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Mother and young daughter doing yoga stretches in their home
1/26/2023 | Greater Nevada Credit Union

Have you added a financial “diet” to your 2023 goals?

The start of the new year brings new hope and, often, a refreshed set of goals. While many may be focused on getting on track with their physical health, it can also be beneficial to set goals around financial improvements so you can achieve stronger financial independence.
The Greater Nevada Credit Union team has a few New Year’s tips that can help you with a financial “diet” and achieve a healthy financial balance.

Man playing guitar outside on patio in nature
12/15/2022 | Greater Nevada Credit Union

12 Useful Questions About Debt You'll Be Glad You Asked

Borrowing money can be tricky, so it makes sense that many people have questions about debt. On the one hand, having access to cash is crucial when you need a safety net during difficult times. Oftentimes, well-planned debt can help people purchase big-ticket items, such as a home or vehicle that will improve their quality of life and even their finances in the long run. On the other hand, too much or risky debt can be a significant barrier to financial stability.

Holiday present, coins, and tree with piggy bank
12/6/2022 | Greater Nevada Credit Union

Our Top 10 Tips to Save More Money This Holiday Season

With the holidays fast approaching, we’re all looking for ways to save more money for gifts, traveling, entertainment, and more. So, if you’re wondering how to save more money each month, we’ve got 10 manageable, realistic changes you can make to see your savings grow.

Small business owner smiling in his mobile business trailer
11/16/2022 | Greater Nevada Credit Union

How to Empower Your Community by Banking with a Local Credit Union

If you shop locally in support of your community, we've got another way you can use your wallet to make a difference—banking at a local credit union.

Representative example image of the My Credit Health feature in Greater Nevada Digital Banking
11/15/2022 | Greater Nevada Credit Union

Why You Don't Need a Perfect Credit Score

You know you need a high credit score to make your financial life easier. But if you've been striving for a perfect score — typically 850 — you need to know that it's not worth it. Here's why there's really no need to hit that perfect three digit number.

Five Ways Credit Unions are Different From Banks
10/20/2022 | Greater Nevada Credit Union

Five Ways Credit Unions are Different From Banks

Credit unions like Greater Nevada Credit Union (GNCU) offer a distinct approach to providing financial services and community engagement. In honor of International Credit Union Day – Thursday, Oct. 20, 2022 – the team at GNCU is sharing how and when you can best use the benefits of a credit union. Discover what sets credit unions and banks apart and how to leverage them in conjunction with other financial institutions and solutions.

Couple looking over bills together with calculator
10/5/2022 | Greater Nevada Credit Union

An Alternative to Payday Loans

Sometimes you just need a little extra cash. Maybe your car broke down or you were injured and need help covering your deductible. For these unexpected moments in life, we’ve created the Right Now Loan™.

Speeding car with blurry background
8/22/2022 | Marcus Wertz, Chief Lending Officer

Navigating the Current Auto Market? What to Know Before You Shop

With limited inventory and above-average wait times for new vehicles, buyers who plan ahead may encounter fewer speed bumps in their car buying journey.

Real talk from Matt R. O'Fact
6/28/2022 | Matt R. O'Fact

Real Talk: 3 Reasons to Join a Credit Union

Although they may not be the shiniest object in the banking world, don’t sleep on a credit union for your banking needs. For one, being a member of a credit union is kind of like banding together with your friends to be your own bank. (Sounds nice, right?) Although we could rattle off 100 more, we know time is money, so here are three reasons to join a credit union (wink, wink Greater Nevada Credit Union to be exact.)

Real talk from Matt R. O'Fact
6/6/2022 | Matt R. O'Fact

Real Talk: Making Banking Better and Easier to Understand

Hello everyone, it’s nice to meet you. I’m Matt R. O’Fact, and I’m here to deliver some Real Talk.

What’s Real Talk? It is a few different things. First off, it’s the name of a new campaign that Greater Nevada Credit Union is running to ensure people know about the power of banking with us. And it’s also a promise. A promise from Greater Nevada Credit Union to the people of Nevada— we want to make it easier for you to achieve your goals.

We want to make banking simpler, easier to access and understand. We offer accounts and programs to help your money go further. We commit to taking banking terms and fine print and turn it into real talk that real people can understand.      

What you should know before you use a buy now, pay later loan
10/4/2021 | Marcus Wertz, Chief Lending Officer

Read This Before You Decide To Use A Buy Now, Pay Later Loan

If you’ve bought anything online recently, you might’ve noticed online retailers offering the option of Buy Now, Pay Later Loans when you click to check out.

This type of loan—also known as a point-of-sale loan—gives you the option to pay off your purchase with bi-weekly or monthly payments over a period of time. Unlike credit cards, many Buy Now, Pay Later Loans (BNPL for short) offer 0% interest and no penalties for late payments.

On the surface, this can sound like a pretty attractive option; especially if your online cart is loaded with big-ticket items such as furniture, gifts, or household goods. However, it’s important to be aware of how BNPLs can impact your credit score before deciding to use this option.

A Personal Line of Credit can help you make the most of now and plan for the future
9/10/2021 | Marcus Wertz, Chief Lending Officer

What is a Personal Line of Credit, and How Can It Help You?

There are plenty of reasons that you may need some extra cash ASAP—and a personal line of credit can help you get it while also potentially helping your credit score.

A personal line of credit from GNCU is the perfect option to help you consolidate your debt, protect your account from overdrafts, or lend a hand with unexpected life events, like a sudden auto repair or pet illness.

With a personal line of credit, you get instant access to your available credit when you need it. 

Edith Flores bring her Greater Nevada passion to Nevada Humane Society to help local animals
8/13/2021 | Greater Nevada Credit Union

Helping People (and Animals) Live Greater with Nevada Humane Society

Member service representative, Edith Flores, loves animals. She wanted to turn that passion into action and find a way to help all the animals at the Nevada Humane Society as they wait to find their forever homes. With a goal of raising $3,000, Edith got creative, and with the help of Greater Nevada employees and community members, Edith reached her goal.

Safe sports are possible and youth can safely Return to Play
4/14/2021 | By Joyce Whitney-Silva, Executive Vice President & Chief Financial Officer at GNCU

Freezin' for a Reason: Why I Take the Polar Plunge for Special Olympics Nevada

This April 24, I will join my fellow Greater Nevadans and hundreds of other participants to take the Polar Plunge in South Lake Tahoe. Together, we’ll brave a few minutes in freezing water to support Special Olympics Nevada and the incredible work it does to facilitate year-round sports training and athletic competition for children and adults with intellectual disabilities.

Safe sports are possible and youth can safely Return to Play
3/25/2021 | By John Ahdunko, Vice President of Business Development - Greater Nevada Credit Union

Return to Play—Getting Youth Safely Back To Sports

It’s been over a year since sports leagues in Nevada were shut down to help slow the spread of the COVID-19 pandemic. That’s an entire year of opportunities missed for the youth in our communities. Gloves sat in closets, cleats collected dust in garages and basketballs deflated while we waited for facilities to reopen and welcome us back.

Make extra money work for you by spending, saving and investing wisely
3/1/2021 | By Danny DeLaRosa, Chief Development Officer - Greater Nevada Credit Union

How To Make The Most Of Extra Money That Comes Your Way

From creating an emergency fund to paying off debt, here’s a game plan to use extra money to make a meaningful impact on your life.

GNCU is here to help you Live Greater, even through a year like 2020
2/4/2021 | By Patty Chang, Vice President of Risk Management - Greater Nevada Credit Union

Bright Spots: How Greater Nevadans Helped Their Neighbors Live Greater in 2020

In 2020, we witnessed and were a part of history in many ways, both good and bad. There were times that tested our resolve, our patience and even our ability to move forward.  With our members and clients in need, as Greater Nevadans, 2020 became our time to shine.  A time to show our members and our communities that we care about them and will do whatever we are able to help them Live Greater. And truly, a time to collaborate, celebrate and move forward together.

Supporting Small Businesses through the COVID-19 Pandemic
1/21/2021 | By Michael Thomas, VP of Marketing - Greater Nevada Credit Union

Greater Nevada's Commitment to Communities Through Turbulent Times

Tragically, we have all seen more boarded-up windows and “final sale” signs than we would like since the pandemic shuttered Nevada businesses’ doors back in March of 2020. Some of our favorite local places – restaurants, gyms, salons and others —have seen their final days come and go as a result. At Greater Nevada we’re working hard to do our part to prevent this from happening wherever and whenever possible.

Financial New Year's Resolutions for any Situation
12/29/2020 | Tom Wambaugh, Vice President of Member Services

New Year's Financial Resolutions and Resources for Every Situation and Account Balance

The end of December usually is when we would share advice about what new year’s financial resolutions could help our members in the next 12 months. Traditionally, we’d talk about how to take control of your money, make better financial decisions, pay off credit card debt, and save for retirement and emergencies. However, 2020 has been anything but a traditional year, so our advice going into 2021 is different as well.
Live Greater by Practicing Gratitude
12/23/2020 | John Ahdunko, Vice President of Business Development

How To Live Greater By Finding Things To Be Grateful For

We’re surrounded by messages about things to be grateful for during the holiday season—our family and friends, physical surroundings, natural environment, skills and abilities, and more. Even so, sometimes it can be difficult to have an attitude of gratitude—especially in trying and challenging times. However, practicing gratitude has been proven to have many positive psychological benefits, can help you navigate uncertainty, and can even improve your finances.
The Wolf Pack Marching Band Practices in Sectionals Outdoors
12/16/2020 | Michelle Hale, Community Outreach Supervisor

Nevada Wolf Pack Marches to a Greater Beat

University of Nevada Wolf Pack games have been a little different this year. There is no roar of the crowd coming from the stands, but that hasn't stopped the Wolf Pack Marching Band from keeping the spirit of the Pack strong.
Zelle®—A Greater way to pay friends and family—is now available in Personal eBranch
12/10/2020 | Rick Hassman, Vice President of Digital Solutions

A Greater Way to Pay Friends and Family—Introducing Zelle®

If you’ve ever worried about not having cash on hand, then worry no more if you’re a Greater Nevada Credit Union (GNCU) member. Beginning December 10, 2020, GNCU’s new partnership with Zelle will give members a Greater way to send—and receive—money, right from your Personal eBranch.
Semi-Virtual and Socially-Distanced Wally Meeting
12/7/2020 | Christy White, People Engagement Manager

Here's How to Hold Your Annual Corporate Meeting Safely During the COVID-19 Pandemic

In the face of the global pandemic, we at Greater Nevada had a number of choices to make regarding our annual meeting. Rather than altogether canceling or moving our annual meeting online this year, we took a different approach. By implementing new technology, ensuring protocols were followed, and working with event experts, we held our annual meeting and protected our team's safety. We're extremely proud that no new COVID cases were reported as a result of our event!
GNCU President & CEO, Wally Murray, discusses the future responses to the COVID-19 pandemic
12/2/2020 | Michael Thomas, Vice President of Marketing for Greater Nevada Credit Union

Looking Ahead Into 2021: What's Next As We Recover From COVID-19?

As we get closer to the new year, I believe we’re all trying to imagine what the future holds. None of us has a crystal ball to see how our community and economy will continue to adapt and adjust to current and future challenges. However, we can trust in the foundation that we’ve built together through the turbulent months of 2020. This is the second interview in a two-part series with Greater Nevada Credit Union’s President and CEO, Wally Murray. 
Audacity Fund Reno Receives $25,000 from Greater Nevada Credit Union
11/23/2020 | Greater Nevada Credit Union

Greater Nevada Credit Union Ignites Audacity Fund Reno With $25,000 Contribution

(November 23, 2020) Greater Nevada Credit Union (GNCU) has contributed $25,000 as the first corporate sponsor and financial institution to the Audacity Fund Reno, which provides funding, education and support to local business owners from underserved populations.   
Better Holiday Shopping Planning with Greater Nevada
11/18/2020 | Marcus Wertz, Vice President of Lending for Greater Nevada Credit Union

Four Ways to Plan Your Holiday Shopping and Have a Very Happy Season

More and more people are looking to indulge in the holiday season a little bit earlier this year. Many hope to spark some much-needed joy by putting up festive decorations, baking up some favorite goodies, or creating the perfect gift list.
However, without careful planning, many Americans could find themselves in a world of debt come January 1. For example, in 2019, Americans took on an average of $1,325 of holiday debt, according to a survey conducted by MagnifyMoney. But come January 2020, 78% of people weren’t able to pay off their holiday debt.
President/CEO Wally Murray on COVID-19
11/4/2020 | Michael Thomas, Vice President of Marketing for Greater Nevada Credit Union

An Inside Look at Greater Nevada's Early Response to COVID-19

It seems like decades ago since the COVID-19 pandemic first began impacting our communities in Nevada and California. In the months since March 2020, all of us have experienced a lifetime’s worth of change. This is the first interview in a two-part series with Greater Nevada Credit Union’s President and CEO, Wally Murray. 
Financial Fears - Toy Pumpkin with Money
10/26/2020 | Your Greater Nevada Credit Union Team

Facing Your Financial Fears and Banishing Them From Your Life

Financial fears—those thoughts that keep you up at night with worry and concern. They’re like the grown-up version of the monster under the bed or the ghost in the closet. These shadowy specters haunt more than half of U.S. adults and can cause anxiety and mood changes. But unlike childhood nightmares, the financial frights persist during daytime hours and can affect an individual’s ability to concentrate and achieve their professional goals.

However, there are ways to conjure an antidote or counter-curse to banish these money monsters from your life. Here are six common financial fears among U.S. adults and ways to overpower them.

Young Woman on Laptop and Phone While Digital Banking
10/22/2020 | Veronica Gomez, Digital Experience Manager at Greater Nevada Credit Union

Banking Resources You Can Use Without Ever Going Into A Branch

Sometimes, you want to be able to access a banking resource on your terms. Maybe you just remembered to pay your credit card bill at 2 a.m. Or, you want to be able to check your account balance or deposit a check from the comfort of your couch. With digital banking resources, you can manage your money where and when you need to, which gives you time back to focus on what is most important to you.
Family at the Credit Union Branch Pod - Masks Included
10/15/2020 | Danny DeLaRosa, Chief Development Officer at Greater Nevada Credit Union

3 Reasons Why Credit Unions Are Worth Celebrating

Ice cream, puppies, team sports and credit unions—all four of these have an official day to applaud the goodness they bring to the world. In honor of International Credit Union Day, here are a few reasons why credit unions deserve some accolades on this day, and really every day of the year.
How to Get the Right Checking Account for Your Needs
10/7/2020 | Tom Wambaugh, Vice President of Member Services for Greater Nevada Credit Union

Here's How to Get the Right Checking Account for Your Needs

If you ask most people how much money they have, they’ll likely tell you the current balance of their checking account. It’s fundamental to each person’s finances. Along with a savings account, a checking account is one of the cornerstones of how you manage your money. That’s why choosing the right type of checking product can greatly improve your financial health and satisfaction.
Finances Web Example for Fraud Concerns
10/2/2020 | Patty Chang, Vice President of Risk Management for Greater Nevada Credit Union

Don't Be Fooled! Protect Your Identity and Finances Against Fraud and Scams

It’s crucial to protect your identity right now, as many criminals and scam artists see COVID-19 as an opportunity to prey on Americans—especially seniors. According to data from the Federal Trade Commission, Americans have lost $145 million to fraud related to COVID-19. Since the beginning of 2020, consumers have filed more than 205,000 reports of fraud linked to the coronavirus, according to the FTC.
Emergency Preparedness Month - Emergency Piggy Bank
9/24/20 | Dean Altus, Executive Vice President/Chief Credit & Retail Officer at Greater Nevada Credit Union

More Greater Nevada Members Create Savings Habits With 'I Can Save'

In less than 10 months, almost 1,000 Greater Nevada members have taken the leap and invested in themselves by creating good savings habits. This is especially encouraging given the statistics regarding the number of Americans who haven't been able to save money for an emergency. About 78% of American workers live paycheck-to-paycheck, more than half of U.S. households don't have an emergency savings fund, and 40% would struggle to cope with a $400 unexpected expense.
Emergency Preparedness Month - Emergency Piggy Bank
9/17/20 | Danny DeLaRosa, Chief Development Officer at Greater Nevada Credit Union

Get Ahead and Start Preparing for the Next Financial Emergency Today

Amid all the other crises of 2020—a global pandemic, the largest wildfire season recorded in California history, murder hornets (remember those?)—many people are also experiencing their own financial emergency. Some have lost their jobs due to the COVID-19 pandemic or seen a dramatic dip in their hours and pay. Others have watched their retirement savings fluctuate due to market conditions. For some small business owners, the one-two-punch of state-wide closures and the threat of the coronavirus has led to an almost 27% dip in revenue.
9/9/20 | Jeremy Gilpin, Executive Vice President of Greater Commercial Lending

How Helping Rural Businesses Access Capital Protects Our Country’s Supply Chains

As we all respond and adapt to the massive changes brought by COVID-19, it’s vital to recognize how crucial the role rural businesses play in the recovery of our national economy. When a global health crisis disrupts America’s rural economies and communities, the ripple effects can impact supply chains of essential services and products. Without the food, transportation, manufacturing, and energy that America’s rural businesses produce, people in metropolitan areas suffer needlessly.
Supporting image for Personal Loans 101
07/17/17 | Bennett Queen

Learn the Basics and Benefits: Personal Loans 101

Greater Nevada Credit Union
When you were a child, did you ask your parents for ten dollars because you wanted to buy something that you couldn’t afford? Did they reply, “Okay, but you’re going to have to pay me back, plus interest.” If they did, they were teaching you a valuable lesson about borrowing.
Supporting Image for Best of Northern Nevada
06/29/2017 | Bennett Queen

Best of Northern Nevada

Greater Nevada Credit Union
Reno News & Review (RN&R) has just commenced its “Best of Northern Nevada” campaign to celebrate the businesses, events and places that make us proud to call northern Nevada home. At Greater Nevada Credit Union we love to support the communities we serve and in honor of the “Best of Northern Nevada 2017” awards we wanted to share a few of the events and places that make this region great.
Supporting Image for Filing Taxes Early
02/27/17 | Bennett Queen

Why You Should Consider Filing Your Taxes Early

Greater Nevada Credit Union
Every year, February brings about the start of tax season. For some, the process may be quick and painless while others may spend months gathering the needed documents. During tax season, procrastination can be one of your worst enemies. Here are four reasons why you should think about filing early.
Thinking about changing your bank?
11/18/2016 | Bennett Queen

Thinking about changing your bank?

Greater Nevada Credit Union
Today, there are so many choices for consumers when it comes to banking. If you’re unhappy with your current financial institution, why not think about switching? One of the biggest reasons most people stay with their financial institution is because switching seems like a difficult process, it really isn’t.  In fact, here’s a simple checklist of steps to follow. You may find yourself saying, “Wow. That was easier than I thought.”