Home Equity Line of Credit (HELOC)

Unlock the Equity in Your Home!

Do you need funds to pay for a large expense or consolidate debt? A Home Equity Line of Credit (HELOC) from Greater Nevada leverages the equity in your home and provides you with a line of credit to tap into when you need it.

Greater Nevada Mortgage, GNCU's home lending subsidiary, is here to help you start putting your home's equity to work. Questions? A local mortgage consultant is available to help answer them.

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Thinking About Making Some Home Improvements or Consolidating Debt?

Greater Nevada can help. Similar to a Personal Line of Credit (PLOC), a HELOC is not a traditional loan with a fixed amount of credit. Instead, a HELOC provides you with easy access to funds that are replenished upon repayment, like a credit card account. This makes HELOCs an excellent option for home improvement projects, debt consolidation, and personal needs like a dream wedding or unforeseen life event.

Head to Greater Nevada Mortgage to get started:

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Questions?

Competitive Rates and Greater Benefits

Greater Team support, from the start.
Money when you need it, and a low rate starting at 4.75% APR*.
No closing costs on HELOCs up to $250,000.
Funds replenished upon repayment, just like a credit card.
Easy application and payment process. Just call (800) 526-6999 to apply, and then set up automatic payments from your Greater Nevada account. You can transfer funds online right into your checking account, and schedule your payments so you never need to worry about making them on time.

*APR = Annual Percentage Rate. The APR can vary and is based on the Prime Rate plus a margin of 000% to 1.50% based on borrower credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table. Minimum APR is the Prime Rate, maximum APR 18%. Up to 80% CLTV available with credit lines from $25,000 to $250,000 subject to collateral type and borrower qualifications. $75 annual fee beginning on the first anniversary date. $500 pre-payment penalty if the HELOC is closed within 36 months of origination. Rates, terms and conditions are effective as of June 16, 2022, and are subject to change without notice. Loans are available for 1-2 unit, owner-occupied properties in the state of Nevada only. Additional terms and conditions may apply. Greater Nevada Credit Union membership is required prior to loan funding. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Greater Nevada Mortgage — Equal Housing Lender. — GNM NMLS ID: 279738, CA ID: 41DFPI-61467
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act