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Get more from your checking account: more cash back, higher earnings, and the latest in tech and security for Greater peace of mind. That’s the power of banking with Greater Nevada Credit Union.
Checking Accounts
More of Everything You Love
Types of Credit Union Checking Accounts
With multiple credit union checking accounts to choose from, and each designed to support a different financial goal, banking with us has never been easier or more rewarding.
Aspire Checking
Aspire to more with this high-yield checking account. In qualified months, you can earn 5.00% APY on qualifying balances up to $25,000, up to $9 in out-of-network ATM fee refunds, and waiver of the monthly service charge.1
Aspire High-Yield Checking
Free Cash Back Checking
Swipe, swipe, and swipe some more to earn cash back with no monthly service charge. In qualified months, you can earn up to $5 in cash back on purchases made with your debit card from any merchant, up to $9 in out-of-network ATM fee refunds.2
Free Cash Back Checking
Free Student Cash Back Checking
There’s always more to learn and love about finances–especially if you’re a student between the ages of 14 and 24 years old. Enjoy no monthly service charge, plus the opportunity to earn up to $5 in cash back from purchases made with your debit card in qualified months.3
Free Student Checking
Connect Checking
Sweet simplicity. Enjoy this straightforward account with limited requirements for the waiver of the monthly service charge.4
Connect Checking
Business Checking
Let’s talk business. If you are registered and operate in Nevada, or have an owner who lives in the state, then click through below to see what options are available to you.
Business Checking
Checking Account Benefits with Greater Nevada Credit Union
There’s plenty to love about credit union checking accounts, especially when you bank with us. These perks are universal, meaning they come with every checking account we offer.
No Minimum Balance
No need to maintain a minimum balance in any of our checking accounts (but we recommend keeping a healthy amount in yours anyway).
Every Card Purchase Counts
Unlike elsewhere, both PIN (debit) and signature (credit) purchases with your debit card qualify towards the monthly qualifications.
Safe & Secure Digital Banking
We understand that you don’t always want to make a trip to a branch. That’s why we made banking online and through our mobile app easy to use so you can bank anytime, anywhere you’d like.
Nationwide ATM Access
We partner with other credit unions and ATM providers to extend your access to offer fee-free transactions at over 30,000 ATMs across the U.S. through the CO-OP Shared ATM network.
Mobile Wallet Friendly
Make debit card purchases with your favorite mobile wallet including Apple Pay™, Samsung Pay™, Google Pay™, Garmin Pay™, and Visa Click to Pay.
Always On Patrol
Rest easy knowing we actively monitor all member accounts for fraud with help from Falcon Fraud and other cutting edge tools. Your GNCU Visa debit card also includes coverage by Visa’s Zero Liability Policy6, and you can enjoy complete control over your card through our GNCU Cards app.
What is a checking account used for?
What are the benefits of having a credit union checking account?
What do I need to open a checking account with Greater Nevada Credit Union?
How do I open a checking account?
Open a Credit Union Checking Account
Open a checking account or check out other personal banking services available through our credit union.
Real Members, Real Impact
We are a community of people who are committed to helping each other. Our Live Greater Stories series highlights the passions, lives, and businesses of our members, and the ways in which we helped them meet their goals and fulfill their dreams.
1 APY (Annual Percentage Yield) effective December 1, 2024, and subject to change without notice. Aspire Checking accounts earn 5.00% APY on qualifying balances up to $25,000. Rate tiers are as follows: 5.00% APY applies to balances of $0.01 – $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Dividends will be credited to your account and compounded every month. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Fees could reduce the earnings on the account. Membership requirements apply. Available to personal accounts only.
2 Up to $5 in cash back monthly based on 2% cash back on all signature and pin based debit card purchases on the first $250 in point of sales transactions per month when qualifications are met. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
3 Student Cash Back Checking is available to students enrolled in school, ages 14 – 24 years old. Students must be available to present a student ID or substitute evidence of enrollment. Up to $5 in cash back monthly based on 2% cash back on all signature and pin based debit card purchases on the first $250 in point of sales transactions per month when qualifications are met. Monthly qualifications are 6 debit card purchases must post and clear and account statements must be delivered via eStatements. “Qualification Cycle” means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31 – August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
4 Monthly qualifications are 6 debit card purchases must post and clear, 10 years of membership, or member is age 65 years or older for waiver of the $5 monthly service fee. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Membership requirements apply. Available to personal accounts only.
6 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact GNCU for more detail.