*APY=Annual Percentage Yield. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 - $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. Up to $2,000 annually if account balance does not drop below $50,000. 0.05% APY applies to all balances if monthly qualifications are not met. Interest is calculated using the average daily balance. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. The Dividend Rate and Annual Percentage Yield may change monthly for Checking Accounts. Rates and terms are accurate as of Tuesday, January 1, 2019 and are subject to change. Fees may reduce earnings.
"Qualification Cycle" means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31-August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only. Must meet monthly qualifications to receive ATM fee refunds. Up to $15 in out-of-network ATM refunds each month.
Membership requirements apply. Available to personal accounts only.
Federally insured by NCUA