Aspire Checking
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1.75% APY1 Checking
Looking for a checking account that pays more? Earn 1.75% APY on qualifying balances of up to $25,000 with Aspire checking. Plus enjoy out-of-network ATM fee refunds and pay no monthly service charge.1
Earn 1.75% APY on Qualifying Balances
Out-of-Network ATM Fee Refunds in Qualifying Months
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Qualifying for high-yield dividends, up to $15 in out-of-network ATM fee rebates, and having the $15 monthly service charge waived is easy. Simply do the following during each monthly qualification cycle:
- Have at least 9 debit card purchases post and clear
- Have one Direct Deposit post and clear
- Receive online eStatements
If you don't meet the requirements during one monthly qualification cycle, no rewards will be earned and the service charge will apply. But don't worry! You can get back to earning the rewards the very next monthly qualification cycle.
Compare Greater Nevada checking accounts here.
1APY = Annual Percentage Yield. Aspire Checking accounts earn 1.75% APY on qualifying balances up to $25,000. Rate tiers are as follows: 1.75% APY applies to balances of $0.01 - $25,000.00 and 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Other rewards received when monthly qualifications are met include up to $15 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Monthly qualifications are 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements. The Dividend Rate and Annual Percentage Yield may change monthly for Checking Accounts. Rates and terms are accurate as of Wednesday, April 1, 2020 and are subject to change. Fees may reduce earnings. Membership requirements apply. Available to personal accounts only.
"Qualification Cycle" means a period beginning one day prior to the first of the month and ending one day prior to the last day of the month (ex. July 31-August 30 for August statement). Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made.