share savings account rate on the entire account balance, currently 0.10% APY. 6.00% APY earned on balances ≤ $2,500.00 when qualification of one deposit per month is met. 0.10% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. Limit of one I Can Save account per member. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will be not be allowed for a period of two years from the date of account closure.

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Money Market Account Rates

Tier
Rate
APY3
Tier
$0.01 – $49,999.99
Rate
0.499%
APY3
0.50%
Tier
$50,000.00 +
Rate
0.995%
APY3
1.00%

3APY (Annual Percentage Yield) effective December 1, 2023, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.

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Additional Online Calculators

Explore our handy financial calculators to help you run test scenarios on your monthly payments on loans, forecasting when you can reach your savings goal, and other important financial topics.

This calculator is intended solely for general information and educational purposes. Greater Nevada Credit Union does not guarantee the accuracy of the calculations. The calculator is not intended in any way as financial, insurance, tax or legal information regarding your financial situation.