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There’s nothing quite like the freedom of the open road–especially in a state as beautiful as ours, and especially when you choose one of Greater Nevada’s auto loans offering competitive rates as low as 4.50% APR1 and flexible terms.
Explore Greater Nevada Credit Union Auto Loans
Your Key to Car Ownership
90 Days With No Payments on New and Used Auto Loans*
Looking for a new (or new to you) car, truck, or van? Start here with a low rate and a limited-time offer of no payments for the first three months. Then, hit the road anywhere!
*90-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by September 30, 2025. Payment Saver Auto Loans, existing GNCU loan refinances, and plus program loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
Compare Car Loan Options
Not sure which loan is right for you? Find the perfect fit for your lifestyle and your budget with our handy comparison chart.
Research & Shop with AutoSMART
So many cars, so little time. Learn what’s available at dealerships near you and get the details on different makes and models, plus easily apply online after you’ve found the one you want, through our free online tool.
Car Loan Calculator
Find out what kind of vehicle you can afford (and plan accordingly) with our simple loan calculator. Just input your information and it handles the rest.
Check Car Loan Rates
Apply with confidence knowing Greater Nevada offers some of the best interest rates for new cars, used cars, and auto refinances in Nevada.
Compare Car Loans
What drives you? At Greater Nevada, we offer different types of car loans for all kinds of drivers: first-timers, veterans, and those looking for a change of pace (or in this case, speed). Read on to learn about your auto financing options, or contact us to get details from a local lending expert.
Traditional Car Loan
Buying a car is simple and straightforward with this standard auto loan, offering competitive rates and flexible terms.
Apply Online
Payment Saver Car Loan
Drive it like you own it, pay it like you lease it. Enjoy the freedom of lower monthly payments up to 40% less than conventional loans with this flexible and convenient auto loan option.
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First-Time Car Buyer Loan
New to car financing? Start building your credit history with an auto loan designed to help you get started on the right foot.
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Refinance Car Loan
Whether you want to lower your monthly payments with a lower annual percentage rate (APR) or tap into your car’s equity, we’re here to help refinance your current car loan.
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Protection for Your Auto Loan
Stay covered with protection solutions designed for your loan and vehicle.
Payment/Debt Protection
Payment/Debt Protection helps cover your loan payments or balance in the event of involuntary unemployment, disability, or death. It’s a simple way to ensure your finances stay on track during difficult times.
Payment/Debt Protection
Guaranteed Asset Protection (GAP)
When your vehicle is totaled or stolen, the last thing you want is to be left with a large loan balance you can’t cover. GAP helps bridge that financial gap, and may cover the difference between your loan balance and what your insurance company will pay.
Guaranteed Asset Protection
Mechanical Breakdown Protection (MBP)
Unexpected breakdowns can be costly and stressful. With MBP, you can drive with peace of mind, knowing you may be covered against unforeseen repairs.
Mechanical Breakdown Protection
Is it better to get a loan through a credit union?
What are your auto loan eligibility requirements?
How long does it take to get approved for an auto loan?
What type of information do you collect when I apply for an auto loan?
What is a good loan rate for a car?
Is an auto loan a good idea?
Car Loan Application Process
Applying for an auto loan is simple and straightforward at Greater Nevada. Do it online or by phone with a local lending expert. Remember: every loan is subject to approval and comes at different rates. Auto loan rates are based on your credit score, the reason (vehicle purchase or loan refinance), the amount you’re borrowing, the length of the loan payment period, and more.
1. Determine Your Needs
What kind of vehicle are you shopping for? New or used? Make and model year? Knowing how much money you need to purchase your car of choice will help point you in the right direction.
2. Compare Loan Types
At Greater Nevada, we offer a few different auto loans to help put borrowers on the road to financial success. Compare the details here or contact us for more in-depth information.
3. Gather Documents Needed
You’ll need a few important documents for your application. To prepare, gather things like personal identification, your credit history, and forms of collateral, to name a few.
4. Apply for a Car Loan
Putting your application together is simple. Apply online or over the phone through our lending hotline We’ll call attention to important things like minimum loan amount, repayment terms, and other important details.
Connect with Us
Learn more about all things auto loans (and how we can make your life easier with lower payments, better credit, and other perks).
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Recreational Vehicle Loans
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Mortgage Loans
Ready to turn home dreams into a home reality? Explore Greater Nevada’s competitive rates and terms for home loans.
Mortgages
1APR (Annual Percentage Rate) effective June 5, 2025. Rates and conditions are subject to change without notice and vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old at a 36-month loan term and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 4.50% APR for 36 months equals a payment of $594.94 per month.