Fraud Alert:
Members have reported receiving suspicious and unsolicited phone calls and texts from people claiming to be GNCU employees. Please note, we will NEVER send you an unsolicited request to verify your account information, PIN, password, or info about your GNCU debit card. To report suspicious unsolicited communications for a scam attempt, and if you have given out personal information, please contact our Alert Fraud Team by clicking here to submit it through our online form.
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Thinking About Making Some Home Improvements or Consolidating Debt?

Greater Nevada can help. Similar to a Personal Line of Credit (PLOC), a HELOC is not a traditional loan with a fixed amount of credit. Instead, a HELOC provides you with easy access to funds that are replenished upon repayment, like a credit card account. This makes HELOCs an excellent option for home improvement projects, debt consolidation, and personal needs like a dream wedding or unforeseen life event.

Head to Greater Nevada Mortgage to get started:

Apply Online




Competitive Rates and Greater Benefits

  • Greater Team support, from the start.
  • Money when you need it, and a low rate starting at 7.50% APR1.
  • Funds replenished upon repayment, just like a credit card.
  • Easy application and payment process. Just call (800) 526-6999 to apply, and then set up automatic payments from your Greater Nevada account. You can transfer funds online right into your checking account, and schedule your payments so you never need to worry about making them on time.
mom and son doing bathroom renovations



1APR = Annual Percentage Rate. The APR can vary and is based on the Prime Rate plus a margin of 0.00% to 1.50% based on borrower credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table. Minimum APR is the Prime Rate, maximum APR 18%. Up to 80% CLTV available with credit lines from $25,000 to $250,000 subject to collateral type and borrower qualifications. Fees and closing costs to establish a HELOC generally total between $0 - $1,500 and are paid by the borrower. $75 annual fee beginning on the first anniversary date. $500 pre-payment penalty if the HELOC is closed within 36 months of origination. Rates, terms and conditions are effective as of December 15, 2022, and are subject to change without notice. Loans are available for 1-2 unit, owner-occupied properties in the state of Nevada only. Greater Nevada Credit Union membership is required prior to loan funding. Additional terms and conditions may apply. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Borrower should consult a tax adviser for further information regarding the deductibility of interest and charges. This is not a credit decision or a commitment to lend. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act, and the California Fair Employment and Housing Act.

Greater Nevada Mortgage | NMLS ID: 279738 | CA ID: 41DBO-61467
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act