Personal eBranch Scheduled Maintenance:
Greater Nevada's Personal eBranch Online Banking and Mobile Banking app will undergo scheduled maintenance on Thursday, January 27, from 3:00 AM - 5:00 AM PST. Intermittent outages may be experienced during this time, and we apologize for any inconvenience.
Mobile Menu
Similar to a Personal Line of Credit (PLOC), a HELOC is not a traditional loan with a fixed amount of credit. Instead, a HELOC provides you with easy access to funds that are replenished upon repayment, like a credit card account. This makes HELOCs an excellent option for home improvement projects, debt consolidation, and personal needs like a dream wedding or unforeseen life event.
  • Home equity is what your home is worth, minus what you owe.
  • Money when you need it. With a Greater Nevada HELOC, you can access your funds when needed for home improvements, vacation, unexpected expenses, or even to consolidate higher interest rate loans.
  • No closing costs on HELOCs up to $250,000.
  • Easy application and payment process, and then set up automatic payments from your Greater Nevada account. You can transfer funds online right into your checking account, and schedule your payments so you never need to worry about making them on time.

Get a Greater Nevada HELOC with rates and benefits that help you make the most of your home’s equity. To apply to unlock your home’s equity, visit Greater Nevada Mortgage’s HELOC application page here, or call Greater Nevada Mortgage directly today at (800) 526-6999.

Looking for a flexible funding option not tied to your home’s equity? Learn more about a Personal Line of Credit (PLOC) from GNCU.


*APR = Annual Percentage Rate. The APR can vary and is based on the Prime Rate plus a margin of 000% to 1.50% based on borrower credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table.

**Minimum APR is the Prime Rate, maximum APR 18%. Up to 80% CLTV available with credit lines from $25,000 to $250,000 subject to collateral type and borrower qualifications. $75 annual fee beginning on the first anniversary date. $500 pre-payment penalty if the HELOC is closed within 36 months of origination. Rates, terms and conditions are effective as of January 1, 2019 and are subject to change without notice. Loans are available for 1-2 unit, owner-occupied properties in the state of Nevada only. Additional terms and conditions may apply. Greater Nevada Credit Union membership is required prior to loan funding We Do Business in Accordance With the Federal Fair Housing Law and Equal Credit Opportunity Act.