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Fraud Alert:
Members have reported receiving suspicious and unsolicited phone calls and texts from people claiming to be GNCU employees. Please note, we will NEVER send you an unsolicited request to verify your account information, PIN, password, or info about your GNCU debit card. To report suspicious unsolicited communications for a scam attempt, and if you have given out personal information, please contact our Alert Fraud Team by
clicking here
to submit it through our online form.
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Personal
Accounts
Checking Accounts
Savings Accounts
Money Markets
Share Certificates (CDs)
Individual Retirement Accounts (IRAs)
Health Savings Accounts (HSAs)
Loans
Right Now Loan™
Auto Loans
Recreational Loan
Personal Loan
Personal Line of Credit
Home Equity Line of Credit (HELOC)
RenoFi Home Renovation Loan
Credit Cards
Mortgages
Land Loans
Deposit Secured Loans
Student Loans
Loan Text to Apply
Skip-A-Payment
Loan Payments
Banking Resources
Online Banking
Mobile Banking
GNCU Cards App
Telephone Banking
ITMs & ATMs
Branches
Fraud and Disputes Resolution Center
Financial Calculators
More Banking Resources
Earn extra rewards with a Rock or Aspire checking account.
Learn More
Commercial
Deposits
Commercial Checking
Commercial Savings
Cash Management
Merchant Services
Remote Deposit Capture
Loans
Greater Commercial Lending
USDA Loans
SBA Loans
Other Commercial Loans
Commercial Credit Card
Employee Services
Employee Membership
Financial Services
Health Savings Account
Greater Nevada Insurance
Resources
Cannabis Business Banking
Online & Mobile Banking
Other Resources
Take your business further with a trusted local partner.
Learn More
Mortgages
About Greater Nevada Mortgage
Mortgage Loans
Refinance
Home Equity Line of Credit (HELOC)
Find a Consultant
"Keys to Greater" Giving Back Program
Resources
Today's Rates
Mortgage Calculators
Mortgage Pre-Approval
Current Borrowers
Manage Your GNM Loan
Whether purchasing or refinancing, we can help you achieve your home loan goals.
Get Pre-Approved
Investments
Put your money to work for you with advice from our Financial Advisors
Learn More
Insurance
Get Greater Nevada Insurance
Contact Greater Nevada Insurance
Vehicle
Property
Business
Life
Additional Protection
AD&D Insurance
Disability Income
Debt Protection
Get a free insurance quote in minutes and see what you could save.
Learn More
Offers
GNCU members have access to special offers year-round!
Learn More
Contact
Contact Greater Nevada
Member Resource Center
Consumer Lending
Commercial Services
Insurance
Commercial Lending
Greater Nevada Mortgage
Locations
Appointments
Branches
ATMs & ITMS
Shared Branches
Southern Nevada
Holiday Schedule
Report a Lost or Stolen Card
Debit Card or Credit Card
Get free access to over 30,000 ATMs nationwide.
Learn More
Rates
Locations/Appointments
Digital Banking
Fast Pay
About Us
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En Español
(800) 421-6674
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First-Time Buyer
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Car Loans for Those with No Credit History
Greater Nevada Credit Union's First-Time Buyer Program is designed to help borrowers who have no credit history get a vehicle loan and build their credit without needing a co-borrower or guarantor.
Apply Online
Text to Apply
Home
Personal
Loans
Auto Loans
First-Time Buyer
We understand that you have to start somewhere.
Print
The minimum qualifications for the First-Time Buyer Program include:
No open or unpaid collection accounts, judgments or public records.
Minimum cash down payment is 10% (rebates and trade-equity cannot be used to
satisfy the down payment requirement).
Minimum 12 months of continuous employment with no breaks
Successful completion of at least one
financial course
(provided at no cost by Greater Nevada)
Automated payments from a GNCU deposit account are required
Contact us today at
(855) 548-4787
or apply now to find out how you can get the right vehicle and the right payment, while improving your financial well being.
Also available:
Payment Saver Auto Loan
Credit Rebuilder Program
GNCU Auto Loans
*Other credit qualifications apply.
Apply Now
Questions?