Card Controls are Coming to Digital Banking on Wednesday, January 14
What Does This Change Mean
- One app, one system for a simpler and more convenient experience.
- You’ll be able to access these features from any device you use for Digital Banking (mobile, desktop, and tablet).
What You Need to Know If You Use the GNCU Cards App
- The standalone GNCU Cards App will no longer function, including any active transaction controls and alerts, beginning Monday, January 12. It will remain in a loading state if you open it after this date.
- Your current controls and alerts will not transfer automatically. To keep your preferences, you’ll need to recreate them in the new Card Controls feature. We recommend taking screenshots of your current controls and alerts so you can easily recreate them. Here’s how to take a screenshot using an Apple iPhone or Android device.
- Not enrolled in Digital Banking yet? We recommend doing so now. It’s free and packed with helpful features, giving you 24/7 control of your GNCU accounts!
You’re in Command of Your GNCU Visa Debit Card
Card Controls enable you to have a near real-time control center, helping you set alerts and stay in control of your debit card usage and finances. With a touch of a button, you decide when, where and how much you spend, as well as deactivate or activate your debit card to help prevent possible fraud. With personalized preferences, you can track and limit spending by card to fit your needs.
Card Controls are available to GNCU members with a personal checking or business checking account.
Know Where Your Money Is
With smart alerts and budget features like spend thresholds and merchant categories, you always know when, where and how much your card is being charged.
Stay in Control of Your Spending, Everywhere
Set a budget for your upcoming trip and activate your card for only the states or countries on your journey.
No Need To Contact Us When Your Teen Overspends
Help control your child’s spending on shared cards by setting limits and requesting alerts on all types of transactions and merchant categories.
Debit Card Controls
- Activate your new card: Once you receive a new card in the mail, you can choose to activate it here.
- Turn your card off or on: If you misplace or lose your card, you can switch it off with the tap of a finger. Then, when you find it, easily switch it back on.
- Update your card’s PIN: If you know your current PIN, you can easily change it at any time.
- Transaction limits: A helpful tool to keep your spending in check and prevent fraud, establish a maximum purchase amount based on different options.
- Limit per transaction
- Daily usage limit
- Monthly transaction limit
- Transaction restrictions: Another way to guard your card against fraud is through automatically declining transactions based on different qualifiers.
- By location – International/non U.S. transactions
- By transaction types – eCommerce, in-store, recurring, or ATM
- By merchant types1 – Department store, entertainment, gas station, grocery, household, personal care, restaurant, travel, or age-restricted
Real-Time Text or Email Alerts
- Spending alerts: Per transaction limit, per monthly limit, or if your card gets declined.
- Location alerts: Per international transaction.
- Transaction type alerts: Per eCommerce, in-store-recurring, or ATM transaction.
- Merchant type alerts1: Per department store, entertainment, gas station, grocery, household, personal care, restaurant, travel, or age-restricted transaction.
Travel Notices
- No need to call or message GNCU: Easily manage your travel plans to use your card anywhere that Visa is accepted without issue.
- Easily assign each card: Include one or several of your GNCU debit cards together in one Travel Notice to ensure all the cards work while on your journey.
- For traveling anywhere in the world: Include the state(s) or country(ies) that you’ll be traveling to and through, including layovers.
1Dependent on the correct merchant code being used. A different code may bypass the transaction restriction or alert. Visa and Greater Nevada Credit Union do not assign these codes.
