Managing health expenses can feel overwhelming, but we’re here to help. At Greater Nevada Credit Union, we’ve teamed up with Hometown Health to offer a Health Savings Account (HSA) that works perfectly with Hometown Health’s High Deductible Health Plan (HDHP). It’s a simple way to plan ahead and take control of your healthcare savings.
Use promo code HTH in the Offer Code field when applying online to ensure you qualify for the exclusive benefits available to Hometown Health members when opening an HSA with us.
Hometown Health + GNCU = Living Greater
At GNCU, we take pride in being a leading choice for an HSA associated with Hometown Health’s HDHPs. As a member-owned and member-focused financial cooperative, we’re committed to developing innovative and tailored solutions that enable our communities to Live Greater. As a GNCU member, you’ll get first dibs on the latest and greatest from us.
Questions? Email us directly at HSA@gncu.net.
What is a Health Savings Account?
An HSA is a smart way to save for healthcare expenses while reducing your taxable income (a tax-advantaged account). The money you deposit should be used to cover qualifying medical expenses, including healthcare and prescription drug costs. Additionally, HSA accounts with GNCU earn dividends, helping your savings grow over time. You can withdraw HSA funds for non-medical expenses, but this will trigger penalties, similar to those for an Individual Retirement Account (IRA).
To open an HSA with GNCU, you must:
- Be enrolled in a qualified HDHP that meets IRS requirements. You may not be covered by a non-HDHP plan, Medicare, or claimed as a dependent on another person’s tax return.
- Qualify for membership, which is open to anyone living or working in Nevada and members of their immediate family.
Use promo code HTH in the Offer Code field when applying online to ensure you qualify for the exclusive benefits available to Hometown Health members when opening an HSA with us.
Health Savings Account Rates
Tier
All Amounts
Rate
0.050%
APY1
0.05%
Special Offers & Resources
Greater Nevada Credit Union is equipping Hometown Health HSA members with a wide array of financial wellness tools, webinars and events, and special offers to be better prepared for life’s ever-changing opportunities.
Ready to Open Your HSA?
Take the first step toward investing in your health today. Plus, becoming a GNCU member gives you access to our low-rate loans, high-yield accounts, and other exclusive member offers and benefits. Have questions about our HSA or the perks of membership? Email us directly at HSA@gncu.net.
Use promo code HTH in the Offer Code field when applying online to ensure you qualify for the exclusive benefits available to Hometown Health members when opening an HSA with us.
1APY (Annual Percentage Yield) effective January 1, 2025, and subject to change without notice. Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.
2The following conditions apply to Greater Perks benefits: Membership/ownership with Greater Nevada Credit Union (GNCU) is open to anyone living or working in any of Nevada’s 17 counties, and members of their immediate family. Offers are only available to qualifying members of exclusive Greater Perks partners, and they may not be combined with any other special offers or promotions. To qualify for the $100 bonus deposit for new checking accounts, all accounts must be in good standing and one direct deposit must post and clear within 90 days of opening an account. Bonus will be credited to your checking account within 30 days after the initial 90-day period has passed and all qualifications have been met. Student Cash Back Checking accounts are not eligible for the bonus. One direct deposit requirement is waived only for students of the University of Nevada, Reno; Western Nevada College; and Great Basin College. To qualify for the $25 bonus deposit for new I Can Save accounts, all accounts must be in good standing and the bonus will be deposited into the member’s Regular Share Savings account within 30 days of opening an account. All loans are subject to approval by GNCU. All Greater Perks offers are subject to change or cancellation without notice except as required by law.
