Living Greater

Take Control of Your Finances and Reach Your Goals

In times of uncertainty, even the smallest financial problems can seem overwhelming. Whether you're looking to improve your credit, are exploring refinancing options, or want to buy your first home, understanding your finances and maintaining sound financial health will help you reach both your personal and financial goals.

Cybercriminals are counting on us to be distracted and let our guard down during these times of uncertainty. If we do, they can trick us into handing over our personal or financial information using one of their favorite tactics – phishing.

We are living in uncertain times, but Greater Nevada is here to help all Nevadans navigate through them.

The Benefits of Establishing Healthy Savings Habits at a Young Age

How much money do you have saved for unexpected expenses? (Don't worry, we won't judge.)

Understand what it means to refinance, determine whether the timing is right and weigh the pros and cons to ensure that refinancing is a good long-term strategy for you.

Auto loan refinancing can be a smart financial decision but isn't for everyone, so it's important to understand what it means to refinance your loan, your motivations for doing so and the outcomes you seek.

Setting a budget and tracking your progress each month is key to setting yourself up for financial success and achieving your goals. These simple steps will allow you to have a plan in place to meet new financial heights and be better prepared for the future. 

According to a 2017 survey from Varo Money, 74 percent of Americans say they often fail to budget properly for the holidays. And so many end up racking up holiday debt, particularly on credit cards.
 
The problem is that debt on credit cards tends to linger past the holiday season. According to a 2018 Magnify Money survey, 49 percent of holiday shoppers said it would take five months or longer to pay the season’s debt off their credit cards. That means those shoppers were going to paying off their 2018 holiday debt well into May of 2019.
 
But it doesn’t have to be that way. Here are tips to help manage holiday expenses:

Heating, air conditioning, and water heating account for more than 74 percent of the energy consumed per household nationally and for 60 percent of the household energy dollars spent, according to the U.S. Energy Information Administration. In fact, each household in the U.S. spends about $1,856 per year. 

Now that temperatures are cooling down in Nevada, the following tips can help you save money on energy costs during the winter months, and even all year long in the Silver State or any place you call home!