Fraud Alert:
Members have reported receiving suspicious and unsolicited phone calls and texts from people claiming to be GNCU employees. Please note, we will NEVER send you an unsolicited request to verify your account information, PIN, password, or info about your GNCU debit card. To report suspicious unsolicited communications for a scam attempt, and if you have given out personal information, please contact our Alert Fraud Team by clicking here to submit it through our online form.
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Benefits of a Traditional Auto Loan

  • ​Flexible terms and competitive rates for payments that fit your budget
  • Loans for new and used vehicles, as well as refinancing your current loan
  • Up to 100% financing with no money down
  • Tax, license, and extended warranties can be rolled into financing
  • Local decision-making for personal service and a quick turnaround 
  • See the Loan Protection tab above for additional available coverage
  • Affordable insurance available through Greater Nevada Insurance
To get started, fill out our online pre-approval application for your loan (it's like shopping with cash), or ask for Greater Nevada financing right at the dealership. You can also use the Research & Shop tab above to shop online.

Call (855) 548-4787 to apply over the phone or apply now through our online application.

Use Our Simple Car Loan Comparison Chart

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Learn More About Our Other Available Car Loans:

Introducing AutoSMART

The Key to Buying Your Next Car

Whether you’re looking for a new or used vehicle, you can easily shop on-the-go or online and experience a smarter, and stress-free car buying experience with AutoSMART at Greater Nevada Credit Union. Discover an online car buying destination designed to make researching, shopping for, and financing your next vehicle easy and satisfying.

  • Connect to local automobile dealers committed to helping you navigate the buying decision and get a fair deal  
  • Get support from Auto Advisors via phone or online chat to answer additional questions you might have about purchasing the right vehicle
  • Search inventory from more than 2 million new and used vehicles and wide variety of makes and models
  • Read trusted reviews of local dealers and their staff via
  • Apply for a loan* quickly and easily and get pre-approved from GNCU right through the AutoSMART site
Start Shopping

Know What You Can Afford

Get pre-approved by applying for a Greater Nevada Auto Loan today! It's like shopping with cash. By getting pre-approved, you can easily get the financing you need, enjoy extra negotiating power and get on the road faster with your new car.

Apply Now

Shopping with AutoSMART

Whether you buy from a dealer or private party, Greater Nevada offers Guaranteed Asset Protection (GAP), Major Mechanical Protection (MMP) and Debt Protection to keep your loan affordable.

Guaranteed Asset Protection (GAP)

If your car is totaled or stolen, but you still owe more than the insurance will pay for the total value, GAP will pay you the difference. This low-cost protection is available with most auto loans from Greater Nevada.

  • Pays difference between what insurance covers and what you still owe
  • Will cover insurance deductible up to $1,000
  • May provide an additional $1,000 toward the purchase of a replacement vehicle*
  • Cost can be added to your Greater Nevada loan

*Replacement vehicle must be financed through Greater Nevada to qualify.

Major Mechanical Protection (MMP)

This high-quality program gives you peace of mind by covering unexpected repairs, towing, and roadside service costs. There are three plan options available, so you can choose the coverage level that's best for you.

  • Covered parts and labor at any ASE licensed repair facility in the U.S. and Canada (limits apply)
  • Your choice of deductible ($0 to $250)
  • Trip interruption up to $125**
  • Rental reimbursement from $50 to $250
  • Towing reimbursement of up to $100 per occurrence
  • MPP can be transferred if you sell your vehicle
  • 60 day Free Look - Can be cancelled with a full refund within 60 days (new) or 30 days (used)
  • Cost can be added to your Greater Nevada loan
  • Up to 8 years and 125,000 miles coverage
  • Nationwide coverage
  • Seals and gasket coverage

**Up to 3 days in the event of a covered failure when traveling away from home.

Debt Protection

With Debt Protection, you and your family won't need to worry about making your Greater Nevada loan payments if you are involuntarily unemployed, become disabled, or loss of life occurs.

  • Single and joint options are available to meet your specific needs
  • Up to $75,000 coverage per loan is available
  • The premium is added to your loan balance each month
  • Monthly payments are made automatically on all covered loans
  • In the event of your death your loan balance will be paid in full

Certain rules and restrictions apply, so please contact Greater Nevada Credit Union at (775) 882-2060 or (800) 421-6674 for more information.

Debt Protection is a Debt Cancellation Plan and is not offered as insurance coverage. The plan is voluntary and not required in order to obtain credit. Greater Nevada will not consider whether or not you elect payment protection in making a credit decision.


At Greater Nevada Credit Union, we've got you covered! Greater Nevada Insurance (GNI) works with a wide variety of well-known, top rated insurance companies to help you find the best product, the best coverage and the best price for your particular situation.

There’s no cost or obligation to get a free quote. Simply call (775) 886-1967 or click here to learn more about the affordable, quality insurance options for automobiles, as well as home, renters, business, and more.

Get a Free Insurance Quote


Available insurance products are not deposits of Greater Nevada Credit Union and are not protected by any type of deposit insurance, are not obligations of or guaranteed by Greater Nevada Credit Union or its affiliates, and may be subject to risk. Insurance products are not insured or guaranteed by the National Credit Union Administration (NCUA) or any other agency of the United States. Any insurance required as a condition of the extension of credit by Greater Nevada Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer's choice.