motorcycle loans

Motorcycle Loans

Two Wheels, One Loan, Endless Ways to Live Greater

If the open road is calling your name, answer the call with help from Greater Nevada Credit Union. You can use a motorcycle loan to purchase your next (or first) bike, or explore ways to lower your interest rate, monthly payment, or possibly both by refinancing your existing loan from another lender.

What’s a Motorcycle Loan?

At Greater Nevada, a motorcycle loan is a type of recreational loan that lets you pay for your new two-wheel ride over time. Recreational loans can be used for other vehicles–boats, RVs, and ATV/UTVs, for example–in much the same way.

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Competitive Rates & Terms

Get access to competitively low loan rates and flexible terms up to 72 months (dependent on amount financed) by applying for a recreational loan at our credit union.

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Buy New or Used

Bring home the motorcycle you’ve been dreaming of–our recreational loans may be used to purchase both new and used rides.

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All-Inclusive Financing

Keep your purchase simple. Tax, license, and extended warranties may be rolled into your recreational loan financing.

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Additional Protection Products Available

Rest a littler easier at night when you elect to include Guaranteed Asset Protection (GAP) and Payment/Debt Protection coverage (limitations may apply).

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Get Pre-Approved

Get pre-approved and bring more buying (and bargaining) power to the conversation as you shop for your next motorcycle. Start by running some test scenarios using our free loan calculator.

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Motorcycle Loan Refinancing

Let’s explore refinancing your existing motorcycle loan from elsewhere, including if a cash-out refinance could be a possibility for you.

Apply for a Recreational Loan

Set a course for adventure–or for a quick ride around the block–with a recreational loan from Greater Nevada.

Motorcycle Loans Frequently Asked Questions (FAQs)

Before you apply for a recreational loan for your motorcycle, check out some common questions we’ve received from Nevadans like you about rates, interest, credit and more.

How long does it take to get a motorcycle loan?

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There’s no single timeframe answer as it depends on many different factors, including your credit history and other personal information. It will also change depending on if you’re applying to get pre-approved or if you already have your eyes set on a specific one, buying from a dealership or from a private party, and other scenarios. The best thing you can do is to apply and then respond to verification requests from your loan consultant ASAP.

What factors influence my interest rate?

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Rates and terms vary. As with most loans, the interest rate you receive for your recreational loan will depend on a few key pieces of personal information. Your credit score and history, your income, and any outstanding debt can all affect your rate.

Can I refinance an existing motorcycle loan with GNCU?

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Yes! Refinancing your existing motorcycle loan is a great way to lock in a lower interest rate and save money over the life of your loan. A cash out refinance, in which you borrow more than only the amount to pay off your existing loan, is also available under special circumstances. Our lending experts can help answer any questions you have when it comes to refinancing.

Can I still get a motorcycle loan even if I have bad credit?

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Less-than-perfect and even bad credit doesn’t have to get the final word when it comes to applying for a loan–especially when you bank with us. At Greater Nevada, we strive to look beyond numbers when our members ask for our help to Live Greater. Our lending experts can help explore all options with you, even with imperfect credit.

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Let’s See What We Can Do to Help

Take control of your financial wellness by exploring Greater Nevada’s debt consolidation options. Apply online or contact us through our lending hotline to learn more.

More Recreational Vehicle Loans

Recreational loans can be used with lots of different vehicles: not just motorcycles, but boats, RVs, and more. Live Greater (and more adventurously) when you choose us for your financing needs.