Search
Considering getting into a new car but aren’t sure whether you should purchase a vehicle or lease one? We’ll help you make an informed decision with tools like our auto loan calculator.
Auto Loan Calculator
Buy vs. Lease Car Loan Calculator
90 Days With No Payments on New and Used Auto Loans*
Looking for a new (or new to you) car, truck, or van? Start here with a low rate and a limited-time offer of no payments for the first three months. Then, hit the road anywhere!
*90-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by September 30, 2025. Payment Saver Auto Loans, existing GNCU loan refinances, and plus program loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
Car Loan Calculator From Greater Nevada Credit Union
When it comes to auto loans, there are a couple of questions to answer right off the bat. For instance, does it make better sense to buy or lease a new vehicle?
That depends on some factors, such as the total cost and residual value of the car you intend to purchase (how much the car is worth), the amount of money you pay up front as a down payment, and the cost of financing. A lease will usually be a more attractive option when compared to a vehicle purchase when factoring in monthly lease payments and when measured over a comparable term. Keep in mind that with a lease, you will have to return the vehicle at the end of the lease term, whereas if you buy, you will own the vehicle and will be able to continue driving it after the term expires.
You can also explore our other financial calculators from GNCU.
Calculate Your Car Loan
Calculating car loans is a snap with our handy calculator tool. Use the resources below to get a clearer picture of what to expect with your Greater Nevada auto loan experience.
Additional Online Calculators
Discover more tools from Greater Nevada to help you run test scenarios on your monthly payments on loans, forecast a budget for your home, and other important financial topics.
Simple Loan Calculator
Applying for a basic loan? Calculate your monthly payment and how much interest you’ll pay over time.
Simple Loan Calculator
Mortgage Refinance Savings Calculator
See a before-and-after comparison of your current home loan versus your possible future refinanced home loan
Mortgage Refinance Savings Calculator
Debt-to-Income Calculator
Add in your monthly income and expenses to understand your debt-to-income ratio, which is used to qualify for a new loan or mortgage.
Debt-to-Income Calculator
Debt Consolidation Calculator
Are you looking for a way to manage your debts more effectively? Visualizing how much you may be able to save could motivate you to take action and achieve financial stability.
Debt Consolidation Calculator
Bi-Weekly Loan Payments Calculator
See what the interest savings could be by making payments every two weeks on your loan.
Bi-Weekly Loan Payments Calculator
High-Yield Account Calculator
Let your money work for you while you relax. The more you save, the more interest you can earn, helping your money grow faster.
High-Yield Account Calculator
CD Calculator
Find out how much interest you could earn at different rates and terms by investing your money into a Share Certificate (CD).
CD Calculator
Simple Savings Calculator
Putting your money into a savings account that earns interest is like planting a magic seed that grows into more money over time.
Simple Savings Calculator
Budget Calculator
Spend less, save more, and resolve personal finance issues with insight into your household’s cash flow.
Budget Calculator
Savings Goal Calculator
Start with the end in mind. Learn exactly when you’ll reach your savings goal for a new car, TV, or other reward here.
Savings Goal Calculator
Start Here
Apply For a Loan From Greater Nevada Credit Union Today
Have your eyes on a new ride? Upgrade comfortably with an affordable auto loan from a local lender you can trust.
This calculator is intended solely for general information and educational purposes. Greater Nevada Credit Union does not guarantee the accuracy of the calculations. The calculator is not intended in any way as financial, insurance, tax or legal information regarding your financial situation.