At Greater Nevada Credit Union, we know convenience is a key deciding factor for most people when they bank. That’s why we’ve made it a priority to offer a smooth online loan experience, whether you’re applying to borrow for new and used vehicles, land, education, and more!
Apply From Wherever You Are
Why Greater Nevada Credit Union?
In the past, loan applications were time-consuming and only allowed to happen in-person at a branch. While we cherish our longstanding history since being established in 1949, embracing the convenience of being able to apply online for a new loan was a key priority for us.
Applying for loans online is easy and convenient, and most of our loan offers are eligible for online applications. From auto loans to personal loans, we can process most applications without asking you to visit a branch (some exceptions may apply and depend on individual circumstances).
Online Loan Application Process
Applying online is simple and straightforward. Just remember: just as no two applicants are the same, no two loans will have the exact same loan rates. Rates will vary by situation as they are informed by the loan need and amount requested, and by your personal details–credit score, credit history, and income, for example.
1. Determine Loan Needs
Most of the loans we offer at Greater Nevada may be applied for online: new and used auto loans, new and used recreational loans, personal loans, personal lines of credit, land loans, student loans, and Right Now Loans™. Mortgages are also eligible for online application through Greater Nevada Mortgage, GNCU’s home lending subsidiary.
2. Check Your Credit Score
Your credit score and credit history are considerable factors when it comes to getting approved for a loan and determining the qualified interest rate. However, they’re not the only factors–especially when you’re a member of our credit union. Interested to see where you stand with your credit report? Members can take advantage of our free My Credit Health feature within Digital Banking offering a powerful one-stop-shop to access your credit score, credit monitoring, credit score simulator, financial tips, and more. All of this without impacting your credit score, and all online.
3. Compare Loan Types
Depending on your needs, you may find that several loans fit the bill. If that’s the case, it’s well worth your time to compare different rates, terms, and other details before you decide on a particular loan.
4. Is a Credit Union Right for You?
When thinking about credit unions versus banks, it helps to understand what kind of benefits come with your choice of financial institution. As a not-for-profit financial cooperative, Greater Nevada members enjoy competitive interest rates and terms, free resources, and other benefits that support the communities across Nevada.
5. Meet Membership Requirements
As long as you can meet Greater Nevada’s membership requirements of living or working in any of Nevada’s 17 counties, or you have an immediate family member who does, then you can apply for an online loan without being a member. You’ll then join the credit union as a new member if you are approved for your new loan. It’s a win-win proposition.
6. Gather Documents Needed
From basic identification to details of your credit and employment history, it’s time to gather the paperwork needed for approval.
7. Apply Online
Apply online from your personal computer or smart device, whether you’re at home, at work, or en route to a faraway destination. It’s that simple.
8. Explore All Options with Our Friendly Lending Experts
Our local team of consultants have heard almost every question imaginable, and they’re ready to walk you through the steps to choosing a loan based on responsible lending practices to find the right option to meet your personalized needs.
Apply Online Today
Need a loan? Apply today, online, anytime, anywhere.
More Online Services from Greater Nevada Credit Union
Your convenience matters to us–that’s why lots of banking services are available online on your computer, smartphone, or other internet-connected device.
Take Greater control of your money, anywhere and everywhere you roam.
Online Business Banking
Keep things running smoothly with business banking tools at your fingertips.
Run various different test scenarios about loans, savings, budgeting and more to get an idea on how you can reach your financial goals.
Greater Nevada members and non-members can enjoy many different free tools and benefits to help them grow their financial wellness.