Search
Personal Banking
A Financial Partner That Helps You Live Greater
Our measurement of success isn’t maximizing revenue, it’s maximizing the value we bring to our members’ lives.
Auto Loans as low as 5.10% APR1 + 90 days with no payments2
5/5 Adjustable Rate Mortgages as low as 6.195% APR3
High-Yield Aspire Checking with 4.00% APY on qualifying balances up to $50,0004
More You Should Know About
The convenience and benefits you expect. Two options to earn unexpected cash!
Whether you’re on the front lines or providing crucial support in the background, great work deserves great gratitude.
We’re collecting food, toys, winter clothes, and more at branches from Nov. 4 – Dec. 11 with all items going to local charitable organizations in their communities to make the holidays a little brighter for those in need.
As the proud presenting sponsor, you can spend less to experience this spectacular collection of lanterns!
Spend less to Back the Pack at Men’s and Women’s Basketball home games at Lawlor Events Center!
Experience the excitement up close and cheer for Lake Tahoe’s new home hockey team with special savings!
We all love free money, and Prizeout rewards you with special bonus value when you buy digital gift cards from your favorite brands. It’s a win-win!
Personal Banking With Peace of Mind
Greater Nevada Credit Union (GNCU) is a community-owned and operated financial institution for the people and by the people of Nevada. Our goal is to bring value to your life so you can live your best life.
Financial Wellness for Our Communities
When we work together, we accomplish incredible things. See how GNCU helps educate its members while helping them reach their financial goals.
We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.
1APR (Annual Percentage Rate) effective September 11, 2024. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old, and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 5.10% APR for 36 months equals a payment of $600.32 per month.
290-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by December 31, 2024. Payment Saver Auto Loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
3Greater Nevada Mortgage (GNM) is a subsidiary of Greater Nevada Credit Union (GNCU). Annual Percentage Rate (APR) is based on a loan amount of $350,000 at 80% Loan-to-Value with a credit score of 700 for conforming loans. Adjustable Rate Mortgages assume no increase in the financial index, and your interest rate and payment may increase according to the market index after the fixed period. Rates and fees are subject to change without notice. This is not an offer of credit or commitment to lend. All loans are subject to buyer, credit, and property qualifications. Membership with GNCU is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family. GNM NMLS ID: 279738; CA ID: 41DBO-61467; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Equal Housing Lender.
4APY (Annual Percentage Yield) effective January 1, 2023, and subject to change without notice. Aspire Checking accounts earn 4.00% APY on qualifying balances up to $50,000. Rate tiers are as follows: 4.00% APY applies to balances of $0.01 – $50,000.00 and 0.05% APY applies to balances over $50,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.