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Managing Holiday Expenses
11/14/2019 | Greater Nevada Credit Union

Managing Holiday Expenses

According to a 2017 survey from Varo Money, 74 percent of Americans say they often fail to budget properly for the holidays. And so many end up racking up holiday debt, particularly on credit cards.
 
The problem is that debt on credit cards tends to linger past the holiday season. According to a 2018 Magnify Money survey, 49 percent of holiday shoppers said it would take five months or longer to pay the season’s debt off their credit cards. That means those shoppers were going to paying off their 2018 holiday debt well into May of 2019.
 
But it doesn’t have to be that way. Here are tips to help manage holiday expenses:

Use Energy Wisely This Winter
10/29/19 | Greater Nevada Credit Union

Using Energy Wisely this Winter

Heating, air conditioning, and water heating account for more than 74 percent of the energy consumed per household nationally and for 60 percent of the household energy dollars spent, according to the U.S. Energy Information Administration. In fact, each household in the U.S. spends about $1,856 per year. 

Now that temperatures are cooling down in Nevada, the following tips can help you save money on energy costs during the winter months, and even all year long in the Silver State or any place you call home!

Marriage and Money
5/8/19 | CA NV Credit Union League

Money Matters for Newlyweds

Greater Nevada Credit Union
Consider This:  Perhaps your wedding is just around the corner. Or you’ve managed to survive the wedding stresses and are enjoying the honeymoon. Or you’re settling into your new home together. Wherever you are on the newlywed spectrum, you may have heard one of the most common problems in marriage is finances. It can often lead to divorce.
 
Online Education
4/3/19 | Everfi, A Financial Education Partner of GNCU

The Multidimensional Benefits of Financial Education: For Individuals, Communities, and the Mobile Future

In today’s world, the ability to manage money has never been more critical. All the while, financial knowledge among the general public has not kept pace with the need for financial capability. In a 2017 study, only 48 percent of all Americans were able to answer at least half of a set of financial literacy questions correctly. The young adult demographic performed even worse, with less than a quarter of millennials, in another study, able to answer basic financial wellness questions.
How to Get Discounts at Disneyland Resorts
2/14/19 | Get Away Today - a GNCU Partner

How to Get Discounts at Disneyland Resorts

If you’re starting to plan a spring break vacation or family summer trip, and Disneyland Resort is where you’d like to head, don’t book anything until you check out the many discounts available to you. Before we look at those special offers, let’s first review upcoming events that you may want to schedule around.
 
Family Dinner
1/07/19 | Greater Nevada Credit Union

Simple Ways to Take Control of Your Finances This Year

Get a year's worth of helpful tips to help you live greater condensed into one short e-book!
Credit Cards
10/25/18 | California / Nevada Credit Union League

Choosing the Right Credit Card

CONSIDER THIS: The credit cards consumers choose can have a considerable impact on their overall financial health, so it’s important to choose wisely.

Although there are no set rules for finding the perfect credit card, here are some ways to make that search a little easier:

Oil Change
10/17/18 | Haley Kieser

How Healthy Car Habits Can Positively Affect Your Credit & Lifestyle

Freelance writer that specializes in automotive, finance, and home & living for notable brands.

A good credit score is much more than simply paying your bills on time. Those with the best credit tend to have overall healthy habits, like only buying necessities and keeping luxuries to a minimum. They also make smart decisions when making big purchases, carefully maintain their belongings, and live a fiscally responsible lifestyle.

Best of Northern Nevada
10/5/18 | Greater Nevada Credit Union

Best of Northern Nevada

Fall is a great time to enjoy the striking natural beauty and diverse activities only found in northern Nevada.  Trees throughout the region show off with glorious displays of autumn color, mild daytime temperatures and crisp evenings are ideal for enjoying the outdoors, and a bounty of local harvest festivals offer fall fun for all ages.

Here are some ideas for local events to check out, plus some unique places to explore that transport you back in time, appeal to sports fans of every persuasion, or beckon nature enthusiasts with scenic diversity and beauty.

Accessible Modifications for Your Home
8/30/18 | Caitlin Hoff

Accessible Modifications for Your Home

ConsumerSafety.org
Most homes aren’t designed with accessibility in mind for people with disabilities. Whether someone is born with an impairment or acquires a disability later in life, certain home modifications may be necessary to improve his or her quality of living. 
Supporting image for P2P payment
8/7/18 | Cailey Gibson, Digital Solutions

What is Person-to-Person Payment?

Greater Nevada Credit Union
Person-to-person, or a ‘P2P’ payment, is a term you may have heard in conversation or mentioned in passing. This new form of payment is a way to send or request money from your friends and family, or pay bills via an app faster and easier.
 
Saving Money on Pet Ownership
5/3/18 | California / Nevada Credit Union League

Saving Money on Pet Ownership

Most Americans don’t shy away from spending on their furry, feathery and scaly family members. According to the American Pet Products Association, pet owners across the U.S. spent about $29 billion in pet food in 2017.

Woman Grocery Shopping with Coupons
2/8/18 | California/Nevada Credit Union League

SHOPPING FOR THE BEST DEALS ON GROCERIES

CONSIDER THIS: The government’s Consumer Price Index estimates prices for groceries will rise by 1 to 2 percent in 2018. For some products, prices could go even higher. For example, the prices for chicken and avocados are expected to go up.

Here are some tips for finding the best deals on groceries:

Supporting Image for Stop Financial Clutter
2/03/17 | We Own Our Bank

Stop Financial Clutter

What is financial clutter?
Do you have too many credit cards? Are your desk drawers overflowing with old receipts and statements?  Is your money spread out at various financial institutions? We’ll look at these three areas to see how to declutter.
 
Supporting image for How to set New Year’s Goals That Will Last
01/03/17 | Bennett Queen

How to set New Year’s Goals That Will Last

Marketing Coordinator
Let me start off this post by asking you to think about your New Year’s resolution from last year. Go ahead, I’ll wait… I won’t ask you what it was, but what I would like to know is: did you keep that resolution? If not, try doing things a bit differently this New Year.
Scared of the Monster (Debt) Lurking In Your Finances?
11/10/16 | Bennett Queen

Scared of the Monster (Debt) Lurking In Your Finances?

Greater Nevada Credit Union
Halloween may be over but being in a lot of debt can be a scary thing, and all that holiday season spending won’t help. If your personal finances are starting to feel like a horror story, consider some of these ideas to slay the debt beast (or at least tame it).
Is Owning a Tiny House Right for You?
7/22/16 | Kristina Kraus

Is Owning a Tiny House Right for You?

Greater Nevada Credit Union
Traveling across the country is a dream for many, and a growing number of people are pursuing that dream through the tiny house movement. With shows on HGTV and other channels about tiny home lifestyles, the question came up: What are the pros and cons of living in a house that is 500 square feet or smaller?
Take Care of Yourself without Overspending
5/27/16 | Kristina Kraus

Take Care of Yourself without Overspending

Greater Nevada Credit Union
Sure life is busy, especially when it revolves around family, work, volunteering and other commitments. However, it’s important to occasionally take time out to take care of yourself. Doing that is easier and more affordable than you might think, and following are just a few ideas to help you get into the habit.
Cheap and Easy Home Improvements
9/30/15 | Kristina Kraus

Cheap and Easy Home Improvements

Greater Nevada Credit Union
Upgrading kitchens, remodeling bathrooms, and adding on rooms aren’t your typical budget-friendly home improvement projects. While you save up for these bigger expenses, why not do some low-cost projects that can make a considerable difference in the mean time.
Buying vs. Renting Your Next Home
9/11/15 | Kristina Kraus

Buying vs. Renting Your Next Home

Greater Nevada Credit Union
It’s long been the “American Dream” to own a home, though making such a big financial commitment can be terrifying. Luckily, mortgage rates have continued to remain historically low, making homeownership accessible for more people. So, now could be a good time to decide if renting or owning is better for you. 
11/10/14 | Kristina Kraus

6 Ways to Manage Your Heating Bill

Greater Nevada Credit Union
Between paying for all the food and drinks for a Thanksgiving feast, Christmas gifts for family and friends, and holiday trips, it’s hard to think about saving money over the next few months.  And as a recent transplant from Southern California, I also haven’t really thought much about what my heating bill will be like in northern Nevada. (I was more focused on the beautiful, snowy winter I’d enjoy!)

Luckily good old dad shared some advice with me and in turn, I would like to share it with you, since saving is never easy and we could all use a helpful tip once in a while.
10/29/14 | Kristina Kraus

Budget Friendly Halloween Costumes Done in a Pinch

Greater Nevada Credit Union
Flash forward to tomorrow afternoon, your phone rings and great news, you’re invited to a Halloween party! But wait, you don’t have a costume, it’s the day before, and if you’re like me, spending $60+ dollars for a once-a-year outfit really isn’t fun...sigh. This happens to me just about every year on Halloween and I thus have two options to debate, sit on the couch trying to find anything other than an old horror movie to watch or go out with friends and probably have a good time.  I know you’re thinking that to enjoy Halloween you need to have some brilliant disguise but trust me, your friends won’t care as long as you go! So suck it up, take my advice and you will have a great time and an easy costume that won’t break the bank.
 
What is Home Equity and How Can You Make it Work For You?
05/23/2014 | Kate Robinson

What is Home Equity and How Can You Make it Work For You?

Greater Nevada Credit Union

The goal of this blog is to provide information that will help you Live Greater financially. Sometimes banks and credit unions take it for granted that consumers understand all of their financial lingo, but I know from personal experience that’s not always true. So this week I am going to address a question some of you may have about a commonly used term: home equity.

7 Tips for Buying Your Next New Car
02/21/2014 | Kate Robinson

7 Tips for Buying Your Next New Car

Greater Nevada Credit Union
It might start with something falling off your car… maybe something small like the handle to control the seat tilt. You may start noticing worn through spots in the carpet or upholstery, or it may just be that a newer, shinier model catches your eye. Whatever it is, once you get the “new car” itch, it’s only a matter of time before you’re kicking tires at the local dealership, looking for your upgrade.