Loans & Credit

The answer to this depends on the purpose and loan type you’re looking for. While a loan for a home purchase will require many financial factors to come together, a smaller loan could potentially be easier to obtain.

This also depends on the purpose of your loan. For Greater Nevada members and potential members looking for smaller loan amounts, there is a wide variety of loan products available, with varying terms and rates. Still, having a higher credit score is generally the best way to obtain the loan you’re seeking, and working with an expert loan consultant is the best way to sift through all the available options.

First and foremost, choosing a credit union like ours means you’ll be working with a not-for-profit institution where our measurement of success isn’t maximizing revenue—it’s maximizing the value we bring to our members’ lives. We pride ourselves in being very involved at the community level. Being a member of our credit union helps build a stronger financial foundation for our area, right down to the individual level (and that means you). We offer a wide variety of loans at competitive rates to help our members meet their needs, and offer flexible rates with no hidden fees.

There is no magic number for a personal loan, because other factors like if a co-borrower will be involved could influence the decision. We recommend applying and working with a loan consultant to see what could be available.

The minimum and maximum amount you can borrow from a credit union like Greater Nevada varies by loan type, duration and other factors related to your current financial standing.