Online Loans in Nevada

At Greater Nevada Credit Union, we know convenience is a key deciding factor for most people when they bank. That’s why we’ve made it a priority to offer a smooth online loan experience, whether you’re applying to borrow for new and used vehicles, land, education, and more!

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Why Greater Nevada Credit Union?

In the past, loan applications were time-consuming and only allowed to happen in-person at a branch. While we cherish our longstanding history since being established in 1949, embracing the convenience of being able to apply online for a new loan was a key priority for us.

Applying for loans online is easy and convenient, and most of our loan offers are eligible for online applications. From auto loans to personal loans, we can process most applications without asking you to visit a branch (some exceptions may apply and depend on individual circumstances).

Online Loan Application Process

Applying online is simple and straightforward. Just remember: just as no two applicants are the same, no two loans will have the exact same loan rates. Rates will vary by situation as they are informed by the loan need and amount requested, and by your personal details–credit score, credit history, and income, for example.

1. Determine Loan Needs

Most of the loans we offer at Greater Nevada may be applied for online: new and used auto loans, new and used recreational loans, personal loans, personal lines of credit, land loans, student loans, and Right Now Loans™. Mortgages are also eligible for online application through Greater Nevada Mortgage, GNCU’s home lending subsidiary.

Loans & Credit

2. Check Your Credit Score

Your credit score and credit history are considerable factors when it comes to getting approved for a loan and determining the qualified interest rate. However, they’re not the only factors–especially when you’re a member of our credit union. Interested to see where you stand with your credit report? Members can take advantage of our free My Credit Health feature within Digital Banking offering a powerful one-stop-shop to access your credit score, credit monitoring, credit score simulator, financial tips, and more. All of this without impacting your credit score, and all online.

My Credit Health

3. Compare Loan Types

Depending on your needs, you may find that several loans fit the bill. If that’s the case, it’s well worth your time to compare different rates, terms, and other details before you decide on a particular loan.

4. Is a Credit Union Right for You?

When thinking about credit unions versus banks, it helps to understand what kind of benefits come with your choice of financial institution. As a not-for-profit financial cooperative, Greater Nevada members enjoy competitive interest rates and terms, free resources, and other benefits that support the communities across Nevada.

Credit Unions vs. Banks

5. Meet Membership Requirements

As long as you can meet Greater Nevada’s membership requirements of living or working in any of Nevada’s 17 counties, or you have an immediate family member who does, then you can apply for an online loan without being a member. You’ll then join the credit union as a new member if you are approved for your new loan. It’s a win-win proposition.

6. Gather Documents Needed

From basic identification to details of your credit and employment history, it’s time to gather the paperwork needed for approval.

7. Apply Online

Apply online from your personal computer or smart device, whether you’re at home, at work, or en route to a faraway destination. It’s that simple.

Apply Online

8. Explore All Options with Our Friendly Lending Experts

Our local team of consultants have heard almost every question imaginable, and they’re ready to walk you through the steps to choosing a loan based on responsible lending practices to find the right option to meet your personalized needs.

Which loans are eligible for online application?

You can apply online for most of the loans Greater Nevada offers! This includes new and used auto loans, new and used recreational loans, personal loans, personal lines of credit, land loans, student loans, and Right Now Loans^®. Mortgages are also available to be applied for online through Greater Nevada Mortgage, GNCU’s home lending subsidiary.

Is it possible to get an online loan with bad credit?

Imperfect credit can be a hurdle when you’re applying for a loan, but it doesn’t have to be a roadblock. Members of Greater Nevada can rest easy knowing that we strive to look at the whole picture–not just the numbers on the page. You can also read more about loans for bad credit.

Members can take advantage of our free My Credit Health feature within Digital Banking offering a powerful one-stop-shop to access your credit score, credit monitoring, credit score simulator, financial tips, and more. All of this without impacting your credit score, and all online. If your credit isn’t great, we suggest seeking free and confidential financial counseling through our partners at BALANCE Financial Fitness.

What are the requirements to apply for an online loan?

The main requirement to apply for a loan from Greater Nevada is that you must be eligible for membership, which means that you live or work in any of Nevada’s 17 counties, or you’re an immediate family member of someone who does. If you’re not sure whether you’re eligible, or if you have questions about requirements, feel free to contact us or visit one of our branches.

Need a loan? Apply today, online, anytime, anywhere.

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More Online Services from Greater Nevada Credit Union

Your convenience matters to us–that’s why lots of banking services are available online on your computer, smartphone, or other internet-connected device.