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Managing Holiday Expenses
11/14/2019 | Greater Nevada Credit Union

Managing Holiday Expenses

According to a 2017 survey from Varo Money, 74 percent of Americans say they often fail to budget properly for the holidays. And so many end up racking up holiday debt, particularly on credit cards.
 
The problem is that debt on credit cards tends to linger past the holiday season. According to a 2018 Magnify Money survey, 49 percent of holiday shoppers said it would take five months or longer to pay the season’s debt off their credit cards. That means those shoppers were going to paying off their 2018 holiday debt well into May of 2019.
 
But it doesn’t have to be that way. Here are tips to help manage holiday expenses:

Use Energy Wisely This Winter
10/29/19 | Greater Nevada Credit Union

Using Energy Wisely this Winter

Heating, air conditioning, and water heating account for more than 74 percent of the energy consumed per household nationally and for 60 percent of the household energy dollars spent, according to the U.S. Energy Information Administration. In fact, each household in the U.S. spends about $1,856 per year. 

Now that temperatures are cooling down in Nevada, the following tips can help you save money on energy costs during the winter months, and even all year long in the Silver State or any place you call home!

What-to-do-with-old-401k
7/2/19 | Greater Nevada Financial Services

What Should You Do with Your Old 401(k)?

One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) account.¹ You have three basic choices with the 401(k) account you’ve accrued at a previous employer.
2019 Budget
1/16/19 | California / Nevada Credit Union League

STARTING OFF THE NEW YEAR RIGHT—FINANCIALLY

CONSIDER THIS:  A Gallup poll found only about 1/3 of Americans (32 percent) maintain a household budget. Without a budget, it is easy to overspend, waste money, and get into debt.

So, what steps can you take to create a successful budget? Preparation is key. Most of us plan trips, weekend activities, work projects—so why should we handle our money any differently?

Family Dinner
1/07/19 | Greater Nevada Credit Union

Simple Ways to Take Control of Your Finances This Year

Get a year's worth of helpful tips to help you live greater condensed into one short e-book!
Home, Life, Auto Insurance and more
12/24/18 | Kristina Peterson

How to Save Money and Achieve Affordable Insurance

Greater Nevada Credit Union

We need insurance for just about everything: home or renters, car, life, business, pets, and possibly a lot more, depending on how many other assets you may have. Although insurance provides us with the necessary coverage to protect ourselves and our possessions, many don’t bother to do proper research on how they might be able to save on their insurance expenses.

Woman using her checking account to mobile deposit
9/28/18 | Greater Nevada Credit Union

7 Things to Consider When Choosing a Checking Account

Today’s checking accounts run the gamut from basic to offering rewards and higher yields. If you’re looking to find the account that’s right for you, consider these 7 things:
 
Saving Money on Pet Ownership
5/3/18 | California / Nevada Credit Union League

Saving Money on Pet Ownership

Most Americans don’t shy away from spending on their furry, feathery and scaly family members. According to the American Pet Products Association, pet owners across the U.S. spent about $29 billion in pet food in 2017.

Emergency Savings Piggy Bank
3/31/18 | California / Nevada Credit Union League

BUILDING AN EMERGENCY FUND

Financial experts frequently advise people to set aside in an emergency fund enough money to pay for six to nine months of living expenses.

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9/1/17 |

How to Keep Holiday Expenses Under Control

Greater Nevada Credit Union
It may not be fall yet, but the holidays seem to start earlier and earlier every year. And the sooner they start, the sooner our wallets and bank accounts begin to suffer.

Follow these tips to prepare for future holidays and keep your holiday expenses under control.
 
Supporting Image for 7 Ways to Get Organized This May
05/02/17 | Bennett Queen

7 Ways to Get Organized This May

Greater Nevada Credit Union
Can you believe that it’s already May and almost half of the year has gone by?  If you’re like me, then I bet you still haven’t achieved your New Year’s resolution of “getting organized,” but don’t worry, you’re in luck! We’ve got seven great ideas to get you organized and keep your life on track for the coming months. 
 
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04/20/17 | Bennett Queen

National Credit Union Youth Month: Managing Money Wisely

Greater Nevada Credit Union
April is National Credit Union Youth Month, and across the nation credit unions are promoting the importance of teaching youth ways to earn, spend, save, and manage money wisely. Below is an overview of how you can instill good money habits in your kids, no matter what age.
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04/10/17 | Bennett Queen

Are you thinking about refinancing your mortgage?

Greater Nevada Credit Union

If you haven’t thought about refinancing yet, maybe it’s time to look into it. According to Mortgage Professional America (MPA), American homeowners are missing out on $5.4 billion by not refinancing as mortgage rates have dropped. There can be a lot of benefits to refinancing your mortgage, but how do you know if it’s a good idea for you? 

Supporting Image for Take an Affordable Spring Break Trip in Nevada
03/20/17 | Bennett Queen

Take an Affordable Spring Break Trip in Nevada

Greater Nevada Credit Union
Sunny days? Higher temperatures? What is this? It almost feels like spring is in the air! Right about now you should be trading in the snow pants and thermals for a light jacket and dare I say,…shorts? If you want a more affordable spring break option, we’ve come up with our four favorite spring break destinations that are right in our own backyard.
Supporting image for Smart Money
1/12/17 | NerdWallet

Smart Money: Best Moves for 20-Something Investors

When it comes to investing early in life, you likely have two things on your side: time and flexibility. Although a 2015 survey found that most millennials don't think they'll have enough money saved for retirement, investing is one way to help build wealth for the future. Here are some of the best investments you can make in your 20s.

Scared of the Monster (Debt) Lurking In Your Finances?
11/10/16 | Bennett Queen

Scared of the Monster (Debt) Lurking In Your Finances?

Greater Nevada Credit Union
Halloween may be over but being in a lot of debt can be a scary thing, and all that holiday season spending won’t help. If your personal finances are starting to feel like a horror story, consider some of these ideas to slay the debt beast (or at least tame it).
Savings 101: What Is a Share Certificate?
11/03/16 | NerdWallet

Savings 101: What Is a Share Certificate?

With so many financial products available, choosing which type of account to open can be just as stressful as deciding where to open one. For consumers looking for earnings on their savings, one of the options that credit unions offer is share certificates. Here's a brief overview of how they work and some of their advantages and disadvantages.

With rising car prices, what are my options?
10/19/16 | Bennett Queen

With rising car prices, what are my options?

Greater Nevada Credit Union
Looking for a new car can be an exciting process, but also a frustrating and confusing one. There are certainly a lot of options: “Should I buy a new car?” “Should I buy a used car?” “Should I lease?” “Am I better off biking?” The following are some tips when shopping for a new car, whether you’re a seasoned veteran or a first-time buyer.
How to Save Time and Automate Your Savings
10/28/15 | Kristina Kraus

How to Save Time and Automate Your Savings

Greater Nevada Credit Union
Time and money are precious. Thanks to enhancements in online and mobile banking, we can get back some time and even increase our savings while we’re at it.

Set up Online Banking and Mobile

Can you believe it? In 2013, only 51% of adults used online banking. And according to the Federal Reserve’s 2015 Consumer and Mobile Financial Services report, only 39% of all mobile phone owners with a bank account have used mobile banking in the past 12 months. That’s a lot of people who are probably spending more time and money than they need to.
 
Cheap and Easy Home Improvements
9/30/15 | Kristina Kraus

Cheap and Easy Home Improvements

Greater Nevada Credit Union
Upgrading kitchens, remodeling bathrooms, and adding on rooms aren’t your typical budget-friendly home improvement projects. While you save up for these bigger expenses, why not do some low-cost projects that can make a considerable difference in the mean time.
The Best Apps to Help You Budget
5/18/15 | Kristina Kraus

The Best Apps to Help You Budget

Greater Nevada Credit Union
Many of us can remember playing Snake on our Nokia phones back in the late 1990s. By 2008, there were 800 applications and games available for download in the App Store. Six years later, there were 1.4 million apps users could choose from, including apps to identify songs playing on the radio, edit videos, and more. Beyond entertainment, today’s mobile applications can also help you get organized, especially when it comes to personal finances.
11/10/14 | Kristina Kraus

6 Ways to Manage Your Heating Bill

Greater Nevada Credit Union
Between paying for all the food and drinks for a Thanksgiving feast, Christmas gifts for family and friends, and holiday trips, it’s hard to think about saving money over the next few months.  And as a recent transplant from Southern California, I also haven’t really thought much about what my heating bill will be like in northern Nevada. (I was more focused on the beautiful, snowy winter I’d enjoy!)

Luckily good old dad shared some advice with me and in turn, I would like to share it with you, since saving is never easy and we could all use a helpful tip once in a while.
10/29/14 | Kristina Kraus

Budget Friendly Halloween Costumes Done in a Pinch

Greater Nevada Credit Union
Flash forward to tomorrow afternoon, your phone rings and great news, you’re invited to a Halloween party! But wait, you don’t have a costume, it’s the day before, and if you’re like me, spending $60+ dollars for a once-a-year outfit really isn’t fun...sigh. This happens to me just about every year on Halloween and I thus have two options to debate, sit on the couch trying to find anything other than an old horror movie to watch or go out with friends and probably have a good time.  I know you’re thinking that to enjoy Halloween you need to have some brilliant disguise but trust me, your friends won’t care as long as you go! So suck it up, take my advice and you will have a great time and an easy costume that won’t break the bank.
 
What is Home Equity and How Can You Make it Work For You?
05/23/2014 | Kate Robinson

What is Home Equity and How Can You Make it Work For You?

Greater Nevada Credit Union

The goal of this blog is to provide information that will help you Live Greater financially. Sometimes banks and credit unions take it for granted that consumers understand all of their financial lingo, but I know from personal experience that’s not always true. So this week I am going to address a question some of you may have about a commonly used term: home equity.

7 Tips for Buying Your Next New Car
02/21/2014 | Kate Robinson

7 Tips for Buying Your Next New Car

Greater Nevada Credit Union
It might start with something falling off your car… maybe something small like the handle to control the seat tilt. You may start noticing worn through spots in the carpet or upholstery, or it may just be that a newer, shinier model catches your eye. Whatever it is, once you get the “new car” itch, it’s only a matter of time before you’re kicking tires at the local dealership, looking for your upgrade.