Search
What drives you? At Greater Nevada Credit Union, we offer dynamic financing options (not just by land– but by sea, too; ask about boat loans). Contact us today to learn more about your credit union auto loan options with rates as low as 4.50% APR1, or go right to applying online.
Types of Car Loans
Find Your Perfect Fit
90 Days With No Payments on New and Used Auto Loans*
Looking for a new (or new to you) car, truck, or van? Start here with a low rate and a limited-time offer of no payments for the first three months. Then, hit the road anywhere!
*90-day no pay offer is based on approved credit. Offer is available for auto loans with application submitted by September 30, 2025. Payment Saver Auto Loans are not eligible. If accepted, it will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. Offer is subject to change or cancellation without notice except as required by law.
Types of Greater Nevada Credit Union Auto Loans
As a not-for-profit credit union, our reason for being is to help more people Live Greater. One of the ways we do this is by offering car loans that promote financial wellness via lower monthly payments, better interest rates, flexible terms, or all of the above. Below, you’ll find a few important details about different types of car loans available through our financial cooperative.
Traditional Auto Loan
Buying a car is simple and straightforward with this standard car loan, offering competitive rates and flexible terms.
Loan Terms
Up to 84 Months for New and Used (2 – 6 Years Old) for Well-Qualified Borrowers
Highlights
Lowest Rate | Up to 100% Financing | Flexible Terms | Protection Products Available
Payment Saver Auto Loan
Enjoy the freedom of lower monthly payments with this convenient car loan that combines the benefits of leasing with traditional financing.
Loan Terms
Up to 72 Months
Highlights
Lowest Payment | Up to 100% Financing | Flexible Terms | Protection Products Available
First-Time Buyer Auto Loan
New to car financing? Start building your credit history with an auto loan designed to help you get started on the right foot.
Loan Terms
Up to 60 Months
Highlights
Tailored to Those With No Credit | Flexible Terms | Protection Products Available
Auto Loan Refinance
Whether you want to lower your monthly payments with a lower annual percentage rate (APR) or tap into your car’s equity, we’re here to help refinance your current car loan.
Loan Terms
Up to 84 Months for New and Used (2 – 6 Years Old) for Well-Qualified Borrowers
Highlights
Lowest Rate | Lowest Payment | Up to 100% Financing | Flexible Terms | Protection Products Available
Additional Resources for Car Buyers
Buying a car? Start here, then go anywhere–our resources (and our local lending team in Nevada) can help empower you to make the best decision for your finances.
Get Pre-Approved
Apply for pre-approval for a Greater Nevada auto loan today! By getting pre-approved, you can save time at the dealership, prepare for negotiations and establish your budget before you start car shopping.
The Key to Buying Your Next Car
Research & Shop with AutoSMART
Take the stress out of car shopping with AutoSMART at Greater Nevada Credit Union. With this handy online tool (one that goes wherever you go) researching, comparing, and financing your next vehicle has never been easier or more satisfying.
- Connect with local dealers who can help you navigate the buying process and get a fair deal.
- Get support from auto advisors via phone or online chat to answer any questions you might have about financing, applying, and other items.
- Search inventory from more than 2 million new and used vehicles and lots of makes and models.
- Read trusted reviews of local dealers and their staff via DealerRater.com.
- Apply for a loan or get pre-approved from Greater Nevada through AutoSMART.
How to Apply for a Car Loan with Greater Nevada Credit Union
Start putting your application together today so you can start driving tomorrow. Or at the very least, within the next few weeks, because our process is designed to be simple and stress-free.
1. Determine Loan Needs
What kind of vehicle are you shopping for? New or used? Make and model? Knowing how much money you need to purchase your car of choice will help point you in the right direction.
2. Compare Loan Types
At Greater Nevada, we offer a few different auto loans to help put borrowers on the road to financial success. Compare the options explained above or contact our lending team for more in-depth information.
3. Gather Documents Needed
You’ll need a few important documents for your application. To prepare, gather things like personal identification and your pay stubs, to name a few.
4. Apply for a Car Loan
Putting your application together is simple. Use our online portal or call to chat with a member of our lending team–we’re happy to walk you through the process.
1APR (Annual Percentage Rate) effective June 5, 2025. Rates and conditions are subject to change without notice and vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. Rate shown assumes excellent borrower credit history financing a new or used auto loan less than two years old at a 36-month loan term and includes a 0.25% rate discount for Loan to Value below 90% available for well-qualified borrowers. Not all applicants will qualify for the lowest rate. Payment example: A new auto loan of $20,000 financed at 4.50% APR for 36 months equals a payment of $594.94 per month.