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Personal eBranch Members:

Members attempting to reset their password for Personal eBranch may experience a delay in receiving the email notification to proceed with the reset. We apologize for any inconvenience this may cause as we work to resolve this issue.

Important SBA Paycheck Protection Program (PPP) Update:

Applications for PPP 2.0 loans are now being accepted for first-time and second-draw applicants. We have prepared several tools to prepare you and your business to successfully apply for this COVID-19 pandemic relief funding. Please click "Learn More" to view these resources and apply online now.

2021 Annual Meeting Registration Now Open:

Greater Nevada members, our Annual Meeting is quickly approaching! This year's meeting will be held virtually via Zoom to respect the health and safety of our members and employees, which means you can easily join from wherever you are. Registration to attend the meeting on March 9 at 7:00 PM is now open for members. Click "Learn More" to register to attend.

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Home Equity Lines of Credit

Unlock the Equity in Your Home!

Do you need funds to pay for a large expense or consolidate debt? A Home Equity Line of Credit (HELOC) from Greater Nevada leverages the equity in your home and provides you with a line of credit to tap into when you need it.

Apply Now Questions?

Benefits of a Line of Credit

Similar to a Personal Line of Credit (PLOC), a HELOC is not a traditional loan with a fixed amount of credit. Instead, a HELOC provides you with easy access to funds that are replenished upon repayment, like a credit card account. This makes HELOCs an excellent option for home improvement projects, debt consolidation, and personal needs like a dream wedding or unforeseen life event.

Home equity is what your home is worth, minus what you owe.
Money when you need it. With a Greater Nevada HELOC, you can access your funds when needed for home improvements, vacation, unexpected expenses, or even to consolidate higher interest rate loans.
No closing costs on HELOCs up to $250,000.
Easy application and payment process, and then set up automatic payments from your Greater Nevada account. You can transfer funds online right into your checking account, and schedule your payments so you never need to worry about making them on time.

Get a Greater Nevada HELOC with rates and benefits that help you make the most of your home’s equity. To apply to unlock your home’s equity, visit Greater Nevada Mortgage’s HELOC application page here, or call Greater Nevada Mortgage directly today at (800) 526-6999.

Watch Nick Serrano, Greater Nevada Mortgage's Vice President of Sales, describe the benefits of a HELOC on KTVN Channel 2 News here.

Looking for a flexible funding option not tied to your home’s equity? Learn more about a Personal Line of Credit (PLOC) from GNCU.

*APR = Annual Percentage Rate. The APR can vary and is based on the Prime Rate plus a margin of 000% to 1.50% based on borrower credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table.

**Minimum APR is the Prime Rate, maximum APR 18%. Up to 80% CLTV available with credit lines from $25,000 to $250,000 subject to collateral type and borrower qualifications. $75 annual fee beginning on the first anniversary date. $500 pre-payment penalty if the HELOC is closed within 36 months of origination. Rates, terms and conditions are effective as of January 1, 2019 and are subject to change without notice. Loans are available for 1-2 unit, owner-occupied properties in the state of Nevada only. Additional terms and conditions may apply. Greater Nevada Credit Union membership is required prior to loan funding We Do Business in Accordance With the Federal Fair Housing Law and Equal Credit Opportunity Act.